topic Re: Bloomingdale Amex approval and question in Credit Card Approvals

Bloomingdale Amex approval and question

12njoy — Sat, 25 Jun 2022 19:40:54 GMT

I was looking for cards/CLI's that could take me to 1.4 million. I needed about $1,500 so I decided to app for Bloomindale's with the hope that it would grow as fast as my Macy's Amex did (1k to 25k within 9 months). At any point, I was approved for $2,500 thereby meeting my objective. I know that Bloomingdale/Macy's are both with DSNB. However, I received a congratulations email from Citi. Both Citi and DSNB have operations in Sioux Falls , SD. Are they connected in some type of way?

Re: Bloomingdale Amex approval and question

Demented1 — Sat, 25 Jun 2022 19:44:17 GMT

Congrats @12njoy on your Bloomingdales AmEx approval…have fun growing that limit!

Re: Bloomingdale Amex approval and question

12njoy — Sat, 25 Jun 2022 19:46:09 GMT

@Demented1

Thank you

Re: Bloomingdale Amex approval and question

CreditMagic7 — Sat, 25 Jun 2022 19:49:36 GMT

Goal Met!! Congratulations @12njoy on that milestone and happy shopping watching it grow.

Re: Bloomingdale Amex approval and question

12njoy — Sat, 25 Jun 2022 19:52:11 GMT

@CreditMagic7

Thank you my friend

Re: Bloomingdale Amex approval and question

babygirl1256 — Sat, 25 Jun 2022 21:29:11 GMT

Congrats on your Bloomingdale Amex approval and your whoppin' $1.4M+ credit line . . . that's fantastic!!!

Re: Bloomingdale Amex approval and question

12njoy — Sat, 25 Jun 2022 21:33:55 GMT

@babygirl1256

Thank you

Re: Bloomingdale Amex approval and question

gdale6 — Sat, 25 Jun 2022 21:44:26 GMT

Grats on meeting your goal and the approval of the Bloomie card!

Citi owns DSNB.

Re: Bloomingdale Amex approval and question

KingRue8500 — Sat, 25 Jun 2022 21:51:42 GMT

Congrats on your Bloomingdale's AMEX approval

Re: Bloomingdale Amex approval and question

12njoy — Sat, 25 Jun 2022 22:01:20 GMT

@gdale6 wrote:
Grats on meeting your goal and the approval of the Bloomie card!

Citi owns DSNB.

Thanks gdale. I suppose in that case, I'm likely at my max on this card

Re: Bloomingdale Amex approval and question

12njoy — Sat, 25 Jun 2022 22:02:09 GMT

@KingRue8500

Thank you

Re: Bloomingdale Amex approval and question

Anonymous — Sat, 25 Jun 2022 22:12:03 GMT

Have both. They grow very fast. Macys grows faster, but they both grow fast. Soft pulls for all CLIs. First CLI was around 60 days. Then CLI every month until 25K. Excellent cards.

Re: Bloomingdale Amex approval and question

12njoy — Sat, 25 Jun 2022 22:15:14 GMT

@Anonymous wrote:
Have both. They grow very fast. Macys grows faster, but they both grow fast. Soft pulls for all CLIs. First CLI was around 60 days. Then CLI every month until 25K. Excellent cards.

Thanks. I hope DSNB shows me better love than parent CITI does

Re: Bloomingdale Amex approval and question

Credit-hoarder — Sun, 26 Jun 2022 00:54:17 GMT

Congrats 12 on hitting your mark. If possible-could you post a list of what all you have as far as cards + limits nowadays? Of course if you'd rather not--it's all good.

Re: Bloomingdale Amex approval and question

firefox100 — Sun, 26 Jun 2022 01:45:10 GMT

Congratulations on your credit increases and getting to over million in credit lines enjoy it all.

