topic Re: Apple CC GS Approved in Credit Card Approvals

Apple CC GS Approved Update

Cory88 — Thu, 10 Mar 2022 17:17:20 GMT

You can move this to approvals. They finally approved my card after tons of verification. They first gave me only $250 CL @ 10.99% and I said that is not right no debit and said try again they looked over it and gave me $4500 much better. They picked apart my credit file and was making a big deal over a $260 care credit balance $260 out of $6500 CL and student loan with a $150 balance on it. They said my TU FICO was 813 out of 850. So I'm happy with what happened. By the way no HP as of yet on TU!

**update** Still no HP on TU or any other CRA as of 10 Mar 2022. I guess I lucked out on that!!

Re: Apple CC GS Approved

Red1Blue — Fri, 04 Mar 2022 05:46:16 GMT

Congratulations @Cory88

Re: Apple CC GS Approved

CreditAggie — Fri, 04 Mar 2022 07:13:21 GMT

Congratulations on your Apple Card approval!

Re: Apple CC GS Approved

DoctorManhattan — Fri, 04 Mar 2022 11:32:17 GMT

Congrats!

Re: Apple CC GS Approved

HeavyResist — Fri, 04 Mar 2022 12:18:58 GMT

congrats and sticking it out and not accepting such a low ball first offer!

Re: Apple CC GS Approved

Reviewers — Fri, 04 Mar 2022 14:19:25 GMT

Congrats on the approval. It hasn't hit TU yet but it will. Apple CC is a hard pull upon approval.

Re: Apple CC GS Approved

Cory88 — Fri, 04 Mar 2022 14:20:57 GMT

@HeavyResist wrote:
congrats and sticking it out and not accepting such a low ball first offer!

It was like I was dealing with a small credit union again (Alliant) Uggh. I was more upset with them picking over two small balances maybe in total $500 and that is it and then when the rep said my credit score was "ok" 813 out of 850. Interesting to note I was looking at my TU file and they (goldman sacks) pulled checksystems and I thought that was odd.

Re: Apple CC GS Approved

Elpadrino1 — Fri, 04 Mar 2022 15:11:45 GMT

Congratulations on your Apple approval!!

Re: Apple CC GS Approved

M_Smart007 — Fri, 04 Mar 2022 16:12:05 GMT

Congrats on your Apple Approval.

Re: Apple CC GS Approved

gdale6 — Fri, 04 Mar 2022 16:36:06 GMT

Grats on your Apple approval

Re: Apple CC GS Approved

NRB525 — Fri, 04 Mar 2022 17:10:02 GMT

Congrats on a much better result out of your Apple Card ordeal !
I've not heard of a manual review like that, and a bit surprised they'd pull that on an 800 score applicant.

Re: Apple CC GS Approved

cashorcharge — Fri, 04 Mar 2022 18:19:56 GMT

That's terrific!! Congratulations on your Apple Approval!! 🎉🥂👏

Re: Apple CC GS Approved

Cory88 — Sat, 05 Mar 2022 14:16:40 GMT

I think what is strange is that I had a freeze on my TU report before, during, and after approval and only got a SP. The Apple Card tells you to remove it first but mine went threw anyway I think it strange. I got a E-Mail from care credit and said It could not refresh my reports on TU. It's just a little strange I think.

Re: Apple CC GS Approved Update

Cory88 — Thu, 10 Mar 2022 18:40:34 GMT

**update** Still no HP on TU or any other CRA as of 10 Mar 2022. I guess I lucked out on that!!

What version of a TU FICO do they use?

Re: Apple CC GS Approved Update

Anonymous — Thu, 10 Mar 2022 17:48:23 GMT

@Cory88 congratulations

Re: Apple CC GS Approved Update

Jordan23ww — Thu, 10 Mar 2022 20:11:22 GMT

@Cory88 wrote:
**update** Still no HP on TU or any other CRA as of 10 Mar 2022. I guess I lucked out on that!!

What version of a TU FICO do they use?

They use Transunion's Fico 9

Re: Apple CC GS Approved Update

Jordan23ww — Thu, 10 Mar 2022 20:12:56 GMT

Congratulations on your approval and successful starting limit reconsideration! Very strange how they were treating you with such low balances and your credit score. Glad it all worked out in the end!

topic Re: Apple CC GS Approved in Credit Card Approvals

Apple CC GS Approved **Update**

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