topic Re: Chase Sapphire Preferred Approval :) in Credit Card Approvals

Chase Sapphire Preferred Approval :)

Anonymous — Mon, 13 Dec 2021 02:30:01 GMT

When I started this journey last year it was out of necessity as my significant other became pregnant in Feb and I needed to become more financialy responsible. So starting in July I was

Equifax TransUnion Experian

7/20/2020

567

531

604

Thanks to the awesome people and sets of data on this site I grinded my way up to the 670s and pretty much hit a plateau there from Oct/Nov of last year all the way up until last month where my Experian jumped 100+ points out of nowhere and then shortly after my Equifax. My Transunion is still back there but Im sure it will follow suite shortly.

I started by getting rid of all collections through disputes/deletes, and help from Credit glory for specific removals. Got added to a few authorized user accounts. Practiced AZEO for a year. Two months ago I put high balances on two cards (80%+) to try and move the needle but I did not see any results (maybe it did somthing after all?)

All 3 cards I got were in July/August of 2020. Got a secured boa card that is now unsecured (started at 500->3000) a navy extra rewards amex (500->1500), and a cap one credit card which PC'd to quicksilver from their offer (400->800).

Just want to say thanks to everyone presently active here as all submitions help and make a difference to, Im sure, at least one other person.

When I started, the only card I wanted more than all others was the Chase Sappire Preffered and I was just approved with a SCL of 5,400.

Thanks all. If anyone wants more details just ask.

Im now at

Equifax TransUnion Experian

12/9/21

782

679

786

Also, I still have 30K in defaulted student loans which I have not yet addressed.

Re: Chase Sapphire Preferred Approval :)

cashorcharge — Mon, 13 Dec 2021 02:31:22 GMT

That's terrific progress!! Congratulations on your Chase CSP Approval!! 🎉🥂👏

Re: Chase Sapphire Preferred Approval :)

CreditMagic7 — Mon, 13 Dec 2021 02:31:46 GMT

Congrats on your CSP new approval!!

Re: Chase Sapphire Preferred Approval :)

gdale6 — Mon, 13 Dec 2021 02:37:07 GMT

Grats on your CSP approval

Re: Chase Sapphire Preferred Approval :)

Rebuild2019 — Mon, 13 Dec 2021 02:38:02 GMT

Congratulations 🎈🎊🎉 on your approval.

Re: Chase Sapphire Preferred Approval :)

coreyb80 — Mon, 13 Dec 2021 02:45:14 GMT

Congrats on the nice approval! Great work on the progress and wishing you much continued success!!

Re: Chase Sapphire Preferred Approval :)

Ilinferno — Mon, 13 Dec 2021 02:52:04 GMT

Wow that's great on all of your progress! Congrats on the new Sapphire!

Re: Chase Sapphire Preferred Approval :)

CreditAggie — Mon, 13 Dec 2021 03:06:55 GMT

Congratulations on your CSP approval!

Re: Chase Sapphire Preferred Approval :)

M_Smart007 — Mon, 13 Dec 2021 04:12:04 GMT

Congratulations on your Sapphire Preferred Approval 🥳

Re: Chase Sapphire Preferred Approval :)

Total80sKid — Mon, 13 Dec 2021 05:17:34 GMT

Congrats on your CSP approval 👍🏼

Re: Chase Sapphire Preferred Approval :)

difringe — Wed, 15 Dec 2021 00:28:54 GMT

Congratulations on your approval and on an incredible credit journey! Did they still have the 100k UR point sign-up bonus?