topic Re: Nearly $50K in No Inquiry CLI's in Credit Card Approvals

Over $55K in No Inquiry CLI's

CWESTL — Mon, 30 May 2022 21:58:53 GMT

Decided to go on a no inquiry CLI spree and here are the results. Thinking I'll try for one more increase with my NFCU AMEX (UPDATE: APPROVED for a $8K increase to a new CL of $28K).

AMEX Cash Magnet: $6K increase to a new CL of $26K

Capital One Venture: $10K increase to a new CL of $25K (surpised because I minimally use)

Discover It: $3500 increase to a new CL of $13.5K

MercuryCard (previously Barclay Rewards): $1K increase to a new CL of $5750 (automatic increase)

Neiman Marcus: $10K increase to a new CL of $34K

NFCU Cash Rewards: $8K increase to a new CL of $24.1K

NFCU Platinum: $8K increase to a new CL of $19K

Venmo Visa: $1K increase to a new CL of $20K

Attempting to get all my credit cards to a $20K limit or higher. The Mercurycard will likely be unachievable. Will likely close the Mercurycard in 4 to 5 years as all the other credit cards have aged to 6-13 years.

Re: Nearly $50K in No Inquiry CLI's

Lou-natic — Mon, 30 May 2022 15:14:53 GMT

A lot of nice increases, heck yeah.

Re: Nearly $50K in No Inquiry CLI's

Elpadrino1 — Mon, 30 May 2022 15:31:25 GMT

Congratulations on your cli's!!! Very nice!!

Re: Nearly $50K in No Inquiry CLI's

gdale6 — Mon, 30 May 2022 15:57:02 GMT

Great run of SP increases, grats to them all

Re: Nearly $50K in No Inquiry CLI's

cashorcharge — Mon, 30 May 2022 16:59:29 GMT

That's terrific!! Congratulations on all your CLI Approvals!! 🎉🥂👏

Re: Nearly $50K in No Inquiry CLI's

CreditAggie — Mon, 30 May 2022 17:20:03 GMT

Congratulations on your CLIs!

Re: Nearly $50K in No Inquiry CLI's

CreditMagic7 — Mon, 30 May 2022 17:43:35 GMT

Congrats on the approved new increases!

Re: Nearly $50K in No Inquiry CLI's

Aim_High — Mon, 30 May 2022 19:54:10 GMT

Well played, @CWESTL! Congrats on all your massive CLI approvals!

Since I came to My Fico a few years ago, I've become more diligent about putting in for increases when I'm eligible, and it really pays off over time! Enjoy those higher limits and the additional utilization padding!

"I don't always ask for Credit Limit Increases,

but when I do, I prefer that they are Soft Pulls ..."

LOL

Stay thirsty (for CLIs), my friends.

Re: Nearly $50K in No Inquiry CLI's

babygirl1256 — Mon, 30 May 2022 20:48:08 GMT

Congrats on your CLIs . . . awesome spree!!!

Re: Nearly $50K in No Inquiry CLI's

CWESTL — Mon, 30 May 2022 22:57:22 GMT

@Aim_High I couldn't agree more. Acting with patience, intention and deliberately have certainly paid off over the years of recovery. MyFico Forums are a true wealth of empowering knowledge.

UPDATE: My last request for a CLI was approved!! Updating the post.

NFCU AMEX: $8K increase to a new CL of $28K

Re: Nearly $50K in No Inquiry CLI's

AverageJoesCredit — Tue, 31 May 2022 01:02:56 GMT

Grats

I guess my only question is what is a no inquiry cli?

Re: Over $55K in No Inquiry CLI's

KingRue8500 — Tue, 31 May 2022 01:55:48 GMT

Congrats on your CLI's spree

Re: Nearly $50K in No Inquiry CLI's

CWESTL — Tue, 31 May 2022 02:05:11 GMT

@AverageJoesCredit wrote:
Grats

I guess my only question is what is a no inquiry cli?

@AverageJoesCredit Thanks. No inquiry CLI's meant no hard inquiry CLI's. Not sure if a soft pull or a simple internal review of account history were used to approve the CLI's. However, I'm thankful the increases could be obtained without hard inquiries and resultant point deductions.

Re: Over $55K in No Inquiry CLI's

PapaTunde — Tue, 31 May 2022 03:54:11 GMT

Congrats on all your nice CLIs

Re: Nearly $50K in No Inquiry CLI's

PapaTunde — Tue, 31 May 2022 03:55:31 GMT

@Aim_High wrote:
Well played, @CWESTL! Congrats on all your massive CLI approvals!
Since I came to My Fico a few years ago, I've become more diligent about putting in for increases when I'm eligible, and it really pays off over time! Enjoy those higher limits and the additional utilization padding!

"I don't always ask for Credit Limit Increases,
but when I do, I prefer that they are Soft Pulls ..."
LOL
Stay thirsty (for CLIs), my friends.

LOLLLLOLLLOLLLL

Re: Over $55K in No Inquiry CLI's

NalekSok — Tue, 31 May 2022 12:32:47 GMT

Congratulations on your CLIs, nice job!

Re: Over $55K in No Inquiry CLI's

TG10X — Wed, 01 Jun 2022 15:54:41 GMT

Congratulations!!

Re: Over $55K in No Inquiry CLI's

CYBERSAM — Wed, 01 Jun 2022 18:03:19 GMT

Congrats on your CLIs. Nice SP run! 🤑👍👍