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  <channel>
    <title>topic Re: Keypoint CU Platinum Cash Rewards in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480790#M797262</link>
    <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt;, Congrats .. That &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt; sure is a bad influence&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Thu, 27 Jan 2022 04:51:25 GMT</pubDate>
    <dc:creator>M_Smart007</dc:creator>
    <dc:date>2022-01-27T04:51:25Z</dc:date>
    <item>
      <title>Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480788#M797261</link>
      <description>&lt;P&gt;Heard about this SF Bay area CU from &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt; . Even though I live in Southern CA, I was able to join using my Santa Clara Co. based employer. Needing a car for my youngest DD, I went auto loan shopping and they have a SP pre-qual. Got the auto loan easy-peasy and the CSR asked if I wanted a $20K SL Platinum Rewards Visa 0%/9months and $12.99% while we were at it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Keypoint CU 20K approved.png" style="width: 400px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/79700i23F9F31C6999DB1C/image-size/medium?v=v2&amp;amp;px=400" role="button" title="Keypoint CU 20K approved.png" alt="Keypoint CU 20K approved.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I doubt anyone here would've turned that down &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="grin.gif" style="width: 20px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/79701i9D2E78BC3E7903E3/image-size/large?v=v2&amp;amp;px=999" role="button" title="grin.gif" alt="grin.gif" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 06:00:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480788#M797261</guid>
      <dc:creator>ChargedUp</dc:creator>
      <dc:date>2022-01-27T06:00:12Z</dc:date>
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    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480790#M797262</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt;, Congrats .. That &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt; sure is a bad influence&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 04:51:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480790#M797262</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2022-01-27T04:51:25Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480793#M797263</link>
      <description>&lt;P&gt;Congrats on your cc approval and auto loan!!&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 05:12:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480793#M797263</guid>
      <dc:creator>Elpadrino1</dc:creator>
      <dc:date>2022-01-27T05:12:46Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480794#M797264</link>
      <description>&lt;P&gt;Congrats lol no sir I wouldn't turn it down once they woke me up .I'd be passed out in the floor&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 05:18:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480794#M797264</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2022-01-27T05:18:15Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480795#M797265</link>
      <description>&lt;P&gt;Congrats on your Platinum approval 👍🏼&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 05:18:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480795#M797265</guid>
      <dc:creator>Total80sKid</dc:creator>
      <dc:date>2022-01-27T05:18:36Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480805#M797273</link>
      <description>&lt;P&gt;Did Keypoint require poi?&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 05:38:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480805#M797273</guid>
      <dc:creator>RLFLOWS</dc:creator>
      <dc:date>2022-01-27T05:38:34Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480822#M797287</link>
      <description>&lt;P&gt;Congratulations on your Keypoint CU approval!&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 06:05:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480822#M797287</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2022-01-27T06:05:15Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480828#M797291</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1043198"&gt;@RLFLOWS&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Did Keypoint require poi?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Nope, but I did use a paystub for membership qualification&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 06:10:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480828#M797291</guid>
      <dc:creator>ChargedUp</dc:creator>
      <dc:date>2022-01-27T06:10:21Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480835#M797297</link>
      <description>Congratulations!</description>
      <pubDate>Thu, 27 Jan 2022 06:34:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6480835#M797297</guid>
      <dc:creator>Papa_Bear</dc:creator>
      <dc:date>2022-01-27T06:34:26Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481051#M797365</link>
      <description>&lt;P&gt;That's terrific &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt;&amp;nbsp;!! &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt;&amp;nbsp;is a great instigator! &amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; Congratulations on your Keypoint Approval!! &lt;SPAN&gt;🎉🥂👏&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 18:05:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481051#M797365</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2022-01-27T18:05:56Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481072#M797372</link>
