topic GM Rewards card Approval in Credit Card Approvals

GM Rewards card Approval

CookieMonster1 — Sun, 27 Feb 2022 13:20:10 GMT

Hi again! This forum continues to be an amazing source of insight and practical know how. A day ago, I had never heard of the GM Rewards card by Goldman Sachs. After searching on something else, I stumbled on a post/thread regarding this card and the prequalify site, so off I went to test my luck. At first I (like others in the thread I read) was concerned that it wasn’t a soft pull because it asked for the entire SS#. I went ahead and entered SS and hit "continue". I figured until it said "submit”, I was safe and actually, that was the case. That’s where you see the disclaimer that the offer will not result in a hard pull. After submitting, it said I was APPROVED! The offer was $9000 and I don’t recall the APR but I don’t/won’t carry a balance. I clicked the ACCEPT OFFER button and that was that! Not that I needed another HP (they used TU) but this was too good to pass up. Plus I do have a GMC vehicle. The card was available immediately in virtual form in the Marcus/Goldman Sach app.

Thanks again for a great community of knowledge and sharing!

DP’s:

Ch7 - BK discharged January `20

FICO 8 Scores: 2/26/22

EX - 714/EQ - 710/TU - 690

Inquiries in 6/12/24 mos.

EX: 5/14/25

EQ: 6/12/21

TU: 6/7/17

*Wasted lots of HPs after discharge and before I found this forum!

Total CL: as of 2/25/22 $140K

Util: 0 (PIF monthly)

AoC: 2yrs

Only baddie is BK7

Rebuilding underway ☺️

Re: GM Rewards card Approval

Elpadrino1 — Sat, 26 Feb 2022 17:25:00 GMT

Congratulations on your approval!!

Re: GM Rewards card Approval

Anonymous — Sat, 26 Feb 2022 17:29:55 GMT

Excellent approval. Congratulations! And thank you for the scads of data points. Much appreciated.

Re: GM Rewards card Approval

cashorcharge — Sat, 26 Feb 2022 17:31:38 GMT

That's terrific!! Congratulations on your GM Rewards Approval!! 🎉🥂👏

Re: GM Rewards card Approval

gdale6 — Sat, 26 Feb 2022 17:59:42 GMT

Grats on your GM Rewards card approval

Its only been recently that Goldman Sachs issues this card its been with Cap-1 for eons.

Re: GM Rewards card Approval

Red1Blue — Sat, 26 Feb 2022 17:59:57 GMT

Congratulations @CookieMonster1 for your GM Card Approval

Re: GM Rewards card Approval

M_Smart007 — Sat, 26 Feb 2022 18:15:52 GMT

Congrats on your GM rewards Approval!

Re: GM Rewards card Approval

gingerflower — Sat, 26 Feb 2022 18:21:29 GMT

Congratulations on your Gm Cc! Nice SL. 👍

Re: GM Rewards card Approval

manbuckets — Sat, 26 Feb 2022 21:52:27 GMT

Congrats on your GM Rewards approval!

Re: GM Rewards card Approval

Reviewers — Sat, 26 Feb 2022 22:39:21 GMT

Congratulations on your GM approval!

Re: GM Rewards card Approval

CreditAggie — Sat, 26 Feb 2022 23:18:45 GMT

Congratulations on your GM Rewards approval!

Re: GM Rewards card Approval

CookieMonster1 — Sat, 26 Feb 2022 23:26:41 GMT

@gdale6 @ I had no idea! Wow. Thanks for the info! There's always something new to learn here. ☺️

Re: GM Rewards card Approval

CookieMonster1 — Sun, 27 Feb 2022 04:30:33 GMT

@CreditAggie @Thank you! 🙏🏽

Re: GM Rewards card Approval

firefox100 — Sun, 27 Feb 2022 12:22:17 GMT

Congratulations enjoy your new gm creditcard and welcome to the Fico boards.

Re: GM Rewards card Approval

CookieMonster1 — Sun, 27 Feb 2022 13:15:05 GMT

@firefox100 @thank you! Much appreciated.

Re: GM Rewards card Approval

RobynJ — Thu, 16 Jun 2022 01:20:58 GMT

@CookieMonster1 wrote:

Hi again! This forum continues to be an amazing source of insight and practical know how. A day ago, I had never heard of the GM Rewards card by Goldman Sachs. After searching on something else, I stumbled on a post/thread regarding this card and the prequalify site, so off I went to test my luck. At first I (like others in the thread I read) was concerned that it wasn’t a soft pull because it asked for the entire SS#. I went ahead and entered SS and hit "continue". I figured until it said "submit”, I was safe and actually, that was the case. That’s where you see the disclaimer that the offer will not result in a hard pull. After submitting, it said I was APPROVED! The offer was $9000 and I don’t recall the APR but I don’t/won’t carry a balance. I clicked the ACCEPT OFFER button and that was that! Not that I needed another HP (they used TU) but this was too good to pass up. Plus I do have a GMC vehicle. The card was available immediately in virtual form in the Marcus/Goldman Sach app.
Thanks again for a great community of knowledge and sharing!

DP’s:
Ch7 - BK discharged January `20
FICO 8 Scores: 2/26/22
EX - 714/EQ - 710/TU - 690

Inquiries in 6/12/24 mos.
EX: 5/14/25
EQ: 6/12/21
TU: 6/7/17

*Wasted lots of HPs after discharge and before I found this forum!

Total CL: as of 2/25/22 $140K
Util: 0 (PIF monthly)
AoC: 2yrs
Only baddie is BK7
Rebuilding underway ☺️

How long did it take to report? My statement closes on the 12th and payment due on 9th are you the same?