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    <title>topic Re: NFL Extra Points in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533499#M812972</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/853749"&gt;@carlos1son&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Oh sure ok well Comenity uses a soft pull for credit card approvals because they only ask for the last 4 digits of ss when applying. One of the only issuers that does that. Make sure you delete the drop down box if it comes down that asks for more info when applying otherwise hard pull. It called the drop down trick with comenity. My credit score is 790 around all 3 bureaus. But 640 or better is the normal.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just a FYI, the soft pull approval theory does not apply to all Comenity accounts.&amp;nbsp; If they want to hp to complete the application they will hp. I was just approved a Comenity card and t was hp on EX. Just stating this so&amp;nbsp; anyone who reads this post won't just assume they can apply any Comenity card and not get hard pulled. They would be disappointed to say the least.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sun, 08 May 2022 01:21:49 GMT</pubDate>
    <dc:creator>AverageJoesCredit</dc:creator>
    <dc:date>2022-05-08T01:21:49Z</dc:date>
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      <title>NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533415#M812943</link>
      <description>&lt;P&gt;approved for the nfl extra points card by comenity for 9,000. They used to have one with Barclays but they dropped it it's back with comenity if anyone is interested good card for nfl gear 3% cash back&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 07 May 2022 20:57:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533415#M812943</guid>
      <dc:creator>carlos1son</dc:creator>
      <dc:date>2022-05-07T20:57:33Z</dc:date>
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    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533417#M812945</link>
      <description>&lt;P&gt;Hi and Congratulations on the new Comenity NFL Extra Points Card!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Can you share a few data points or common stats for everyone? Thanks&lt;/P&gt;</description>
      <pubDate>Sat, 07 May 2022 21:00:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533417#M812945</guid>
      <dc:creator>CreditMagic7</dc:creator>
      <dc:date>2022-05-07T21:00:59Z</dc:date>
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      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533419#M812946</link>
      <description>&lt;P&gt;What do you mean by that? I don't go on here too much so not sure what you mean by data and other things.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 07 May 2022 21:06:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533419#M812946</guid>
      <dc:creator>carlos1son</dc:creator>
      <dc:date>2022-05-07T21:06:48Z</dc:date>
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    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533427#M812948</link>
      <description>&lt;P&gt;It often helps other members if they can read just a little more into like what CRA they pulled for approval (assuming EX) and basics like what your FICO Score was etc. That's a pretty nice SL with Comenity right out of the gate on that one. Thanks&lt;/P&gt;</description>
      <pubDate>Sat, 07 May 2022 21:38:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533427#M812948</guid>
      <dc:creator>CreditMagic7</dc:creator>
      <dc:date>2022-05-07T21:38:40Z</dc:date>
    </item>
    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533435#M812949</link>
      <description>&lt;P&gt;Oh sure ok well Comenity uses a soft pull for credit card approvals because they only ask for the last 4 digits of ss when applying. One of the only issuers that does that. Make sure you delete the drop down box if it comes down that asks for more info when applying otherwise hard pull. It called the drop down trick with comenity. My credit score is 790 around all 3 bureaus. But 640 or better is the normal.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 07 May 2022 21:54:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533435#M812949</guid>
      <dc:creator>carlos1son</dc:creator>
      <dc:date>2022-05-07T21:54:06Z</dc:date>
    </item>
    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533462#M812959</link>
      <description>&lt;P&gt;Congrats on your new NFL card!, and thanks for the DP!&lt;/P&gt;</description>
      <pubDate>Sat, 07 May 2022 23:17:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533462#M812959</guid>
      <dc:creator>Borealis</dc:creator>
      <dc:date>2022-05-07T23:17:22Z</dc:date>
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    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533469#M812962</link>
      <description>&lt;P&gt;Congrats on your Comenity NFL E&lt;SPAN&gt;xtra Points Card approval.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 07 May 2022 23:47:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533469#M812962</guid>
      <dc:creator>babygirl1256</dc:creator>
      <dc:date>2022-05-07T23:47:42Z</dc:date>
    </item>
