topic Re: PNC Core Double Dip CLI! in Credit Card Approvals

PNC CLI Double Dip? — Update: Approved

difringe — Fri, 24 Jun 2022 18:42:01 GMT

So after my last statement cut, got an auto-CLI of $3k; my 6 months since my last CLI request was yesterday (if you take 6 months literally), or 6/21 if you use 181 days. I was going to wait until next Monday to request a CLI, but with them giving me the auto-CLI, I wanted to ask...has anyone else on here has gotten a PNC CLI double dip?

PNC Core Double Dip CLI!

difringe — Fri, 24 Jun 2022 03:31:06 GMT

So my statement cut recently and when I logged in today to check on some things, saw PNC had provided an auto-CLI of $3k. Since it had been 6 months since my last request, I figured what the FICO and requested a CLI today with all of my bureaus frozen. Was pleasantly surprised to receive an additional CLI of $2k, bringing my total CL on my PNC Core to $16k!

PNC just sent me a balance transfer offer a week or two ago, and I wasn't going to use it, since my utilization on that card was up to about 87% due to using a different balance transfer offer they sent me, but with the additional $5k, think I'll go ahead and transfer the rest of what's on my FNBO Evergreen to my PNC card and take advantage of 0% APR til December 2023!

Edit: I should probably give some DPs

Income: 105k

EX9: 750

Utilization: 21% overall, 85.5% on the card

Last derog: Jan 2018

Re: PNC Core Double Dip CLI!

Danmae777 — Thu, 23 Jun 2022 22:05:10 GMT

Congratulations on your double credit limit increase

Re: PNC Core Double Dip CLI!

NalekSok — Thu, 23 Jun 2022 22:33:28 GMT

Congratulations on your CLI! 🎉

Re: PNC Core Double Dip CLI!

NoMoreE46 — Thu, 23 Jun 2022 22:45:11 GMT

Nice info @difringe ans congratulations.

CLIs are SP for PNC.

Re: PNC Core Double Dip CLI!

Elpadrino1 — Thu, 23 Jun 2022 22:50:49 GMT

Congratulations on your PNC CLI!!

Re: PNC Core Double Dip CLI!

difringe — Thu, 23 Jun 2022 23:12:20 GMT

@NoMoreE46 wrote:
Nice info @difringe ans congratulations.

CLIs are SP for PNC.

Thanks! I knew they were since I had one in the past, the freezes are there for other purposes, but wanted to let ppl know that keeping them frozen didn't affect my double dip CLI request either.

Re: PNC Core Double Dip CLI!

gdale6 — Fri, 24 Jun 2022 00:12:31 GMT

Nice work there, grats on the double dip!!

Re: PNC Core Double Dip CLI!

KingRue8500 — Fri, 24 Jun 2022 00:29:21 GMT

Congrats on your PNC Core Double Dip CLI

Re: PNC Core Double Dip CLI!

Trini88 — Fri, 24 Jun 2022 00:39:17 GMT

Congrats!! 🥳

Re: PNC Core Double Dip CLI!

babygirl1256 — Fri, 24 Jun 2022 05:01:28 GMT

Congrats on your PNC Core double-dip CLI.

Re: PNC Core Double Dip CLI!

CreditAggie — Fri, 24 Jun 2022 18:38:39 GMT

Congratulations on your PNC Core CLIs !

Re: PNC Core Double Dip CLI!

cashorcharge — Sat, 25 Jun 2022 00:26:09 GMT

WOOHOO!!! Congratulations on your PNC Approval!! 🍾🥂🎉

Re: PNC CLI Double Dip? — Update: Approved

PapaTunde — Sat, 25 Jun 2022 02:09:20 GMT

Congrats on your CLIs

Re: PNC Core Double Dip CLI!

Demented1 — Sat, 25 Jun 2022 19:22:32 GMT

Congrats @difringe on your PNC double play…enjoy the 0% APR BT!

Re: PNC Core Double Dip CLI!

difringe — Sat, 25 Jun 2022 19:54:58 GMT

@Demented1 wrote:
Congrats @difringe on your PNC double play…enjoy the 0% APR BT!

Thanks! I'll say that for anyone who's looking for both a card with a good BT offer and a card that will offer good BT offers even if you haven't paid off the card completely, looks like the PNC Core Visa is a good option. When I got my first CLI I was at about 79% utilization; I paid about $5 over the minimum on my monthly payments for about 3 months and got a 0% APR BT offer when my utilization was still at about 45%. I took advantage of that offer and was at about 85% utilization when they sent ANOTHER 0% APR offer (about a month out from my 6 months from last CLI), after which I apped for a CLI, got a $5k increase, and took advantage of the BT offer.

When I was initially looking for BT offers last year, I thought I didn't have any cards that would send me any real BT offers, but PNC has proven me completely wrong!

Edit: I will say that my EX F9 score has been over 740 this entire year, so I can't speak to if your EX F9 score is lower.