topic Re: 2/3 Approvals back in with Citi retail side in Credit Card Approvals

2/3 Approvals back in with Citi retail side

Anonymous514 — Sun, 01 May 2022 03:15:47 GMT

iib Costco card and Best Buy card in 2019 in the bankruptcy. Today applied for bestbuy had to verify address and a texted code came back offering visa or store card for 2k. Chose Visa lol. Said I wonder about Macys because I always buy from Macys and could really use the Macys card for the extra points I'm missing out on. Approved for 800$ it's ok that'll grow I shop Macys a lot. Kinda worried about AA from the Macys and Best Buy though because that's two products in one day. Granted one used Equifax the other Experian. I also got denied for a BOA because I was on a roll they pulled Experian only. Gonna garden for like ever now

Re: 2/3 Approvals back in with Citi retail side

babygirl1256 — Sun, 01 May 2022 03:20:10 GMT

Congrats on your Citi approvals.

Re: 2/3 Approvals back in with Citi retail side

DesertWanderer — Sun, 01 May 2022 03:28:52 GMT

Congrats on your approvals. Is the inquiries on your sig accurate?

Re: 2/3 Approvals back in with Citi retail side

CYBERSAM — Sun, 01 May 2022 03:38:15 GMT

Congrats on your Macy's Approval!🥂🤑👍

Re: 2/3 Approvals back in with Citi retail side

Anonymous514 — Sun, 01 May 2022 03:42:44 GMT

No lol. Experian is 45 now. TransUnion is 41 Equifax is 41

Re: 2/3 Approvals back in with Citi retail side

CreditMagic7 — Sun, 01 May 2022 03:50:43 GMT

You should be fine. Another member @pip3man also got both Citi Retails recently with a BK/PR.

Even i just missed getting the Best Buy only because of a series of new one's applied for first.

Congratulations on the bounce back with Citi Retail card approvals!! WooHoo!

Re: 2/3 Approvals back in with Citi retail side

Anonymous514 — Sun, 01 May 2022 03:51:15 GMT

@CreditMagic7 Do you think I should be ok as long as I garden now and don't act crazy with utilizations?

Re: 2/3 Approvals back in with Citi retail side

CreditMagic7 — Sun, 01 May 2022 03:52:18 GMT

@Anonymous514 wrote:
@CreditMagic7 Do you think I should be ok as long as I garden now and don't act crazy with utilizations?

Absolutely. Let the dust settle awhile.

Re: 2/3 Approvals back in with Citi retail side

Anonymous514 — Sun, 01 May 2022 03:57:53 GMT

So it was actually that members post that inspired me when I saw how recent the bk was lol.

Re: 2/3 Approvals back in with Citi retail side

pip3man — Sun, 01 May 2022 06:34:20 GMT

@Anonymous514 wrote:
So it was actually that members post that inspired me when I saw how recent the bk was lol.

I tried to respond to the other post u tagged me but it appears to have been locked. Congrats on your approval, you'll be just fine with the AA concerns. If Macy's was not IIB, u should request a CLI starting on day 31. However, if they were included u may need to wait at least 90 days before an initial increase will be approved otherwise you'll be getting declined and cited for "previous unsatisfactory history with us."

Re: 2/3 Approvals back in with Citi retail side

gdale6 — Sun, 01 May 2022 13:47:10 GMT

Grats on cracking Citi Retails doors open again!!

Re: 2/3 Approvals back in with Citi retail side

Lostinthegame — Sun, 01 May 2022 18:42:16 GMT

Congrats on the approvals!

I have both Bestbuy and Macy's Amex, and I burned citi (had a line of credit) on my bankruptcy. I'm wondering if I have to wait 2 more years to get the double cash back card 🤔

Re: 2/3 Approvals back in with Citi retail side

CreditAggie — Sun, 01 May 2022 23:08:50 GMT

Congratulations on your Citi retail approvals!

Re: 2/3 Approvals back in with Citi retail side

cashorcharge — Mon, 02 May 2022 00:56:58 GMT

That's terrific!! Congratulations on both your CITI Retail Approvals!! 🎉🥂👏

Re: 2/3 Approvals back in with Citi retail side

everest — Mon, 02 May 2022 01:24:28 GMT

Congrats on your Citi Retail BB and Macy's approvals! 🎉

Re: 2/3 Approvals back in with Citi retail side

FicoComeback2018 — Wed, 23 Nov 2022 01:13:55 GMT

Did Macy's pull EX?