topic Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval in Credit Card Approvals

NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

M_Smart007 — Wed, 05 Jan 2022 00:25:24 GMT

NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

Down to (2) cards, I closed one More Rewards.

DP's

LOL/24 ..(as usual)

(click image to enlarge)

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

AverageJoesCredit — Wed, 05 Jan 2022 00:58:22 GMT

Im sorry @M_Smart007 i cant follow all those pics. Just comes out blurry on my phone. How much was your increase ? I thought you were already close to 80k max with Navy or am i mistaken. Thanks for any additional info and grats.

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

Anonymous — Wed, 05 Jan 2022 01:03:10 GMT

congrats

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

M_Smart007 — Wed, 05 Jan 2022 01:19:50 GMT

@AverageJoesCredit wrote:
Im sorry @M_Smart007 i cant follow all those pics. Just comes out blurry on my phone. How much was your increase ? I thought you were already close to 80k max with Navy or am i mistaken. Thanks for any additional info and grats.

Hi @AverageJoesCredit , I was @ $80,001.00

Have no idea how they let me go $1.00 over limit.

CLI on "Baby" Plat. was from 46,100.00 to $50,000.00

Just received a $8K CLI on More Rewards.

I did close one More rewards card.

So now I am at $68,000.00 aggregate .. across (2) cards.

Can't re-allocate limits, so I will shuffle the best way I know how.

Also turned off Auto-CLI's

(click image to enlarge)

Will apply for another Flagship down the road, when the SUB is Juicy.

Happy New Year!

edited for errors

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

Ilinferno — Wed, 05 Jan 2022 01:15:00 GMT

Nice round number! Congrats!

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

M_Smart007 — Wed, 05 Jan 2022 01:22:24 GMT

@Ilinferno wrote:
Nice round number! Congrats!

@Ilinferno, Yes! .. finally some nice round numbers on both cards.

Now maybe @PullingMeSoftly won't give me the "CLD" talk no more

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

SUPERSQUID — Wed, 05 Jan 2022 01:28:18 GMT

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

ChargedUp — Wed, 05 Jan 2022 01:39:29 GMT

Congrats yet again 007!

How has your AAoA held up through all this fun? (Mine would be trashed!)

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

Elpadrino1 — Wed, 05 Jan 2022 01:45:33 GMT

Congratulations on your CLI!!

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

CreditAggie — Wed, 05 Jan 2022 01:46:47 GMT

Congratulations on your NFCU Platinum CLI!

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

M_Smart007 — Wed, 05 Jan 2022 01:47:13 GMT

@ChargedUp wrote:
Congrats yet again 007!

How has your AAoA held up through all this fun? (Mine would be trashed!)

Thanks @ChargedUp !

AAoA is holding up fairly well, Would be 15+ years, but the myFICO effect

I do have 2 or 3 CC's not reporting yet, but It should'nt move a whole lot.

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

ChargedUp — Wed, 05 Jan 2022 01:58:39 GMT

@M_Smart007 wrote:
@ChargedUp wrote:
Congrats yet again 007!

How has your AAoA held up through all this fun? (Mine would be trashed!)
Thanks @ChargedUp !

AAoA is holding up fairly well, Would be 15+ years, but the myFICO effect
I do have 2 or 3 CC's not reporting yet, but It should'nt move a whole lot.

WOW! You dipped below mine at 3.7 years!

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

AverageJoesCredit — Wed, 05 Jan 2022 02:08:26 GMT

@M_Smart007 wrote:
@AverageJoesCredit wrote:
Im sorry @M_Smart007 i cant follow all those pics. Just comes out blurry on my phone. How much was your increase ? I thought you were already close to 80k max with Navy or am i mistaken. Thanks for any additional info and grats.
Hi @AverageJoesCredit , I was @ $80,001.00
Have no idea how they let me go $1.00 over limit.
CLI on "Baby" Plat. was from 46,100.00 to $50,000.00
Just received a $8K CLI on More Rewards.
I did close one More rewards card.
So now I am at $68,000.00 aggregate .. across (2) cards.
Can't re-allocate limits, so I will shuffle the best way I know how.
Also turned off Auto-CLI's
(click image to enlarge)

Will apply for another Flagship down the road, when the SUB is Juicy.

Happy New Year!

edited for errors

Thanks Smartie, now it makes sense lol. Holy fico if i could have a 50k Plat lol. With a 5.99 apr, id be in heaven. Grats again and Happy New Year to you as well

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

M_Smart007 — Wed, 05 Jan 2022 02:10:00 GMT

@ChargedUp wrote:
@M_Smart007 wrote:
@ChargedUp wrote:
Congrats yet again 007!

How has your AAoA held up through all this fun? (Mine would be trashed!)
Thanks @ChargedUp !

AAoA is holding up fairly well, Would be 15+ years, but the myFICO effect
I do have 2 or 3 CC's not reporting yet, but It should'nt move a whole lot.

WOW! You dipped below mine at 3.7 years!

@ChargedUp, Keep in mind in the last year or so, I had dipped to 2.8 yrs.

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

ChargedUp — Wed, 05 Jan 2022 02:18:05 GMT

@M_Smart007 wrote:
@ChargedUp wrote:
@M_Smart007 wrote:
@ChargedUp wrote:
Congrats yet again 007!

How has your AAoA held up through all this fun? (Mine would be trashed!)
Thanks @ChargedUp !

AAoA is holding up fairly well, Would be 15+ years, but the myFICO effect
I do have 2 or 3 CC's not reporting yet, but It should'nt move a whole lot.

WOW! You dipped below mine at 3.7 years!
@ChargedUp, Keep in mind in the last year or so, I had dipped to 2.8 yrs.

With a file twice as thick as mine and dating to around when I was in first grade

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

greatscott85 — Wed, 05 Jan 2022 02:19:40 GMT

Congratulations! Just curious, is the platinum the "oh crap" card? Did you take out the cash advances to show util? Even further, did you pay back the balance with the cash advance? Why does this feel like a very valuable hack? LOL

Congrats again!

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

M_Smart007 — Wed, 05 Jan 2022 02:29:32 GMT

@greatscott85 wrote:
Congratulations! Just curious, is the platinum the "oh crap" card? Did you take out the cash advances to show util? Even further, did you pay back the balance with the cash advance? Why does this feel like a very valuable hack? LOL

Congrats again!

@greatscott85,

No hack. ..(I am not much into those)

Used the cash advances to flip some rare numismatic coins.

Paid the CA's back with the proceeds.

Pocketed a few dollars.

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

greatscott85 — Wed, 05 Jan 2022 02:32:30 GMT

@M_Smart007 wrote:
@greatscott85 wrote:
Congratulations! Just curious, is the platinum the "oh crap" card? Did you take out the cash advances to show util? Even further, did you pay back the balance with the cash advance? Why does this feel like a very valuable hack? LOL

Congrats again!
@greatscott85,
No hack. ..(I am not much into those)
Used the cash advances to flip some rare numismatic coins.
Paid the CA's back with the proceeds.
Pocketed a few dollars.

Agreed, silly hacks for a few bucks aren't worth the time. But I could see how there's a potential strategy there. I don't mind the "organic" use and growth.

I used to have a few of those myself! Well rather they are lost with family somewhere due to me always traveling. I will in time recover them!

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

805orbust — Wed, 05 Jan 2022 03:12:02 GMT

Ok @M_Smart007 you've got your Superman thing working, huh? 😂

Re: NFCU Platinum Visa "SP" CLI to $50,000.00 **Approval

Total80sKid — Wed, 05 Jan 2022 04:42:25 GMT

Congrats on the Platinum CLI 👍🏼