topic Re: Three strategic applications - 1 approval in Credit Card Approvals

Four strategic applications - 1 approval

12njoy — Thu, 05 May 2022 06:05:58 GMT

I was bored again so I searched the site here once again and it paid dividends. Applied for Amazon Visa (seeing some over 5/24), US Alliance and Barclays Wyndham. Chase went down in flames for over 5/24. US Alliance came back with a 20k approval and no POI (surprised there) and Barclays pending. Chase EQ, US Alliance EX and Barclays TU. Not that inq's matter to me now but why not spread the love around. Barclays may go down in flames as well due to new accounts. I have the former Barclays Uber at $6,400 and have had it for almost 2 years now. Not expecting much, if anything from Barclays. Well maybe a CLD on the one card I have No one can ever say that these Boards don't offer something for everyone. Doesn't matter if you're just starting out, rebuilding or well established. There's something for everyone here. Received their second lowest APR. Nothing to verify, just docusign that's it.

Update: 785 FICO 08 score, 11 inq's in last year and countless new accounts

Re: Three strategic applications - 1 approval

cashorcharge — Mon, 02 May 2022 23:44:38 GMT

That's terrific!! Congratulations on your US Alliance Approval!! 🎉🥂👏

Good luck with Barclays!

Re: Three strategic applications - 1 approval

DesertWanderer — Mon, 02 May 2022 23:56:23 GMT

Congrats on your approval. Good luck on the pending one!

Re: Three strategic applications - 1 approval

12njoy — Tue, 03 May 2022 00:31:05 GMT

@cashorcharge wrote:
That's terrific!! Congratulations on your US Alliance Approval!! 🎉🥂👏
Good luck with Barclays!

Thanks

Re: Three strategic applications - 1 approval

12njoy — Tue, 03 May 2022 00:32:05 GMT

@DesertWanderer wrote:
Congrats on your approval. Good luck on the pending one!

Thank you

Re: Three strategic applications - 1 approval

Elpadrino1 — Tue, 03 May 2022 00:36:26 GMT

Congratulations on your US Alliance approval!!

Re: Three strategic applications - 1 approval

12njoy — Tue, 03 May 2022 00:41:56 GMT

@Elpadrino1 wrote:
Congratulations on your US Alliance approval!!

Thanks

Re: Three strategic applications - 1 approval

gdale6 — Tue, 03 May 2022 00:48:03 GMT

Something is better than nothing, grats on the 20K approval

Re: Three strategic applications - 1 approval

12njoy — Tue, 03 May 2022 00:50:00 GMT

@gdale6

Thank you and yes you are correct

Re: Three strategic applications - 1 approval

CreditMagic7 — Tue, 03 May 2022 02:21:08 GMT

LoL Approval Expiration Date 6/1/2022 MyFico'ers accept if within minutes/seconds

Congratulations @12njoy - Nice SL. US Alliance came through for ya easy peasey.

Re: Three strategic applications - 1 approval

12njoy — Tue, 03 May 2022 02:22:16 GMT

@CreditMagic7

Thanks. Yea there was zero chance of me delaying acceptance of this within seconds.

Re: Three strategic applications - 1 approval

CreditAggie — Tue, 03 May 2022 04:58:32 GMT

Congratulations on your US Alliance approval and good luck with the Barclays app!

Re: Three strategic applications - 1 approval

Janneman — Tue, 03 May 2022 05:14:47 GMT

Congrat, is this a bank or CU? Is open for everyone?

Re: Three strategic applications - 1 approval

babygirl1256 — Tue, 03 May 2022 05:21:29 GMT

Congrats on your US Alliance approval.

Re: Three strategic applications - 1 approval

zerofire — Tue, 03 May 2022 17:35:04 GMT

@Janneman wrote:
Congrat, is this a bank or CU? Is open for everyone?

Officially a CU but the criteria is so loose almost anyone can join if they are paying attention.

Re: Three strategic applications - 1 approval

CYBERSAM — Tue, 03 May 2022 17:40:25 GMT

Congrats on your approvals! 🤑👍

Re: Three strategic applications - 1 approval

SDMarik — Tue, 03 May 2022 20:47:31 GMT

Grats on the approval! Good luck on the pending one!

Re: Three strategic applications - 1 approval

12njoy — Tue, 03 May 2022 21:01:31 GMT

Thanks all. Barclays went down like a ton of bricks. Then I find out that I forgot to put EX back on ice after US Alliance so I got two (yes two) alerts that Barclays and Chase pulled EX. So both did a double pull on me . Well with that being said and I'm now in double digits on EX, I said what the heck and applied for Patelco after getting prequalified 15k @6.5%. Took another hit on EX for that one. It's pending. I feel like I'm back starting out again with these inq's lol. I've added probably 8 inq's now in the last 9 months. I was down to about 3 before all of this. On another positive note, US Alliance called me to welcome me and congratulate me on the 20k card. The rep said to let them know if I wanted to apply for anything else and if so, "if I did it today, it would not be another HP". Actually the original HP is good for 30 days because I asked after she made the statement. So I said I would like to apply for a LOC. She asked how much and I said 15k. She came back and asked if I would be willing to accept a counteroffer. I said yes. She submitted application with only asking how much and would I be willing to accept a counteroffer. Got off the phone with her and within ten minutes, received an email with a 5k counteroffer to which I accepted. Strangely though they asked for POI this time. They didn't ask for POI on the 20k card though, but whatever, I uploaded last two paystubs and that's all she wrote.

Re: Three strategic applications - 1 approval

CreditMagic7 — Tue, 03 May 2022 21:28:18 GMT

@12njoy wrote:
Thanks all. Barclays went down like a ton of bricks. Then I find out that I forgot to put EX back on ice after US Alliance so I got two (yes two) alerts that Barclays and Chase pulled EX. So both did a double pull on me . Well with that being said and I'm now in double digits on EX, I said what the heck and applied for Patelco after getting prequalified 15k @6.5%. Took another hit on EX for that one. It's pending. I feel like I'm back starting out again with these inq's lol. I've added probably 8 inq's now in the last 9 months. I was down to about 3 before all of this. On another positive note, US Alliance called me to welcome me and congratulate me on the 20k card. The rep said to let them know if I wanted to apply for anything else and if so, "if I did it today, it would not be another HP". Actually the original HP is good for 30 days because I asked after she made the statement. So I said I would like to apply for a LOC. She asked how much and I said 15k. She came back and asked if I would be willing to accept a counteroffer. I said yes. She submitted application with only asking how much and would I be willing to accept a counteroffer. Got off the phone with her and within ten minutes, received an email with a 5k counteroffer to which I accepted. Strangely though they asked for POI this time. They didn't ask for POI on the 20k card though, but whatever, I uploaded last two paystubs and that's all she wrote.

Best of luck on the .....pending Patelco Prequal. Congrats again on the extra with a LOC approval!

Re: Three strategic applications - 1 approval

12njoy — Tue, 03 May 2022 21:33:39 GMT

@CreditMagic7

Thank you my friend