topic Re: X1 Approval in Credit Card Approvals

X1 Approval

8Hunnid — Sat, 18 Dec 2021 00:43:20 GMT

I recieved the invite about 6 weeks after joining the waitlist. The entire process and Plaid were pretty simple and seamless. Instant approval for $27,000. By far my highest starting limit. I was shown 2 different APRs, 15% and 18.9%. I remember someone else mentioning this but don't remember which was their actual APR.

DPs

1/6, 4/12, 4/24. 13% Util with 1 card at 85%.

At 3% cash back, this will cover our tuition fee and the Plastiq fee to use a credit card for our car payments. Between the boosts and bonus pts for autopay, this card will get used alot

Re: X1 Approval

M_Smart007 — Sat, 18 Dec 2021 01:13:52 GMT

Grats on the X1 approval!

Re: X1 Approval

Ilinferno — Sat, 18 Dec 2021 01:39:08 GMT

Nice approval! Congrats!

Re: X1 Approval

CreditMagic7 — Sat, 18 Dec 2021 02:47:20 GMT

Congrats on that X1 approval!

Re: X1 Approval

CreditAggie — Sat, 18 Dec 2021 03:08:59 GMT

Congratulations on your X1 approval!

Re: X1 Approval

Total80sKid — Sat, 18 Dec 2021 05:40:31 GMT

Congrats on your X1 approval 👍🏼

Re: X1 Approval

gdale6 — Sat, 18 Dec 2021 15:25:08 GMT

Grats on your X1 approval

Re: X1 Approval

cashorcharge — Sat, 18 Dec 2021 17:46:39 GMT

That's terrific!! Congratulations on your X1 Approval!! 🎉🥂👏

Re: X1 Approval

rostrow416 — Sat, 18 Dec 2021 17:52:37 GMT

@8Hunnid wrote:
I recieved the invite about 6 weeks after joining the waitlist. The entire process and Plaid were pretty simple and seamless. Instant approval for $27,000. By far my highest starting limit. I was shown 2 different APRs, 15% and 18.9%. I remember someone else mentioning this but don't remember which was their actual APR.
DPs
1/6, 4/12, 4/24. 13% Util with 1 card at 85%.
At 3% cash back, this will cover our tuition fee and the Plastiq fee to use a credit card for our car payments. Between the boosts and bonus pts for autopay, this card will get used alot

I thought it was my mistake but I'm pretty sure I saw the same thing - an 18.xx% APR but in the app it shows a 15% APR. May just have been a glitch during the approval. I didn't think anything of it, because I didn't get this card for it's APR but at least I know I wasn't crazy.

Re: X1 Approval

Lou-natic — Sun, 19 Dec 2021 15:39:59 GMT

@8Hunnid wrote:
I recieved the invite about 6 weeks after joining the waitlist. The entire process and Plaid were pretty simple and seamless. Instant approval for $27,000. By far my highest starting limit. I was shown 2 different APRs, 15% and 18.9%. I remember someone else mentioning this but don't remember which was their actual APR.
DPs
1/6, 4/12, 4/24. 13% Util with 1 card at 85%.
At 3% cash back, this will cover our tuition fee and the Plastiq fee to use a credit card for our car payments. Between the boosts and bonus pts for autopay, this card will get used alot

Congrats on your approval! They showed me an APR of something like 18.75% when I was approved but when I look in the app it says 15.5%. Nowhere during the app process did it say anything about a promotional rate either so who knows.

Re: X1 Approval

Metalcards — Fri, 24 Dec 2021 02:06:47 GMT

congrats on your approval.

Question... You received an invite after 6 weeks on waitlist? I joined the waitlist back in April and have not received an invite yet. Wonder what's up with that?