Re: Bloomingdale Amex approval and question

12njoy — Sun, 26 Jun 2022 02:07:12 GMT

@Credit-hoarder

Thank you. Please see below. One caveat, I'm not advocating for or against what I've done with the amount of credit I've gotten. For me, it's my hobby . I just copied my spreadsheet below. The months listed (June, July, August, September) are actually color coded in my actual spreadsheet so I know what is paid for that particular month and what needs to be paid. I have so many cards to rotate for usage, a spreadsheet is the only way I can keep up. Most of the cards with under a 10k limit, I would like to close but I've being going back and forth over the years whether to do it or not. Some like Alaska Airlines and Amex, I would keep regardless. Lastly, I use the close date more so than the due date (I will never be late anyway) because if I wait until the closing date to use the card, I will get at least 45 days to pay balance before any interest will accrue.

Annual fee	Card Name	Close Date	Due Date	Limits			June
	Gemini Mastercard	1	st	26th	$22,500	Auto pay		July
	US Bank Cash+ Visa	2	nd	28th	$7,500			August
	Kroger Visa	2	nd	28th	$1,500			September
	M Life Rewards Visa	2	nd	1st	$25,000
	NFCU Platinum Mastercard	3	rd	28th	$20,000
	Citi Diamond	3	rd	1st	$6,400
	TD Cash Rewards Visa	4	th	1st	$500
	US Alliance LOC	5	th	31th	$5,000
	Customized Cash Rewards Visa	5	th	1st	$10,000
89 1	TD First Class Visa	5	th	2nd	$22,000
	PNC Cash Rewards	6	th	1st	$20,000
	BMO Harris Mastercard	6	th	3rd	$13,500	Auto pay
	Key2More Rewards Mastercard	6	th	3rd	$19,500	cli 4/26/22
	Penfed Thrifty Savings	6	th	28th	$500
	Penfed Line of Credit	6	th	28th	$5,000
	Drury Visa	7	th	4th	$1,000
75 2	Alaska Airlines Visa	8	th	5th	$8,300	last cli 2/4/22	28,000 miles & Companion ticket
	Macy's Amex	8	th	5th	$25,000
	Key Bank Lattitude Mastercard	8	th	5th	$30,000	last cli 11/23/19 (30k max)
	USAA Cash Rewards Amex	9	th	4th	$24,000	5% gas
59 3	Capital One Venture Rewards	9	th	4th	$50,150
	Walmart Mastercard	9	th	5th	$20,000
95 4	Hilton Amex	10	th	1st	$13,000
	CITI Double Cash Mastercard	10	th	8th	$14,400	EQ FICO
	Wells Fargo Platinum Visa	10	th	4th	$10,500	EX FICO
	DCU Visa	10	th	5th	$20,000	Auto pay
	Penfed Cash Rewards Visa	10	th	7th	$12,000	5% gas
	BB&T Bright Visa	11	th	5th	$4,500
	Upgrade Triple Cash Rewards	11	th	2nd	$20,000
	Citi Thank You	12	th	8th	$3,000
	Navy Federal CU Platinum Visa	12	th	9th	$50,000
	Penfed Power Cash Rewards Visa	12	th	9th	$25,000
	Superior Credit Union Visa	12	th	10th	$20,000
	Tower FCU Mastercard	13	th	7th	$11,800
	Discover IT	13	th	8th	$4,500	last cli 5/27/22
	Old National Bank Visa	13	th	9th	$25,000
	Sun Country Visa	13	th	9th	$38,750	50,000 miles
	Sears Mastercard	13	th	9th	$12,500	last cli 10/11/21	Auto pay
	GE Visa Classic	14	th	6th	$15,000
99 5	American Airlines Mastercard	14	th	10th	$11,700	78,000 miles
	Cabelas Club Visa	15	th	9th	$15,000
	KeyBank Line of Credit	15	th	10th	$28,500
	Huntington Voice Mastercard	15	th	12th	$5,850
	FNBO World Mastercard	16	th	11th	$25,000	EX FICO
