topic Re: Capital One Walmart Mastercard Approval in Credit Card Approvals

Capital One Walmart Mastercard Approval

Credit_Master — Thu, 10 Mar 2022 00:09:13 GMT

Hi everyone,

So there are several pre-approval sites I try at the beginning of every month and the Walmart Mastercard issued by Capital One is one of them. Put in all the information like I have done several times since my BK7 discharge in April of 2021 waiting on the usual "We're sorry" message. Well to my great surprise it came back with a pre-approval so I followed through with the application knowing that a pre-approval is no guarantee. Finished up the application and waited on the final circle with the credit card symbol in the middle to complete and BAM approved ($2,000 SL @ 26.99%) was expecting no more than a $500 SL so another pleasant surprise. This will fit my spend wonderfully as the only major place to shop in my small town is Walmart. The following are the datapoints that I am aware of at time of applying:

Capital One Credit Score Disclosure = 671 Equifax (not sure which one)

Inquires:

EX = 2/6, 3/12, 3/24

EQ = 2/6, 3/12, 5/24

TU = 1/6, 4/12, 5/24

I was planning on gardening until July and apply for another Penfed card but when the pre-approval popped I had to apply due to my spend. So off to the garden I go so that what I have will grow. Will now wait another 6 months and continue on with my original Penfed plan.

Credit_Master

I burned Capital One in my BK7 for approximately $4,500.

Re: Capital One Walmart Mastercard Approval

CYBERSAM — Thu, 10 Mar 2022 00:26:39 GMT

Congrats on your approval! 🤑

Re: Capital One Walmart Mastercard Approval

Credit_Master — Thu, 10 Mar 2022 00:32:47 GMT

@CYBERSAM wrote:
Congrats on your approval! 🤑

Thank you @CYBERSAM!

Re: Capital One Walmart Mastercard Approval

Red1Blue — Thu, 10 Mar 2022 00:37:44 GMT

Congratulations @Credit_Master

Re: Capital One Walmart Mastercard Approval

moto4man — Thu, 10 Mar 2022 01:33:36 GMT

Nice! I would consider that one

of their better starter cards. No annual fee, and points for every Walmart dollar spent. Use the heck out of ot and pay it off monthly, and it'll grow and even open up different lenders with better rewards options.

Re: Capital One Walmart Mastercard Approval

Credit_Master — Thu, 10 Mar 2022 01:36:33 GMT

@Red1Blue wrote:
Congratulations @Credit_Master

Thank you @Red1Blue !

Re: Capital One Walmart Mastercard Approval

Credit_Master — Thu, 10 Mar 2022 01:40:38 GMT

@moto4man wrote:
Nice! I would consider that one
of their better starter cards. No annual fee, and points for every Walmart dollar spent. Use the heck out of ot and pay it off monthly, and it'll grow and even open up different lenders with better rewards options.

I spend a lot of Walmart dollars being it is the only major retailer in my small town. It will get a lot of use and I always pay in full every month. I hope to never pay interest on any card. I pretty much use all my cards as if they were debit cards. Thanks for kind words @moto4man .

Re: Capital One Walmart Mastercard Approval

Elpadrino1 — Thu, 10 Mar 2022 01:53:51 GMT

Congratulations on your approval!!

Re: Capital One Walmart Mastercard Approval

Credit_Master — Thu, 10 Mar 2022 01:57:10 GMT

@Elpadrino1 wrote:
Congratulations on your approval!!

Thank you @Elpadrino1 !

Re: Capital One Walmart Mastercard Approval

pc01user — Thu, 10 Mar 2022 02:16:22 GMT

Congratulations on your new Cap1 Walmart Card!

Re: Capital One Walmart Mastercard Approval

CreditAggie — Thu, 10 Mar 2022 03:13:14 GMT

Congratulations on your Walmart Mastercard approval!

Re: Capital One Walmart Mastercard Approval

Anonymous — Thu, 10 Mar 2022 06:35:45 GMT

Did you go through the shopping cart or straight to the application link on Walmart's website/app?

Re: Capital One Walmart Mastercard Approval

FinStar — Thu, 10 Mar 2022 08:22:59 GMT

@Anonymous wrote:
Did you go through the shopping cart or straight to the application link on Walmart's website/app?

Hi @Anonymous - welcome to the forums.

There is no SCT, but you can try the Walmart pre-qualification link below (it is a soft pull to check):

https://applynow.capitalone.com/preapproval/?brandCode=WALMARTCB&marketingChannelCode=PREAPPROVALUNS

Just keep in mind that if an offer pops-up and you click to accept, it can result in 3 HPs (one for each CRA).

Re: Capital One Walmart Mastercard Approval

Anonymous — Thu, 10 Mar 2022 08:28:42 GMT

@FinStar wrote:
@Anonymous wrote:
Did you go through the shopping cart or straight to the application link on Walmart's website/app?
Hi @Anonymous - welcome to the forums.

There is no SCT, but you can try the Walmart pre-qualification link below (it is a soft pull to check):
https://applynow.capitalone.com/preapproval/?brandCode=WALMARTCB&marketingChannelCode=PREAPPROVALUNS

Just keep in mind that if an offer pops-up and you click to accept, it can result in 3 HPs (one for each CRA).

Thank you so much!

Re: Capital One Walmart Mastercard Approval

Anonymous — Thu, 10 Mar 2022 08:32:23 GMT

There is no SCT, but you can try the Walmart pre-qualification link below (it is a soft pull to check):
https://applynow.capitalone.com/preapproval/?brandCode=WALMARTCB&marketingChannelCode=PREAPPROVALUNS

Just keep in mind that if an offer pops-up and you click to accept, it can result in 3 HPs (one for each CRA).

It says I was pre-approved for the Walmart rewards card. Is that something that I want?

Re: Capital One Walmart Mastercard Approval

MartyWrite75 — Thu, 10 Mar 2022 13:10:09 GMT

Congratulations on your approval!

Re: Capital One Walmart Mastercard Approval

bigseegar — Thu, 10 Mar 2022 14:02:53 GMT

@Anonymous wrote:

There is no SCT, but you can try the Walmart pre-qualification link below (it is a soft pull to check):
https://applynow.capitalone.com/preapproval/?brandCode=WALMARTCB&marketingChannelCode=PREAPPROVALUNS

Just keep in mind that if an offer pops-up and you click to accept, it can result in 3 HPs (one for each CRA).
It says I was pre-approved for the Walmart rewards card. Is that something that I want?

Hard to say without knowing your DP's and goals are since you're new here.

Re: Capital One Walmart Mastercard Approval

Credit_Master — Thu, 10 Mar 2022 15:02:41 GMT

@pc01user wrote:
Congratulations on your new Cap1 Walmart Card!

Thank you so much @pc01user !

Re: Capital One Walmart Mastercard Approval

Credit_Master — Thu, 10 Mar 2022 15:03:34 GMT

@CreditAggie wrote:
Congratulations on your Walmart Mastercard approval!

Thank you for the congratulations @CreditAggie !

Re: Capital One Walmart Mastercard Approval

Credit_Master — Thu, 10 Mar 2022 15:12:30 GMT

@MartyWrite75 wrote:
Congratulations on your approval!

Thank you @MartyWrite75 !