    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533499#M812972</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/853749"&gt;@carlos1son&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Oh sure ok well Comenity uses a soft pull for credit card approvals because they only ask for the last 4 digits of ss when applying. One of the only issuers that does that. Make sure you delete the drop down box if it comes down that asks for more info when applying otherwise hard pull. It called the drop down trick with comenity. My credit score is 790 around all 3 bureaus. But 640 or better is the normal.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Just a FYI, the soft pull approval theory does not apply to all Comenity accounts.&amp;nbsp; If they want to hp to complete the application they will hp. I was just approved a Comenity card and t was hp on EX. Just stating this so&amp;nbsp; anyone who reads this post won't just assume they can apply any Comenity card and not get hard pulled. They would be disappointed to say the least.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 08 May 2022 01:21:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533499#M812972</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2022-05-08T01:21:49Z</dc:date>
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    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533506#M812975</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;hi that is nice starting credit limit congratulations.&lt;/P&gt;</description>
      <pubDate>Sun, 08 May 2022 01:30:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533506#M812975</guid>
      <dc:creator>firefox100</dc:creator>
      <dc:date>2022-05-08T01:30:23Z</dc:date>
    </item>
    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533508#M812976</link>
      <description>&lt;P&gt;Congratulations on your approval!!&lt;/P&gt;</description>
      <pubDate>Sun, 08 May 2022 01:36:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533508#M812976</guid>
      <dc:creator>Elpadrino1</dc:creator>
      <dc:date>2022-05-08T01:36:31Z</dc:date>
    </item>
    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533537#M812988</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/853749"&gt;@carlos1son&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Oh sure ok well Comenity uses a soft pull for credit card approvals because they only ask for the last 4 digits of ss when applying. One of the only issuers that does that. Make sure you delete the drop down box if it comes down that asks for more info when applying otherwise hard pull. It called the drop down trick with comenity. My credit score is 790 around all 3 bureaus. But 640 or better is the normal.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sorry but they can still do a HP with just last 4 digits of your social .&lt;/P&gt;</description>
      <pubDate>Sun, 08 May 2022 02:50:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533537#M812988</guid>
      <dc:creator>Jnbmom</dc:creator>
      <dc:date>2022-05-08T02:50:18Z</dc:date>
    </item>
    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533653#M813005</link>
      <description>&lt;P&gt;Congrats on your approval!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was approved for one way back in like 2007 or something, but never activated it. I wanted a Mastercard and they gave me a Visa.&lt;/P&gt;</description>
      <pubDate>Sun, 08 May 2022 11:57:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533653#M813005</guid>
      <dc:creator>TSlop</dc:creator>
      <dc:date>2022-05-08T11:57:56Z</dc:date>
    </item>
    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533654#M813006</link>
      <description>&lt;P&gt;You're right my bad&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 08 May 2022 12:11:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533654#M813006</guid>
      <dc:creator>carlos1son</dc:creator>
      <dc:date>2022-05-08T12:11:49Z</dc:date>
    </item>
    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533676#M813018</link>
      <description>&lt;P&gt;Great SL with Comenity, grats on the NFL card &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 08 May 2022 13:57:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533676#M813018</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2022-05-08T13:57:04Z</dc:date>
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    <item>
      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533902#M813072</link>
      <description>&lt;P&gt;Congratulations on your NFL approval!&lt;/P&gt;</description>
      <pubDate>Mon, 09 May 2022 04:45:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6533902#M813072</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2022-05-09T04:45:14Z</dc:date>
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      <title>Re: NFL Extra Points</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6534136#M813155</link>
      <description>&lt;P&gt;&lt;SPAN class=""&gt;That's terrific!! &amp;nbsp;Congratulations on your NFL Approval!! &lt;/SPAN&gt;&lt;SPAN class=""&gt;🎉🥂👏&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 09 May 2022 18:14:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFL-Extra-Points/m-p/6534136#M813155</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2022-05-09T18:14:44Z</dc:date>
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