	Key2More Rewards Mastercard	16	th	13th	$20,500	last cli 4/24/22
	Commerce Bank Charity Charge Mastercard	16	th	13th	$15,000
	Key Bank Cash Rewards Mastercard	16	th	13th	$16,000	last cli 1/20/22
	Amex Cash Magnet	16	th	15th	$5,000
	Wells Fargo Propel Amex	17	th	12th	$30,000
	FNBO Rewards Mastercard	18	th	15th	$25,000
	Penfed Defender Visa	18	th	15th	$13,000
	Hilton Amex	19	th	13th	$1,700	243,000 points
65 6	Costco Visa	19	th	15th	$11,000	4% gas
	Barclay Mastercard	19	th	16th	$6,400
89 7	BB&T Rewards Visa	20	th	13th	$9,000	Auto pay
	Huntington Voice Mastercard	20	th	14th	$12,000
	Huntington Voice Mastercard	20	th	14th	$12,000
	Citi Custom Cash	20	th	16th	$3,000	EQ FICO 5% gas
	Huntington Voice Mastercard	20	th	17th	$12,000
175 8	Delta Platinum Amex	20	th	14th	$19,600	Companion ticket
	X1 Visa			14th	$30,000	Auto pay
	Huntington Voice Mastercard	20	th	17th	$12,000
	Huntington Voice Mastercard	21	st	17th	$12,000
175 9	Diners Club Premier Mastercard	21	st	18th	$15,000
	BB&T Spectrum Visa	21	st	17th	$4,500
	Cabelas Club Visa	22	nd	17th	$15,000
	Key Bank Lattitude Mastercard	22	nd	19th	$22,500	last cli 2/2/22
	FNBO Visa	22	nd	19th	$25,000
	Huntington Voice Mastercard	22	nd	18th	$12,000
	US Bank Platinum Visa	23	rd	22nd	$1,500	Auto pay
	BB&T Spectrum Visa	24	th	18th	$6,500
	USAA Platinum Visa	24	TH	18th	$26,000
	Nasa FCU Visa	24	th	18th	$5,000	EX FICO
95 10	Citi Expedia Visa	24	th	20th	$9,000	$200 in points
	Union Bank Visa	24	th	20th	$14,000	last cli 9/2/21
	Fidelity Visa	25	th	22nd	$21,000
85 11	US Bank Flex Perks Amex	25	th	23rd	$11,000
	Upgrade Cash Rewards Visa	26	th	17th	$15,000
	Discover IT	26	th	25th	$47,500	TU FICO
	Navy Federal CU Line of Credit	26	th	26th	$15,000
	Navy Federal Platinum	27	th	24th	$10,000
	BlockFi Visa	28	th	23rd	$15,000
	GE Visa Signature	28	th	25th	$15,000
95 12	Marriott Bonvoy Amex	29	th	23rd	$8,000
	PNC Cash Rewards	29	th	24th	$20,000	Last cli 12/11/21	4%gas
	Apple Card Mastercard	30	th	30th	$20,500	last cli 10/25/21
	US Alliance Visa	30	th	29th	$20,000
	GM Card Visa			Pending	$12,000
	BILT Mastercard			27th	$22,000
	Bloomingdale Amex			Pending	$2,500
	Petal 2 Visa			Pending	$2,500
	Total Credit				$1,401,550

#Cards	Limits
25	$500-9,999
33	$10,000-19,999
25	$20,000-29,999
4	$30,000-39,999
3	$40,000-50,000
LOC	$54,000

Re: Bloomingdale Amex approval and question

12njoy — Sun, 26 Jun 2022 02:12:56 GMT

Ok so the spreadsheet didn't exactly copy correctly but you get the just of it

Re: Bloomingdale Amex approval and question

CreditAggie — Sun, 26 Jun 2022 03:18:32 GMT

Congratulations on your Bloomingdales Amex approval!

Re: Bloomingdale Amex approval and question

cashorcharge — Sun, 26 Jun 2022 05:30:35 GMT

WooHoo!! That's terrific....Congratulations @12njoy on your milestone approval!🎉🍾🥂

Yes, not only are they one in the same, the CSR's are also the same people for Macys and Bloomies.

Re: Bloomingdale Amex approval and question

NalekSok — Sun, 26 Jun 2022 10:59:39 GMT

Congratulations on your approval! 🎉