topic Wells Fargo Active Cash - $30,000 Approval in Credit Card Approvals

Wells Fargo Active Cash - $30,000 Approval

K-in-Boston — Fri, 18 Feb 2022 18:29:39 GMT

I've opened a few Amex business cards the past couple of years that don't appear on my reports, but my last two personal cards opened were FNBO China Airlines a few weeks shy of 2 years ago and Synchrony Rakuten Visa 20 months ago. (Also a mortgage refi in September, otherwise just these 3 accounts in the past 2 years showing on my reports.) I decided that it was time to come out of the quasi-garden.

Wells Fargo has been relentlessly sending me about 2 mailers a week for months on end. I applied with them quite a number of years back and was denied, and prior to that I had always been denied due to being in a state they didn't service every time I would try. Decided to roll the dice, and was quite surprised with the starting limit! No idea on APR yet. I did the prequal recently and it was giving me the mid-tier one. They pulled Experian (almost everyone seems to for me) and my current EX FICO 8 is 791.

I am guessing they like me? I think this is the largest Active Cash approval I've seen here.

Re: Wells Fargo Active Cash - $30,000 Approval

Jordan23ww — Fri, 18 Feb 2022 18:39:40 GMT

Congratulations on your approval and awesome starting limit!

Re: Wells Fargo Active Cash - $30,000 Approval

Remedios — Fri, 18 Feb 2022 18:50:14 GMT

I hate you

Congrats 🎉 🎉🎉

Re: Wells Fargo Active Cash - $30,000 Approval

CreditMagic7 — Fri, 18 Feb 2022 19:01:50 GMT

Congratulations on your WF Active Cash Approval!

Re: Wells Fargo Active Cash - $30,000 Approval

simplynoir — Fri, 18 Feb 2022 19:20:23 GMT

Congrats on the shiny new card!

Guess you can stick it near the TD card for the color lol

Re: Wells Fargo Active Cash - $30,000 Approval

FinStar — Fri, 18 Feb 2022 20:54:28 GMT

30 G's?!?! Wowzers! WF ♥️ you! I haven't seen an approval this big in quite a while! Mine was $25K last year.

Congrats on that HUGE approval @K-in-Boston!

Re: Wells Fargo Active Cash - $30,000 Approval

Aim_High — Fri, 18 Feb 2022 21:17:24 GMT

Congrats on your awesome Active Cash approval, @K-in-Boston!

That is an exceptionally-high SL with Wells Fargo!

*Just curious, but you have a lot of other 2% or better options. Was there a particular appeal or plans for this one beyond the SUB or lender diversity?

Re: Wells Fargo Active Cash - $30,000 Approval

Marmot — Fri, 18 Feb 2022 21:22:42 GMT

Nice ! Congratulatiions on your approval !!!

Re: Wells Fargo Active Cash - $30,000 Approval

manbuckets — Fri, 18 Feb 2022 21:24:04 GMT

Congrats on your Active Cash approval

Re: Wells Fargo Active Cash - $30,000 Approval

K-in-Boston — Fri, 18 Feb 2022 22:08:57 GMT

@Aim_High wrote:

*Just curious, but you have a lot of other 2% or better options. Was there a particular appeal or plans for this one beyond the SUB or lender diversity?

It was the SUB, BT option now or later, and genuine curiosity since they have been marketing to me so heavily and I have never had an account with them.

Thank you everyone!

Re: Wells Fargo Active Cash - $30,000 Approval

CloudyWeather1331 — Fri, 18 Feb 2022 22:31:45 GMT

Wow! Congrats on your approval!

Re: Wells Fargo Active Cash - $30,000 Approval

CreditAggie — Fri, 18 Feb 2022 22:33:54 GMT

Congratulations on your Wells Fargo Active Cash approval!

Re: Wells Fargo Active Cash - $30,000 Approval

Elpadrino1 — Fri, 18 Feb 2022 23:42:21 GMT

Congratulations on your approval, excellent SL!!

Re: Wells Fargo Active Cash - $30,000 Approval

Reviewers — Sat, 19 Feb 2022 01:38:44 GMT

Congratulations!

Re: Wells Fargo Active Cash - $30,000 Approval

ChargedUp — Sat, 19 Feb 2022 03:23:26 GMT

This is the SL you get when you put MyFico Moderator as your employer and job title on credit apps 😁

Seriously, congrats K!

Re: Wells Fargo Active Cash - $30,000 Approval

Anonymous — Sat, 19 Feb 2022 03:41:12 GMT

Wow! Congrats on the approval! That's a Godzilla of a SL if I ever saw one.

Re: Wells Fargo Active Cash - $30,000 Approval

K-in-Boston — Sat, 19 Feb 2022 03:55:16 GMT

@ChargedUp wrote:
This is the SL you get when you put MyFico Moderator as your employer and job title on credit apps 😁

Seriously, congrats K!

No, no. Everyone knows we get 20 extra FICO points. 😂

Thanks again everyone! Definitely a monster starting limit. My 2nd highest after BECU's $40k in December 2019. I was actually a little disappointed when I first saw the screen (screen cap in original post). Due to their lack of commas I first read $30000 as $3000.

Re: Wells Fargo Active Cash - $30,000 Approval

kilroy8 — Sat, 19 Feb 2022 04:39:03 GMT

Big congrats!

Ballers gonna ... well, you know ...

Re: Wells Fargo Active Cash - $30,000 Approval

HeavyResist — Sat, 19 Feb 2022 04:44:43 GMT

Mazel Tov @K-in-Boston , massive win! Have been banking with WF for over 3 year but havent the courage to pull the trigger yet?

Re: Wells Fargo Active Cash - $30,000 Approval

UncleB — Sat, 19 Feb 2022 04:58:04 GMT

That's an awesome approval, @K-in-Boston!

If your experience with the Active Cash is the same as my experience with the Propel you're going to be very pleased! Actually, if it wasn't for the Altitude Reserve my Wells Fargo card would be top-of-wallet.

Again, congrats on an awesome approval!