topic Re: Capital One QuickSilver One 4k Limit Question in Credit Card Approvals

Capital One QuickSilver One 4k Limit Question

texasman07 — Fri, 04 Feb 2022 16:48:24 GMT

Hi Everyone–

I had a couple of CapOne cards (Venture, Ventrue One, Savor etc) and closed them all a few years back. I recently tried to get back with them in 2020 and was a no go for a while. I finally got pre-approved for a secured card (01-Nov-21) and went for it just to get my foot back in with CapOne. Yesterday, I tried the pre-approval link again and was finally given the option for a QuickSilver One. I took the bait and got a link to upload my Passport and SS Card. This morning I got an email for a 4k approval. I went back to their website and saw that the QS One is for people with fair credit. I have an 800 Fico Score across all boards and 1% Utilization. My main reasons for denail are too many accounts, too many inq. My question is, "I have a card for FAIR credit but was given a 4k limit?" is that right? Is this card eligible for CLI's down the road?

Thanks!

Re: Capital One QuickSilver One 4k Limit Question

SUPERSQUID — Fri, 04 Feb 2022 16:56:38 GMT

Cap 1 is a strange bird when it comes to approvals and score related issues.

last year i got approved for a savor one 3k sl with a bk7 less than 2 years old.

It clearly states on their site that to get a savor one for good credit you need to be 5 years post bk.

Re: Capital One QuickSilver One 4k Limit Question

texasman07 — Fri, 04 Feb 2022 16:58:29 GMT

Thanks! I was kicking myself for jumping the gun on this card becasue I really wanted the Venture. I will wait 6 months and then try I guess.

Re: Capital One QuickSilver One 4k Limit Question

gdale6 — Fri, 04 Feb 2022 16:58:54 GMT

Grats on your SQ1 approval

The card is likely not bucketed with that SL and I would expect CLIs in the future as long as your profile improves.

Re: Capital One QuickSilver One 4k Limit Question

CreditAggie — Fri, 04 Feb 2022 16:59:40 GMT

Congratulations on your QS1 approval!

Re: Capital One QuickSilver One 4k Limit Question

Titans84 — Fri, 04 Feb 2022 20:13:47 GMT

Congrats on your Capital One QS1 approval!

Re: Capital One QuickSilver One 4k Limit Question

CreditMagic7 — Fri, 04 Feb 2022 20:18:29 GMT

Congratulations on the Capital One QS1 approval!

Re: Capital One QuickSilver One 4k Limit Question

MartyWrite75 — Fri, 04 Feb 2022 23:25:36 GMT

Congratulations on your approval!

Re: Capital One QuickSilver One 4k Limit Question

cashorcharge — Sat, 05 Feb 2022 01:14:57 GMT

That's terrific!! Congratulations on your Cap1 Approval!! 🎉🥂👏

Re: Capital One QuickSilver One 4k Limit Question

texasman07 — Sat, 05 Feb 2022 01:23:57 GMT

Thanks ! I was hoping the secured card would get me somewhere . At least it's a 4K limit. Hoping it grows a bit

Re: Capital One QuickSilver One 4k Limit Question

texasman07 — Sat, 05 Feb 2022 01:25:07 GMT

On another note, I need to update my cards below in my profile but can't figure out how . Suggestions ?

Re: Capital One QuickSilver One 4k Limit Question

M_Smart007 — Sat, 05 Feb 2022 03:20:57 GMT

Congrats on the Capital One QS1 Approval!

Re: Capital One QuickSilver One 4k Limit Question

Elpadrino1 — Sat, 05 Feb 2022 03:45:50 GMT

Congrats on your cap1 approval!!