topic Re: Newegg/Synchrony approval in Credit Card Approvals

Newegg/Synchrony approval

Anonymous — Thu, 23 Dec 2021 19:17:46 GMT

Just a month ago I was approved for a B&H Financing Card (Synchrony), and as has been reported here, B&H is shutting down both that and their Payboo card on January 17th, and will have a new program replacing both of those later in January.

There's a $830 item I've been planning to buy two units of from B&H, but B&H has been out of stock. I had planned to apply for a Newegg card (also Synchrony) at some point in the future, but I decided to apply today because Newegg has the item in stock. I requested a $3000 limit.

The online approval process involved sending text messages to my phone at two different times. At the start of the process, they sent a link to click to continue the application, and that worked fine. But after I filled out the form and submitted it, the web page said that they would text a code to me at a phone number, for which they gave the last four digits, AND IT WAS NOT MY PHONE NUMBER! This despite that they had texted the correct phone number earlier in the process!

I had to call Synchrony to complete the application. I was approved, but only with a $900 limit.That did let me buy one item from Newegg. I expect that after a while I'll be able to get a CLI.

If B&H gets any in stock before January 17th, I'll order one item from them as well. If all else fails, I can buy one from Amazon, or from Newegg on another card, but without the 0% financing that the B&H Financing and Neweg cards offer.

Re: Newegg/Synchrony approval

mrcraft — Thu, 23 Dec 2021 19:19:23 GMT

Congratulations on your Newegg approval!!

Re: Newegg/Synchrony approval

CreditMagic7 — Thu, 23 Dec 2021 19:27:47 GMT

Synchrony is just so strange anymore. They hate my guts and i never burned them in BK but like Chase they hold a PR like that against you no matter how well you have rebounded and proving yourself. Synchrony doesn't even HP me which is a CLEAR indication of blacklisted. Oh well

Thanks for sharing about NewEgg is Synchrony, i get their mailers every week but it never interested me. Good thing i didn't try.

Before Covid killed my entire profile forcing me to file i had $90K with Synchrony across 5 top cards of theirs, Sam's, PPMC, Lowes etc for years in perfect standing and $25K cards with them.

Wish you the best with however things turn out on your efforts.

Re: Newegg/Synchrony approval

FalconSteve — Thu, 23 Dec 2021 19:24:24 GMT

Congrats on approval, sorry it wasn't more

Re: Newegg/Synchrony approval

M_Smart007 — Thu, 23 Dec 2021 19:26:27 GMT

Congratulations on your Newegg Approval! 🎅🎄☃️

Re: Newegg/Synchrony approval

Ilinferno — Thu, 23 Dec 2021 19:40:24 GMT

Congrats on the approval!

Re: Newegg/Synchrony approval

WTL1 — Thu, 23 Dec 2021 23:57:44 GMT

In the past, with Synchrony accounts, on approval I immediately hit the "luv" button and got additional credit - for my B&H Synchrony card I was initially approved at $10K and a day later when I could access the new account I got it bumped up to $13,500 and then immediately again to $17,500 - all without a single purchase.

YMMV, this was a little over a year ago and things change...

Re: Newegg/Synchrony approval

CreditAggie — Thu, 23 Dec 2021 23:58:18 GMT

Congratulations on your Newegg approval!

Re: Newegg/Synchrony approval

Total80sKid — Fri, 24 Dec 2021 05:49:44 GMT

Congrats on your Newegg approval 👍🏼

Re: Newegg/Synchrony approval

gdale6 — Fri, 24 Dec 2021 15:50:15 GMT

Grats on your newegg approval!

Re: Newegg/Synchrony approval

Lou-natic — Fri, 24 Dec 2021 20:05:46 GMT

That card can and will grow fast if you want it to. I would ask for a CLI right now, if they deny make your first payment and try again. I went from 1,500 to 4,500 limit after 1 payment on my car care card. After 3 more payments I ask for and got 10k which is enough to make me happy. My newegg card took a shave from 10k to 4.5k at one point and the very next month I ask for 10k again and they just gave it back to me.

Re: Newegg/Synchrony approval

coreyb80 — Fri, 24 Dec 2021 22:10:35 GMT

Congrats on the approval!

Re: Newegg/Synchrony approval

toddc — Sat, 25 Dec 2021 10:03:14 GMT

@WTL1 wrote:
In the past, with Synchrony accounts, on approval I immediately hit the "luv" button and got additional credit - for my B&H Synchrony card I was initially approved at $10K and a day later when I could access the new account I got it bumped up to $13,500 and then immediately again to $17,500 - all without a single purchase.
YMMV, this was a little over a year ago and things change...

Yeah now they close your account if you request a CLI just because. They just make any sense.