topic Re: CITI Approval 0%, 21 months in Credit Card Approvals

CITI Approval 0%, 21 months

Lucifer — Tue, 31 May 2022 23:23:24 GMT

Well, looks like I have to change my signature and start over. Grabbed a Citi card(a little Diamond Preferred action) for the 0%, 21 months offer. 15k limit. Not bad. First Citi card in a long time - they shut me down years ago even though I had been paying. It was 08 and I guess they thought my profile was too risky given all that was craching back then.

Happy Gardening Everyone!

Remember to stay liquid !

Re: CITI Approval 0%, 21 months

CreditMagic7 — Tue, 31 May 2022 15:03:27 GMT

Congratulations on your new Citi Card Approval w/0% 21 month term.

Re: CITI Approval 0%, 21 months

SUPERSQUID — Tue, 31 May 2022 15:08:49 GMT

CONGRATS!!!!!

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Re: CITI Approval 0%, 21 months

gdale6 — Tue, 31 May 2022 15:20:13 GMT

Grats on your new Citibank card

Re: CITI Approval 0%, 21 months

CreditAggie — Tue, 31 May 2022 15:20:17 GMT

Congratulations on your Citi approval!

Re: CITI Approval 0%, 21 months

AverageJoesCredit — Tue, 31 May 2022 15:39:13 GMT

@Lucifer wrote:
Well, looks like I have to change my signature and start over. Grabbed a Citi card for the 0%, 21 months offer. 15k limit. Not bad. First Citi card in a long time - they shut me down years ago even though I had been paying. It was 08 and I guess they thought my profile was too risky given all that was craching back then.

Happy Gardening Everyone!

Remember to stay liquid !

Grats 😈

What card is this? That's a huge sl for Citi so I'm guessing they like you now

Re: CITI Approval 0%, 21 months

Danmae777 — Tue, 31 May 2022 15:47:45 GMT

Congratulations on your new approval

Re: CITI Approval 0%, 21 months

kilroy8 — Tue, 31 May 2022 15:51:40 GMT

Simplicity or Diamond Preferred?

Anyway, congrats on free money for 21 months.

Re: CITI Approval 0%, 21 months

MartyWrite75 — Tue, 31 May 2022 16:34:02 GMT

Congratulations on your approval!

Re: CITI Approval 0%, 21 months

firefox100 — Tue, 31 May 2022 16:46:35 GMT

Congratulations enjoy it.

Re: CITI Approval 0%, 21 months

Yasselife — Tue, 31 May 2022 17:19:50 GMT

@Lucifer You never fail to surprise me. Congratulations!

Re: CITI Approval 0%, 21 months

cashorcharge — Tue, 31 May 2022 17:25:55 GMT

That's terrific!! Congratulations on your Citi Approval!! 🎉🥂👏

Re: CITI Approval 0%, 21 months

Aim_High — Tue, 31 May 2022 18:15:23 GMT

Congratulations on your Citi approval, @Lucifer, and snagging that 21 months 0% and great CL!

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Re: CITI Approval 0%, 21 months

Lucifer — Tue, 31 May 2022 23:26:35 GMT

@AverageJoesCredit wrote:
@Lucifer wrote:
Well, looks like I have to change my signature and start over. Grabbed a Citi card for the 0%, 21 months offer. 15k limit. Not bad. First Citi card in a long time - they shut me down years ago even though I had been paying. It was 08 and I guess they thought my profile was too risky given all that was craching back then.

Happy Gardening Everyone!

Remember to stay liquid !

Grats 😈

What card is this? That's a huge sl for Citi so I'm guessing they like you now

Diamond Preferred.

Yea - The devil's file is now rather thick and long with multiple 10k+ and a couple 20k+ cards.

Long way from my 3xx credit score days. I'm also more liquid than I have ever been.

I also don't call them cedit limits. I call them conficence points. That was a different mindset for seeing credit limits that I started many many years ago after my downfall which was caused by two things: 1) my feeling that if things were good they would always be good and 2) The company I was working for being bought and and then run into the ground rather quickly.

Re: CITI Approval 0%, 21 months

KingRue8500 — Wed, 01 Jun 2022 01:38:04 GMT

Congrats on your Citi Diamond Preferred approval

Re: CITI Approval 0%, 21 months

babygirl1256 — Wed, 01 Jun 2022 05:55:11 GMT

Congrats on your Citi approval . . . I burned them over 10 years ago and never paid so I'm not sure if they are forgiving!!!

Re: CITI Approval 0%, 21 months

NalekSok — Wed, 01 Jun 2022 10:20:26 GMT

Congratulations on your approval! 🎉

Re: CITI Approval 0%, 21 months

markhs777 — Fri, 03 Jun 2022 14:59:01 GMT

Grats on the new card.

I too was approved however had I bothered to do my due diligence I would have not applied. A 5% fee is a little steep but then again 21 months is not to shabby.

Re: CITI Approval 0%, 21 months

AverageJoesCredit — Fri, 03 Jun 2022 15:49:21 GMT

@Lucifer wrote:
@AverageJoesCredit wrote:
@Lucifer wrote:
Well, looks like I have to change my signature and start over. Grabbed a Citi card for the 0%, 21 months offer. 15k limit. Not bad. First Citi card in a long time - they shut me down years ago even though I had been paying. It was 08 and I guess they thought my profile was too risky given all that was craching back then.

Happy Gardening Everyone!

Remember to stay liquid !

Grats 😈

What card is this? That's a huge sl for Citi so I'm guessing they like you now
Diamond Preferred.

Yea - The devil's file is now rather thick and long with multiple 10k+ and a couple 20k+ cards.

Long way from my 3xx credit score days. I'm also more liquid than I have ever been.

I also don't call them cedit limits. I call them conficence points. That was a different mindset for seeing credit limits that I started many many years ago after my downfall which was caused by two things: 1) my feeling that if things were good they would always be good and 2) The company I was working for being bought and and then run into the ground rather quickly.

Glad you've changed your outlook. A heads up, eventually you will be able to PC this card if you desire. I was offered the Rewards+ forever but when offered Custom Cash I did so. Kept cards history too