topic Re: Macy's CLI + Amex Upgrade in Credit Card Approvals

Macy's CLI + Amex Upgrade

CreditGame12 — Mon, 30 May 2022 17:26:47 GMT

I'm not sure if this is the right thread, but I just recently had a CLI happen on my Macy's Amex to $20k. I think this card started with a $1k limit about 3 years ago. It's since grown with biggest increases happening over the last 6 months. Last increase was $18k to $20k about a week or two ago.

Anyways, I called in last night to see if they had an idea of when I'd be eligible for the Macy's Amex upgrade and the representative told me I was eligible now. Lo and behold, I logged on to my Macy's app and saw right there the invitation to upgrade to the Amex. The rep said it would take approximately two billing cycles, but the offer online said 10-15 days for the new card, and it looked like pretty instant. Me being the impatient person I am went ahead and completed the upgrade online.

Super excited, because who can spend $20k at Macy's although it's been great for utilization padding, but I am very excited to have a more well-rounded card in my wallet.

I do have one question: Since my limit is $20k, will they adjust that with it being an Amex, or will it stay the $20k? It looks like it'll stay at the $20k from what I've read, but I'd love to make sure.

Re: Macy's CLI + Amex Upgrade

CreditAggie — Mon, 30 May 2022 17:31:19 GMT

Congratulations on your Macy's CLI and Amex upgrade!

Re: Macy's CLI + Amex Upgrade

CreditMagic7 — Mon, 30 May 2022 17:39:58 GMT

Congratulations on the Macy's CLI and new Amex upgrade!

Re: Macy's CLI + Amex Upgrade

gdale6 — Mon, 30 May 2022 17:50:18 GMT

Grats on your 20K limit!! The limit will be the same on the Amex, use of the card will typically stop any possible CLD. You should be able to move the Amex up to a max of 25K too.

Re: Macy's CLI + Amex Upgrade

Aim_High — Mon, 30 May 2022 19:44:27 GMT

Congratulations on your Macy's card conversion and CLI, @CreditGame12!

Outstanding progress on that account over three years!

@CreditGame12 wrote:
... Super , because who can spend $20k at Macy's although it's been great for utilization padding ...

It's actually not difficult to spend $20K or higher at Macy's! Not only do they have jewelry but also more expensive items like furniture, especially if you were buying a few rooms full for a new home. Some of their jewelry can be $20K with a single item! But the utilization padding is always helpful!

Re: Macy's CLI + Amex Upgrade

babygirl1256 — Mon, 30 May 2022 20:33:52 GMT

Congrats on your Macy's CLI and Amex Upgrade!!!

Re: Macy's CLI + Amex Upgrade

Danmae777 — Mon, 30 May 2022 20:46:09 GMT

Congratulations on your new CLI and upgrade

Re: Macy's CLI + Amex Upgrade

cashorcharge — Mon, 30 May 2022 21:31:08 GMT

That's terrific!! Congratulations on your Macy's Upgrade and CLI Approval!! 🎉🥂👏

Re: Macy's CLI + Amex Upgrade

KingRue8500 — Tue, 31 May 2022 02:02:01 GMT

Congrats on your Macy's CLI & AMEX upgrade

Re: Macy's CLI + Amex Upgrade

PapaTunde — Tue, 31 May 2022 04:04:09 GMT

Congrats on your Macys upgrade !

Re: Macy's CLI + Amex Upgrade

NalekSok — Tue, 31 May 2022 12:31:54 GMT

Congratulations on your CLI!

Re: Macy's CLI + Amex Upgrade

M_Smart007 — Wed, 01 Jun 2022 16:17:23 GMT

Congratulations on your Macy's CLI and upgrade!

Re: Macy's CLI + Amex Upgrade

CYBERSAM — Wed, 01 Jun 2022 17:52:35 GMT

Congrats on your Macy's upgrade and CLI! Awesome job 🥂🤑👍👍