topic Re: Approval - SoFi (Oops) in Credit Card Approvals

Approval - SoFi (Oops)

AlanGJP — Tue, 22 Mar 2022 14:49:07 GMT

Don't make the mistake I just made. I had JUST woken up and SoFi emailed me to app "with no impact on your credit score". I KNEW they did a hard pull if they approve you, but wasn't thinking and hit the button to see where I stood. Instant approval. Darnit.

$7500 SL (wow.) I would not have pulled the trigger on this one. I suppose it is my only World MC...

Datapoints in my sig are accurate. (EX got the pull) As an aside; they do not seem inq sensitive. (Although, that might account for my low SL)

Re: Approval - SoFi (Oops)

ccquest — Tue, 22 Mar 2022 15:32:13 GMT

Congrats either way! Hopefully you can make use of the card someway or another, easy 2% everywhere at least.

Re: Approval - SoFi (Oops)

bigseegar — Tue, 22 Mar 2022 15:32:20 GMT

Congrats! I had pretty much the same experience with my approval last week as my DP's almost mirror yours.

Re: Approval - SoFi (Oops)

gdale6 — Tue, 22 Mar 2022 15:52:34 GMT

Grats on your SoFi approval

Re: Approval - SoFi (Oops)

CreditAggie — Tue, 22 Mar 2022 16:02:49 GMT

Congratulations on your SoFi approval!

Re: Approval - SoFi (Oops)

Hoben02 — Tue, 22 Mar 2022 16:38:05 GMT

Well you must have another existing relationship with SoFi to get the email, and most likely the only way to maximize the 2% return

Re: Approval - SoFi (Oops)

Reviewers — Tue, 22 Mar 2022 17:40:30 GMT

Congrats on your nice SL SoFi approval!

Re: Approval - SoFi (Oops)

AlanGJP — Tue, 22 Mar 2022 17:58:57 GMT

@ccquest wrote:
Congrats either way! Hopefully you can make use of the card someway or another, easy 2% everywhere at least.

I'll find some use for it. Might open a trading account with SoFi and use the 2% for crypto. I dunno...

Re: Approval - SoFi (Oops)

AlanGJP — Tue, 22 Mar 2022 18:00:25 GMT

@bigseegar wrote:
Congrats! I had pretty much the same experience with my approval last week as my DP's almost mirror yours.

Congrats to you as well! Just wish I would have been thinking more clear in that moment. Drinking and now pre-qualifying from bed and legit no-no's

Re: Approval - SoFi (Oops)

AlanGJP — Tue, 22 Mar 2022 18:01:35 GMT

@Hoben02 wrote:
Well you must have another existing relationship with SoFi to get the email, and most likely the only way to maximize the 2% return

Nope, but I did have an account already. I think I tried pre-qualifying a few months back for some promotion they were doing. I was turned down if I remember correctly. Guess they got the better deal on that one.

Re: Approval - SoFi (Oops)

Elpadrino1 — Tue, 22 Mar 2022 18:16:18 GMT

Congratulations on your approval!!

Re: Approval - SoFi (Oops)

babygirl1256 — Tue, 22 Mar 2022 19:16:25 GMT

Oops . . . but still congrats on your SoFi approval.

Re: Approval - SoFi (Oops)

cashorcharge — Tue, 22 Mar 2022 21:38:30 GMT

That's terrific!! Congratulations on your Approval!! 🎉🥂👏