topic Re: OMG X1 Approved after being Denied in Credit Card Approvals

OMG X1 Approved after being Denied

blazerein — Wed, 19 Jan 2022 06:14:02 GMT

So 2 months ago I got the email invite and I applied to it but got denied as they can't verify my income (soft pull). Sent an email and explained that I put my Household Income instead of my Annual Income (like I normally do). They replied and want to see 2 pay stubs, sent it but still got denied. So it was a soft pull and forget about it. Just cleaning out my old emails and came across with the same email invite 2 months ago and what the heck let's try it again. Click the link and ask me to connect my bank right away. After 2 minutes waiting (i know it will be denied like before) Then it happened I got a Blue Check Mark - APPROVED FOR 26,000 and all my CB are locked. What a way to start the year with Aspiration 20k and now X1. I need to Garden now for sure.

Re: OMG X1 Approved after being Denied

CreditMagic7 — Wed, 19 Jan 2022 06:26:24 GMT

Turnaround approvals are a nice surprise. Congratulations on the X1!

Re: OMG X1 Approved after being Denied

SmileNWave — Wed, 19 Jan 2022 07:06:17 GMT

Congratulations on the approval! I got an invite but got absolutely no love from them. Apparently 47k income ain't enough for them...

Re: OMG X1 Approved after being Denied

M_Smart007 — Wed, 19 Jan 2022 07:24:43 GMT

Congrats on the surprise Approval.

Re: OMG X1 Approved after being Denied

sugarcreek67 — Wed, 19 Jan 2022 11:02:01 GMT

Congrats on your X1 approval

Re: OMG X1 Approved after being Denied

Reviewers — Wed, 19 Jan 2022 12:08:27 GMT

Congratulations on your X1 approval!

Re: OMG X1 Approved after being Denied

Elpadrino1 — Wed, 19 Jan 2022 13:27:57 GMT

Congratulations on your approval!!

Re: OMG X1 Approved after being Denied

NRB525 — Wed, 19 Jan 2022 14:10:31 GMT

Congrats on your X1 approval ! Perseverance pays off.

Re: OMG X1 Approved after being Denied

gdale6 — Wed, 19 Jan 2022 17:54:12 GMT

Fantastic SL, grats on it

Re: OMG X1 Approved after being Denied

boosnark — Wed, 19 Jan 2022 18:34:32 GMT

Congratulations!

Re: OMG X1 Approved after being Denied

cashorcharge — Wed, 19 Jan 2022 18:57:01 GMT

That's terrific!! Congratulations on your X1 Approval!! 🎉🥂👏

Re: OMG X1 Approved after being Denied

Mattopotamus — Wed, 19 Jan 2022 19:52:37 GMT

similar story here. I was denied, and when the email came (few weeks later) it said it was do to my income. Yesterday I got an email saying it was a mistake on their end and invited me to reapply, approved with $27K SLI

Re: OMG X1 Approved after being Denied

CreditAggie — Wed, 19 Jan 2022 21:40:01 GMT

Congratulations on your X1 approval!

Re: OMG X1 Approved after being Denied

Anonymous — Thu, 20 Jan 2022 00:56:22 GMT

I could use a sprinkle of those '22 approvals. Congrats!

Re: OMG X1 Approved after being Denied

Total80sKid — Thu, 20 Jan 2022 05:04:15 GMT

Congrats on your X1 approval 👍🏼

Re: OMG X1 Approved after being Denied

Wavester64 — Thu, 20 Jan 2022 18:04:56 GMT

@blazerein

congrats_applause.png

Re: OMG X1 Approved after being Denied

Eyepinpools — Thu, 20 Jan 2022 19:23:29 GMT

Congrats!!

How are they verifying income prior to people submitting paystubs?!

Re: OMG X1 Approved after being Denied

blazerein — Thu, 20 Jan 2022 19:39:15 GMT

@Eyepinpools when you apply it links and connect to your bank and that's how they check it. Issue is they can't verify it if you have multiple bank accounts and your income pay check deposit to different accounts.