topic Re: Made Langley Tap Out in Credit Card Approvals

Made Langley Tap Out

UH_HUH — Sat, 15 Jan 2022 18:49:38 GMT

So,this one was a ba** breaker

Apped for an increase on my Visa Select Card.

Put in the card number and hit the button.

They have given me an auto increase on my other card

at Thanksgiving.

Instant approval for 6.8 K increase

Said I would get a call within 24 hours.

That turned into 9 days.

Finally a very pleasent lady called me and,

after some info questions, said I was approved for the CLI.

Checked the next day and the 6,800 replaced my larger CL

with this 6.8 K one.

Called up pi**ed as heck..they were very sorry and said we will

get that CLI into your account ASAP.

That was four days ago. I think they are just down on

staff since the ones I got were coughing alot.

So when I added up my total limits given me with this CLI

I have 30K exposure with Langley now.

I have never...and I think this is important,

have never used any of my LFCU cards.

Like many CU's I belong to...if they like you

it doesn't matter. Not suggesting this in anyway though.

Best pic I can post with out waiting any longer for them to update.

Hope everyone is well!!!

Cheers

Special Shout Out to @AverageJoesCredit

for turning me on to this CU in the first place

Re: Made Langley Tap Out

Sub16610 — Sat, 15 Jan 2022 18:48:27 GMT

Very nice increase!

Re: Made Langley Tap Out

UH_HUH — Sat, 15 Jan 2022 18:55:29 GMT

@Sub16610 wrote:
Very nice increase!

Thank you for the post @Sub16610 :-)
This CLI was the most frustrating of
my credit journey.
But at the end of the day...if ya get there
ya get there ;-)
Cheers to you

Re: Made Langley Tap Out

Have1 — Sat, 15 Jan 2022 18:57:34 GMT

Congratulations! Nice increase!

Re: Made Langley Tap Out

Reviewers — Sat, 15 Jan 2022 20:27:23 GMT

Congrats on another CLI 🥳

Re: Made Langley Tap Out

CreditAggie — Sat, 15 Jan 2022 20:29:43 GMT

Congratulations on your Langley CLI!

Re: Made Langley Tap Out

CreditMagic7 — Sat, 15 Jan 2022 21:22:33 GMT

Smooth increase @UH_HUH Congratulations on the Langley CU tap out CLI!

Re: Made Langley Tap Out

Aim_High — Sat, 15 Jan 2022 21:31:06 GMT

Congrats on your CLI, @UH_HUH! Very nice!

Re: Made Langley Tap Out

AverageJoesCredit — Sat, 15 Jan 2022 22:16:00 GMT

@UH_HUH wrote:
So,this one was a ba** breaker
Apped for an increase on my Visa Select Card.
Put in the card number and hit the button.
They have given me an auto increase on my other card
at Thanksgiving.
Instant approval for 6.8 K increase
Said I would get a call within 24 hours.
That turned into 9 days.
Finally a very pleasent lady called me and,
after some info questions, said I was approved for the CLI.
Checked the next day and the 6,800 replaced my larger CL
with this 6.8 K one.
Called up pi**ed as heck..they were very sorry and said we will
get that CLI into your account ASAP.
That was four days ago. I think they are just down on
staff since the ones I got were coughing alot.
So when I added up my total limits given me with this CLI
I have 30K exposure with Langley now.
I have never...and I think this is important,
have never used any of my LFCU cards.
Like many CU's I belong to...if they like you
it doesn't matter. Not suggesting this in anyway though.
Best pic I can post with out waiting any longer for them to update.
Hope everyone is well!!!
Cheers
Special Shout Out to @AverageJoesCredit
for turning me on to this CU in the first place

Thanks @UH_HUH for the shout out lol. Ive come to understand Langley doesnt really like my low income. I was rejected for anything i apply for with them 2nd card, cli, or loan. They give the weirdest limit, though im happy they caught my fraud, i wasnt happy how long it takes to put ones account back in order, i still havent activated my replacement card lol. Plus their website is really boring.

Glad to see they still gave you increases even with no usage.

Re: Made Langley Tap Out

cashorcharge — Sat, 15 Jan 2022 22:57:10 GMT

I would be pissed too! On top of that, I can't remember calling into Langley and not being on hold for entirely too long!

