topic Re: AMEX Delta Platinum Approval in Credit Card Approvals

AMEX Delta Platinum Approval

Anonymous — Mon, 13 Dec 2021 04:25:46 GMT

Hello all,

Haven't posted on here since I was a young naïve credit builder but I've recently started progressing in the game again so I thought I'd share my recent success(es).

My secondary checking account is with Chase but I had yet to have any lending relationship with them. They kept tempting me with pre-approvals on the app, so eventually I relented and applied for the CFU earlier this week - approved with a 2k limit.

However, I was still craving more. After watching a bunch of AskSebby videos, I decided to check my AMEX pre-quals. Clicked on the AMEX Delta Platinum, knowing that I don't travel much but I do want to travel more. It said I was pre-approved! Pulled the trigger and got an $8200 limit, by far the most of any card I have, I was quite shocked. They used to hate my profile when I was building so I got declined for various tiers of the AMEX Delta card in years past. Probably would have made more sense to apply for the Gold with my current spending habits but I'll get the intro offer and figure the rest out down the road.

DP's:
720 Experian (Taken from their website, not the applications)
1 inquiry (The Chase card I just got approved for, hasn't begun reporting yet)
1% Utilization

Existing cards:
8 month old AMEX Gold
13 month old CapOne SavorOne
CapOne QuickSilver, AMEX ED, and Local CU card, all from 2018

Re: AMEX Delta Platinum Approval

CreditAggie — Mon, 13 Dec 2021 04:27:45 GMT

Congratulations on your approvals!

Re: AMEX Delta Platinum Approval

collics — Mon, 13 Dec 2021 04:40:13 GMT

Yay! Congrats on the new Amex. Happy *future* travels!

Re: AMEX Delta Platinum Approval

Ilinferno — Mon, 13 Dec 2021 04:48:56 GMT

Congrats on your new Delta Platinum!

Re: AMEX Delta Platinum Approval

Total80sKid — Mon, 13 Dec 2021 05:14:20 GMT

Congrats on your Platinum approval 👍🏼

Re: AMEX Delta Platinum Approval

AMJ50 — Mon, 13 Dec 2021 05:28:03 GMT

I just got the Delta Gold, applied thru credit karma low sl $1000. I wished I would've apped for the platinum, the Gold doesn't have allot of rewards, but free checked bag. 1st year no annual fee, you live and learn.

Re: AMEX Delta Platinum Approval

M_Smart007 — Mon, 13 Dec 2021 05:29:04 GMT

Congratulations on your Delta Platinum Approval 👍

Re: AMEX Delta Platinum Approval

Anonymous — Mon, 13 Dec 2021 05:42:34 GMT

@AMJ50 wrote:
I just got the Delta Gold, applied thru credit karma low sl $1000. I wished I would've apped for the platinum, the Gold doesn't have allot of rewards, but free checked bag. 1st year no annual fee, you live and learn.

Congrats, personally I think the Gold would have made more sense for me just because of the extra spending bonus; $100 flight credit for spending $10k in a year is a lot easier than 10k MQMs for spending $25k. I also tend to go with AirBNB over hotels. But oh well, I'll find a way to make it work, haha

Re: AMEX Delta Platinum Approval

Jedibarber007 — Mon, 13 Dec 2021 05:43:08 GMT

Nice!

Re: AMEX Delta Platinum Approval

Relatxbles — Mon, 13 Dec 2021 16:49:13 GMT

Nice work! That's a great card to add to the portfolio. Enjoy!

Re: AMEX Delta Platinum Approval

gdale6 — Mon, 13 Dec 2021 17:37:46 GMT

Nice, grats on your Delta approval

Re: AMEX Delta Platinum Approval

NRB525 — Tue, 14 Dec 2021 07:26:01 GMT

Congrats on your Delta Platinum approval ! Very nice SL !

Re: AMEX Delta Platinum Approval

shalimarcat — Tue, 14 Dec 2021 15:52:35 GMT

Well done! I, too, enjoy AskSebby videos.

Re: AMEX Delta Platinum Approval

CreditMagic7 — Tue, 14 Dec 2021 15:56:48 GMT

Congratulations on the Delta Platinum Approval