topic Re: Bilt Rewards Approval in Credit Card Approvals

Bilt Rewards Approval

CaptJOB — Thu, 26 May 2022 02:53:48 GMT

Since I'm not worrying about 5/24 anytime soon and my rent is $4k a month figured it wouldn't hurt to get this card for an easy 48k* points a year. Approved for $6k limit. Assuming it'll be a TU pull. 775 TU8 before I applied with an inquiry from September on there. Pretty sure I got the highest interest rate.

Hadn't seen a lot of DPs here for this card so I figured might as well add to the pile.

*Edited for bad math

Re: Bilt Rewards Approval

CardHunter — Wed, 25 May 2022 22:49:56 GMT

@CaptJOB wrote:
Since I'm not worrying about 5/24 anytime soon and my rent is $4k a month figured it wouldn't hurt to get this card for an easy 44k points a year. Approved for $6k limit. Assuming it'll be a TU pull. 775 TU8 before I applied with an inquiry from September on there. Pretty sure I got the highest interest rate.

Hadn't seen a lot of DPs here for this card so I figured might as well add to the pile.

Congrats on your approval and enjoy those points!

Re: Bilt Rewards Approval

KingRue8500 — Wed, 25 May 2022 23:15:24 GMT

Congrats on your Bilt Rewards approval

Re: Bilt Rewards Approval

gdale6 — Thu, 26 May 2022 00:36:07 GMT

Grats on your Bilt rewards approval!!

Re: Bilt Rewards Approval

babygirl1256 — Thu, 26 May 2022 01:44:30 GMT

Congrats on your Bilt Rewards approval.

Re: Bilt Rewards Approval

CYBERSAM — Thu, 26 May 2022 02:27:58 GMT

Congrats on your Bilt Rewards Approval 🤑👍

Re: Bilt Rewards Approval

Elpadrino1 — Thu, 26 May 2022 02:29:35 GMT

Congratulations on your approval!!

Re: Bilt Rewards Approval

PapaTunde — Thu, 26 May 2022 03:41:53 GMT

Congrats on your new Bilt card

Re: Bilt Rewards Approval

gingerflower — Thu, 26 May 2022 03:53:05 GMT

@CaptJOB

Congratulations nice CL with the WF Bilt Cc. I was just reviewing this Cc today while paying my WF cc. I might just apply. 👍

Re: Bilt Rewards Approval

CreditAggie — Thu, 26 May 2022 05:49:03 GMT

Congratulations on your Bilt Rewards approval!

Re: Bilt Rewards Approval

NalekSok — Thu, 26 May 2022 10:51:48 GMT

Congratulations and enjoy those new benefits!

Re: Bilt Rewards Approval

trvlscmmr — Thu, 26 May 2022 11:37:19 GMT

Congrats of the approval!!

If you don't mind providing some further DPs... how many Inquiries did you have at time of app & what was your x/12, x/24? Thank you!

Re: Bilt Rewards Approval

Danmae777 — Thu, 26 May 2022 12:24:24 GMT

Congratulations on your new approval.

Re: Bilt Rewards Approval

CaptJOB — Thu, 26 May 2022 18:40:12 GMT

@trvlscmmr wrote:
Congrats of the approval!!

If you don't mind providing some further DPs... how many Inquiries did you have at time of app & what was your x/12, x/24? Thank you!

So I had one TU inquiry which is still what I'm assuming they've pulled even though I haven't got an alert yet on my Experian credit monitoring account. 5/24 and 2/12 at time of application. I was half expecting a denial since I don't have a relationship with Wells Fargo but since this is a new product I figured it would have easier underwriting than a Propel or something similar.

Re: Bilt Rewards Approval

Mdowning30 — Thu, 26 May 2022 18:51:37 GMT

Thats some serious rent, you can own your own house with a 15 year fixed mortgage

Re: Bilt Rewards Approval

trvlscmmr — Thu, 26 May 2022 19:06:54 GMT

Thank you for the extra info!... Nice yes WF is definitely tight when it comes to SL's; your profile would yield a solid five-figure approval from pretty much any other issuer.

Re: Bilt Rewards Approval

CaptJOB — Thu, 26 May 2022 19:14:34 GMT

@Mdowning30 wrote:
Thats some serious rent, you can own your own house with a 15 year fixed mortgage

Where I live that would only cover half a house(and probably the smallest house in the neighborhood).

Re: Bilt Rewards Approval

CaptJOB — Thu, 26 May 2022 22:36:09 GMT

Just got an alert that they pulled EQ.

Which just means my DPs change a bit. Still just one scoreable inquiry at the time of application but there is an additional older inquiry from 4/2021 on there.

Re: Bilt Rewards Approval

trvlscmmr — Thu, 26 May 2022 22:41:51 GMT

thanks for the update & enjoy all those rewards you will be earning!!

Re: Bilt Rewards Approval

CreditMagic7 — Thu, 26 May 2022 23:07:40 GMT

Congratulations on your Bilt Rewards approval.