Glad that worked out and they corrected it and to top it off....Congratulations on your Langley Approval that's not had any usage LOL!! 🎉🥂👏

Re: Made Langley Tap Out

Total80sKid — Sun, 16 Jan 2022 06:15:11 GMT

Congrats on your Langley increase 👍🏼👍🏼

Re: Made Langley Tap Out

sarge12 — Sun, 16 Jan 2022 06:41:01 GMT

@AverageJoesCredit wrote:
@UH_HUH wrote:
So,this one was a ba** breaker
Apped for an increase on my Visa Select Card.
Put in the card number and hit the button.
They have given me an auto increase on my other card
at Thanksgiving.
Instant approval for 6.8 K increase
Said I would get a call within 24 hours.
That turned into 9 days.
Finally a very pleasent lady called me and,
after some info questions, said I was approved for the CLI.
Checked the next day and the 6,800 replaced my larger CL
with this 6.8 K one.
Called up pi**ed as heck..they were very sorry and said we will
get that CLI into your account ASAP.
That was four days ago. I think they are just down on
staff since the ones I got were coughing alot.
So when I added up my total limits given me with this CLI
I have 30K exposure with Langley now.
I have never...and I think this is important,
have never used any of my LFCU cards.
Like many CU's I belong to...if they like you
it doesn't matter. Not suggesting this in anyway though.
Best pic I can post with out waiting any longer for them to update.
Hope everyone is well!!!
Cheers
Special Shout Out to @AverageJoesCredit
for turning me on to this CU in the first place
Thanks @UH_HUH for the shout out lol. Ive come to understand Langley doesnt really like my low income. I was rejected for anything i apply for with them 2nd card, cli, or loan. They give the weirdest limit, though im happy they caught my fraud, i wasnt happy how long it takes to put ones account back in order, i still havent activated my replacement card lol. Plus their website is really boring.

Glad to see they still gave you increases even with no usage.

Langley has been pre-approving a card for me ever since I joined for the free Equifax fico 08. Pre-approved for 12,500 CL, but since it is just a low interest card with less rewards, I knew it would be a SD card for me, as I always PIF. Low interest cards just do not benefit me since I never carry a balance. I never have even requested a decrease in any interest rates on any of my cards. It is all 0% if payed in full.

Re: Made Langley Tap Out

UH_HUH — Sun, 16 Jan 2022 11:10:20 GMT

@Have1 wrote:
Congratulations! Nice increase!

Thank you so much

@Have1

Hope you are well.

Enjoy your day!!

Cheers

Re: Made Langley Tap Out

UH_HUH — Sun, 16 Jan 2022 11:12:09 GMT

@Reviewers wrote:
Congrats on another CLI 🥳

Thank you for posting

@Reviewers

Appreciate that.

Yeah I never get tired of CLI's 😉

Hope you have a wonderful day,

Cheers

Re: Made Langley Tap Out

UH_HUH — Sun, 16 Jan 2022 11:13:34 GMT

@CreditAggie wrote:
Congratulations on your Langley CLI!

Thank you again

@CreditAggie

Always a please reading your posts 😀

Have a great day!!!!

Cheers

Re: Made Langley Tap Out

UH_HUH — Sun, 16 Jan 2022 11:20:25 GMT

@CreditMagic7 wrote:
Smooth increase @UH_HUH Congratulations on the Langley CU tap out CLI!

Thank you

@CreditMagic7

Always appreciate your posts. I am not blessed

with your credit knowledge so I just app alot 😉

Have a wonderful day

my friend,

Cheers

Re: Made Langley Tap Out

UH_HUH — Sun, 16 Jan 2022 11:22:22 GMT

@Aim_High wrote:
Congrats on your CLI, @UH_HUH! Very nice!

Thank you again

@Aim_High

Man's gotta have a hobby 😉

Cheers Sir

Re: Made Langley Tap Out

UH_HUH — Sun, 16 Jan 2022 11:26:55 GMT

Modesty is why so

many people like and

appreciate you

@AverageJoesCredit

You are a good man.

These Langley Apps are

a direct byproduct of your kindness and knowledge.

And the 300K you got in Credit ain't too shabby

at all LOL!!!!

Thanks again buddy

😉

Cheers

Re: Made Langley Tap Out

AverageJoesCredit — Sun, 16 Jan 2022 14:37:01 GMT

@UH_HUH wrote:
Modesty is why so
many people like and
appreciate you
@AverageJoesCredit
You are a good man.
These Langley Apps are
a direct byproduct of your kindness and knowledge.
And the 300K you got in Credit ain't too shabby
at all LOL!!!!
Thanks again buddy
😉
Cheers

Thank you @UH_HUH . Credit has been a crazy road to travel but im glad to have travelled it with my Fico friends. Not many people apply for credit thinking cant wait to share with others who will take joy or despair like me. Its Sunday, home making some coffee so i think its time to share my latest adventure😊

Re: Made Langley Tap Out

MCM1 — Fri, 29 Jul 2022 21:35:59 GMT

How sensitive are they to new accounts in last year and to inquiries?