topic Re: Finally back with Chase! in Credit Card Approvals

Finally back with Chase!

mgs2010 — Tue, 08 Mar 2022 16:24:11 GMT

I burnt chase in a bk7 about 11 years ago for roughly 15k. Thought I would never get a chase card again...with my scores now in the low 800s, 1% util and reading that many have been approved for Chase co-branded cards beyond 5/24 - I think I'm at like 6/24 at the time I applied today...anyway, instantly approved for the Amazon Prime Rewards signature visa with $25k starting credit line with the lowest rate they offer on the card, 14.24%. I am SHOCKED! And super grateful because I bank at Chase and really wanted to re-establish a relationship with them but never thought it was possible. I was tempted to apply for another card but I don't want to take another hard inquiry just to be denied for 5/24 - one day soon I'm going to try my luck with the CSP.

Re: Finally back with Chase!

CreditMagic7 — Tue, 08 Mar 2022 16:25:41 GMT

Congratulations on your Amazon Chase card approval!

Re: Finally back with Chase!

cashorcharge — Tue, 08 Mar 2022 19:16:18 GMT

WOOHOO!! Congratulations on your Chase Approval!! 🎉🥂👏

Re: Finally back with Chase!

gdale6 — Tue, 08 Mar 2022 20:12:04 GMT

Well grats on getting back in with Chase and getting a great SL and lowest APR

Re: Finally back with Chase!

Reviewers — Tue, 08 Mar 2022 22:34:49 GMT

Congratulations on your Chase approval!

Re: Finally back with Chase!

MasonK — Tue, 08 Mar 2022 23:06:43 GMT

Welcom back to the Team Chase! Glad you were able to get back in the door!

Re: Finally back with Chase!

PullingMeSoftly — Tue, 08 Mar 2022 23:08:03 GMT

Sweet comeback approval, congrats

Re: Finally back with Chase!

CreditAggie — Tue, 08 Mar 2022 23:48:32 GMT

Congratulations on your Chase Amazon approval!

Re: Finally back with Chase!

Elpadrino1 — Tue, 08 Mar 2022 23:59:30 GMT

Congratulations on your approval!!

Re: Finally back with Chase!

CYBERSAM — Wed, 09 Mar 2022 01:08:47 GMT

Congrats on your approval! Very nice SL 🤑👏

Re: Finally back with Chase!

SouthernCredit — Wed, 09 Mar 2022 03:06:43 GMT

Congrats on the approval and nice SL! Not trying to take anything away from your approval, but there seem to be a lot of these nice approvals coming from Chase lately (including my own). Wonder if this is a sign of them loosening up, or if something happened with their negotiations with Amazon.

Re: Finally back with Chase!

HeavyResist — Wed, 09 Mar 2022 13:04:02 GMT

Mazel Tov @mgs2010 , Im hoping to do the same thing one day soon!

Re: Finally back with Chase!

mgs2010 — Wed, 09 Mar 2022 15:11:43 GMT

@SouthernCredit wrote:
Congrats on the approval and nice SL! Not trying to take anything away from your approval, but there seem to be a lot of these nice approvals coming from Chase lately (including my own). Wonder if this is a sign of them loosening up, or if something happened with their negotiations with Amazon.

Not taking away from it at all - I completely agree. Fingers crossed they decide to relax that rule across the board. I did read that their negotiations with Amazon lead to loosening up some of the strict underwriting guidelines they had in place, though I didn't find enough data points to give me the confidence to apply for any other chase card. I was hesitant to click submit on the app for fear of wasting an inq. Had to talk myself into it 😅😅

Re: Finally back with Chase!

Bkist21 — Thu, 10 Mar 2022 00:48:54 GMT

Congratulations!