      <description>&lt;P&gt;Sweet grab, grats on the Keypoint success!&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 18:32:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481072#M797372</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2022-01-27T18:32:00Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481110#M797381</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Heard about this SF Bay area CU from &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt; . Even though I live in Southern CA, I was able to join using my Santa Clara Co. based employer. Needing a car for my youngest DD, I went auto loan shopping and they have a SP pre-qual. Got the auto loan easy-peasy and the CSR asked if I wanted a $20K SL Platinum Rewards Visa 0%/9months and $12.99% while we were at it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Keypoint CU 20K approved.png" style="width: 400px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/79700i23F9F31C6999DB1C/image-size/medium?v=v2&amp;amp;px=400" role="button" title="Keypoint CU 20K approved.png" alt="Keypoint CU 20K approved.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I doubt anyone here would've turned that down &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="grin.gif" style="width: 20px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/79701i9D2E78BC3E7903E3/image-size/large?v=v2&amp;amp;px=999" role="button" title="grin.gif" alt="grin.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You should have said no.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 19:18:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481110#M797381</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2022-01-27T19:18:28Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481198#M797398</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Heard about this SF Bay area CU from &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt; . Even though I live in Southern CA, I was able to join using my Santa Clara Co. based employer. Needing a car for my youngest DD, I went auto loan shopping and they have a SP pre-qual. Got the auto loan easy-peasy and the CSR asked if I wanted a $20K SL Platinum Rewards Visa 0%/9months and $12.99% while we were at it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Keypoint CU 20K approved.png" style="width: 400px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/79700i23F9F31C6999DB1C/image-size/medium?v=v2&amp;amp;px=400" role="button" title="Keypoint CU 20K approved.png" alt="Keypoint CU 20K approved.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I doubt anyone here would've turned that down &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="grin.gif" style="width: 20px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/79701i9D2E78BC3E7903E3/image-size/large?v=v2&amp;amp;px=999" role="button" title="grin.gif" alt="grin.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You should have said no.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;, If you ever come to the mainland, I'll tell KPCU you're my little brother and see if you say no . (Or we can both go in as &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt; 's influenced, adopted children!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The CSR did ask how I heard about them and I told her about MyFico and 007's success with them. She said they get a bunch of people from Credit Karma that try to join without being eligible for membership (I've never seen them on CK though?). I told her I made sure my employer qualified me before trying to join.&lt;/P&gt;</description>
      <pubDate>Thu, 27 Jan 2022 22:09:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481198#M797398</guid>
      <dc:creator>ChargedUp</dc:creator>
      <dc:date>2022-01-27T22:09:15Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481550#M797500</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Fri, 28 Jan 2022 15:23:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6481550#M797500</guid>
      <dc:creator>Reviewers</dc:creator>
      <dc:date>2022-01-28T15:23:54Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6587584#M830471</link>
      <description>&lt;P&gt;They are now accepting anyone who joins the Financial Fitness Association. Similar to Patelco and First Technology.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 03 Sep 2022 04:22:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6587584#M830471</guid>
      <dc:creator>ejbarraza</dc:creator>
      <dc:date>2022-09-03T04:22:39Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6587609#M830485</link>
      <description>&lt;P&gt;Nope. I would accept that 😁&lt;/P&gt;&lt;P&gt;Congrats on your card and loan approvals.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 03 Sep 2022 07:10:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6587609#M830485</guid>
      <dc:creator>nytokyobred79</dc:creator>
      <dc:date>2022-09-03T07:10:15Z</dc:date>
    </item>
    <item>
      <title>Re: Keypoint CU Platinum Cash Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6587625#M830490</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/987414"&gt;@ChargedUp&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I doubt anyone here would've turned that down &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="grin.gif" style="width: 20px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/79701i9D2E78BC3E7903E3/image-size/large?v=v2&amp;amp;px=999" role="button" title="grin.gif" alt="grin.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;A double congrats on the auto loan...and the 20K Rewards visa!&amp;nbsp;I wouldn't have turned that down!&amp;nbsp;👍👍&lt;/P&gt;</description>
      <pubDate>Sat, 03 Sep 2022 08:15:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Keypoint-CU-Platinum-Cash-Rewards/m-p/6587625#M830490</guid>
      <dc:creator>Stealth-1</dc:creator>
      <dc:date>2022-09-03T08:15:04Z</dc:date>
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