topic Re: BoA Unlimited Cash Wise Visa in Credit Card Approvals

BoA Unlimited Cash Visa

Anonymous — Sat, 12 Feb 2022 21:38:54 GMT

I have a couple of other cards with BoA. An offer that looked like "pre-approved" showed on the website a couple of weeks ago but did not act on it. This week I got a letter with a fake card and a code number so I went to bofa.com/mynewcard and filled in the additional info needed: mother's maiden, income, housing cost, job desc.

Approved: 15,000

The card has 15 months of 0% purchases or Balance Transfers enacted the first 60 days, with a $200 SUB for 1000 spend. I can make use of both of those. Beyond that it's a meh 1.5% cash back.

I'm happy to have it. First card gotten in a long while. HP on Experian where my Fico is 755.

Re: BoA Unlimited Cash Wise Visa

imaximous — Sat, 12 Feb 2022 20:10:36 GMT

Congrats on the approval!

If you have some assets and are part of Preferred Rewards, you can get up to 2.625% on everything. That's not "meh" anymore

Re: BoA Unlimited Cash Wise Visa

Anonymous — Sat, 12 Feb 2022 20:13:33 GMT

@imaximous wrote:
Congrats on the approval!

If you have some assets and are part of Preferred Rewards, you can get up to 2.625% on everything. That's not "meh" anymore

That is quite good to know. Thank you.

Re: BoA Unlimited Cash Wise Visa

imaximous — Sat, 12 Feb 2022 20:16:34 GMT

@Anonymous wrote:
@imaximous wrote:
Congrats on the approval!

If you have some assets and are part of Preferred Rewards, you can get up to 2.625% on everything. That's not "meh" anymore
That is quite good to know. Thank you.

No prob! Btw, not that it matters, but to avoid confusion, the card isn't called "Wise." I think that may be a Wells Fargo card.

Re: BoA Unlimited Cash Wise Visa

Anonymous — Sat, 12 Feb 2022 20:53:17 GMT

unlimited cash rewards, the gray one. gosh ba cards are so pretty, wanna have it 😭

congrats op!

Re: BoA Unlimited Cash Wise Visa

Elpadrino1 — Sat, 12 Feb 2022 21:19:06 GMT

Congratulations on your BofA approval!!

Re: BoA Unlimited Cash Visa

FinStar — Sat, 12 Feb 2022 21:38:32 GMT

@Anonymous - I edited the title of your thread to avoid confusion and display the correct BoA Visa product. There is no BoA Unlimited Cash Wise Visa. It sounds like you mixed up two products from BoA and WF. WF used to feature the Cash Wise Visa, which is no longer available for apps.

Re: BoA Unlimited Cash Visa

cashorcharge — Sat, 12 Feb 2022 21:42:01 GMT

That's terrific!! Congratulations on your BofA Approval!! 🎉🥂👏

Re: BoA Unlimited Cash Visa

Reviewers — Sat, 12 Feb 2022 21:54:30 GMT

Congratulations on your approval!

Re: BoA Unlimited Cash Visa

gdale6 — Sat, 12 Feb 2022 22:53:08 GMT

A solid SL out of BoA, grats on getting it

Re: BoA Unlimited Cash Visa

CreditAggie — Sat, 12 Feb 2022 23:37:39 GMT

Congratulations on your BofA approval!

Re: BoA Unlimited Cash Visa

Anonymous — Sat, 12 Feb 2022 23:41:48 GMT

Congrats on the approval! Hopefully in the future you can take advantage of the Preferred Rewards boost.

Re: BoA Unlimited Cash Visa

TheRedHat — Sun, 13 Feb 2022 07:30:35 GMT

Nice! Congrats!!

Re: BoA Unlimited Cash Visa

Anonymous — Sun, 13 Feb 2022 17:36:05 GMT

Thank you @TheRedHat @Anonymous @CreditAggie @gdale6 @Reviewers @cashorcharge for your kind thoughts. Your taking he time to offer encouragement is much appreciated. Thank you to @Anonymous and @Elpadrino1 for your encouraging words as well. Appreciate you!

Thank you @FinStar for correcting my titling error. I don't how I got that mixed up but am glad you were quick to fix it. Also, thanks to @imaximous for twice pointing out errors. Much appreciated! I don't want to be a source of misinformation.