topic AMEX Platinum Delta Skymiles Targeted Offer in Credit Card Approvals

AMEX Platinum Delta Skymiles Targeted Offer

eagle2013 — Thu, 10 Apr 2014 08:44:37 GMT

I received a targeted offer from AMEX Delta Platinum about a week ago:

45,000 bonus miles

15,000 MQMs

Companion economy pass

and $200 statement credit for $150 AF.

Offer ends May 11th.

I'm very tempted, but worry because I've opened up 4 new accounts (including AMEX BCP) a month ago. One new account (Citi) is already reporting with a ~$1600 balance. American Express 2 softed my account March 25th, and they sent this targeted offer two days later.

Since I already have a soft..will it still be a SP if denied? Thanks in advance!

Re: AMEX Platinum Delta Skymiles Targeted Offer

Kenny — Thu, 10 Apr 2014 08:59:32 GMT

Since you already have the BCP it's usually SP if denied. If you can spare the HP, I would think this is one of the best offers out there for this card. If it's interesting to you, go for it. Best of luck!

Re: AMEX Platinum Delta Skymiles Targeted Offer

eagle2013 — Thu, 10 Apr 2014 09:50:05 GMT

@KennyRS wrote:
Since you already have the BCP it's usually SP if denied. If you can spare the HP, I would think this is one of the best offers out there for this card. If it's interesting to you, go for it. Best of luck!

Hi Kenny thanks for the confidence. I went ahead and applied in the event if I were to get denied I would still have time to reapply. Approved! Now time for some SEERRIOOOUSSS gardening!!!

EDIT: Called in for CL - $2000. Kind of on the low end, but in my google searches of this card it seems like that is the norm even for very high incomes. I may re-allocate some of my BCP limit.

Re: AMEX Platinum Delta Skymiles Targeted Offer

Kenny — Thu, 10 Apr 2014 09:52:47 GMT

@eagle2013 wrote:
@KennyRS wrote:
Since you already have the BCP it's usually SP if denied. If you can spare the HP, I would think this is one of the best offers out there for this card. If it's interesting to you, go for it. Best of luck!
Hi Kenny thanks for the confidence. I went ahead and applied in the event if I were to get denied I would still have time to reapply. Approved! Now time for some SEERRIOOOUSSS gardening!!!

EDIT: Called in for CL - $2000. Kind of on the low end, but in my google searches of this card it seems like that is the norm even for very high incomes. I may re-allocate some of my BCP limit.

Congrats on obtaining the card! Hope you get all of your sign up goodies! Hope you don't have any other temptations so you can fully garden! Now for that 61 day CLI --- you will get it!

Re: AMEX Platinum Delta Skymiles Targeted Offer

eagle2013 — Thu, 10 Apr 2014 09:59:05 GMT

@KennyRS wrote:
@eagle2013 wrote:
@KennyRS wrote:
Since you already have the BCP it's usually SP if denied. If you can spare the HP, I would think this is one of the best offers out there for this card. If it's interesting to you, go for it. Best of luck!
Hi Kenny thanks for the confidence. I went ahead and applied in the event if I were to get denied I would still have time to reapply. Approved! Now time for some SEERRIOOOUSSS gardening!!!

EDIT: Called in for CL - $2000. Kind of on the low end, but in my google searches of this card it seems like that is the norm even for very high incomes. I may re-allocate some of my BCP limit.
Congrats on obtaining the card! Hope you get all of your sign up goodies! Hope you don't have any other temptations so you can fully garden! Now for that 61 day CLI --- you will get it!

Haha thanks! Darn targeted offers. It was very hard to turn down 15,000 MQMs. I am just dreading how my scores will plummet once all these new accounts hit!

Re: AMEX Platinum Delta Skymiles Targeted Offer

Kenny — Thu, 10 Apr 2014 10:05:07 GMT

@eagle2013 wrote:
@KennyRS wrote:
@eagle2013 wrote:
@KennyRS wrote:
Since you already have the BCP it's usually SP if denied. If you can spare the HP, I would think this is one of the best offers out there for this card. If it's interesting to you, go for it. Best of luck!
Hi Kenny thanks for the confidence. I went ahead and applied in the event if I were to get denied I would still have time to reapply. Approved! Now time for some SEERRIOOOUSSS gardening!!!

EDIT: Called in for CL - $2000. Kind of on the low end, but in my google searches of this card it seems like that is the norm even for very high incomes. I may re-allocate some of my BCP limit.
Congrats on obtaining the card! Hope you get all of your sign up goodies! Hope you don't have any other temptations so you can fully garden! Now for that 61 day CLI --- you will get it!
Haha thanks! Darn targeted offers. It was very hard to turn down 15,000 MQMs. I am just dreading how my scores will plummet once all these new accounts hit!

Maybe they won't. And hey, what's done is done! Every experience in our life is a learning one, so don't regret anything!

Re: AMEX Platinum Delta Skymiles Targeted Offer

coldnmn — Thu, 10 Apr 2014 17:33:49 GMT

Congrats on approval!

Re: AMEX Platinum Delta Skymiles Targeted Offer

gdale6 — Thu, 10 Apr 2014 17:49:52 GMT

@eagle2013 wrote:
@KennyRS wrote:
Since you already have the BCP it's usually SP if denied. If you can spare the HP, I would think this is one of the best offers out there for this card. If it's interesting to you, go for it. Best of luck!
Hi Kenny thanks for the confidence. I went ahead and applied in the event if I were to get denied I would still have time to reapply. Approved! Now time for some SEERRIOOOUSSS gardening!!!

EDIT: Called in for CL - $2000. Kind of on the low end, but in my google searches of this card it seems like that is the norm even for very high incomes. I may re-allocate some of my BCP limit.

Grats on your newest AMEX

Re: AMEX Platinum Delta Skymiles Targeted Offer

itsmejustin29 — Thu, 10 Apr 2014 17:54:46 GMT

I currently have the Gold. Is it possible to PC to the Platinum?

Re: AMEX Platinum Delta Skymiles Targeted Offer

alvon123 — Thu, 10 Apr 2014 18:15:37 GMT

@eagle2013 wrote:
@KennyRS wrote:
Since you already have the BCP it's usually SP if denied. If you can spare the HP, I would think this is one of the best offers out there for this card. If it's interesting to you, go for it. Best of luck!
Hi Kenny thanks for the confidence. I went ahead and applied in the event if I were to get denied I would still have time to reapply. Approved! Now time for some SEERRIOOOUSSS gardening!!!

EDIT: Called in for CL - $2000. Kind of on the low end, but in my google searches of this card it seems like that is the norm even for very high incomes. I may re-allocate some of my BCP limit.

congrats

Re: AMEX Platinum Delta Skymiles Targeted Offer

-Wade- — Thu, 10 Apr 2014 21:21:16 GMT

Re: AMEX Platinum Delta Skymiles Targeted Offer

-Wade- — Thu, 10 Apr 2014 21:21:36 GMT

@eagle2013 wrote:
@KennyRS wrote:
Since you already have the BCP it's usually SP if denied. If you can spare the HP, I would think this is one of the best offers out there for this card. If it's interesting to you, go for it. Best of luck!
Hi Kenny thanks for the confidence. I went ahead and applied in the event if I were to get denied I would still have time to reapply. Approved! Now time for some SEERRIOOOUSSS gardening!!!

EDIT: Called in for CL - $2000. Kind of on the low end, but in my google searches of this card it seems like that is the norm even for very high incomes. I may re-allocate some of my BCP limit.

Congrats on your approval WTG