topic Re: Penfed Power Cash & NFCU Amex Rewards Approval in Credit Card Approvals

Penfed Power Cash & NFCU Amex Rewards Approval

Tbonetonyr — Thu, 30 Jun 2022 05:21:27 GMT

I applied for both cards on June 27, 2022. Both went into review. Well the negatively immediately began to set in. Penfed email stated We need the following additional information to complete the processing of your request. The information needed was a copy of my driver's license, my ssn and a copy of a utility bill. I uploaded the documents per their request. NFCU email stated they received the application and will let me know the decision within 24 to 48 hrs. The next day I got a phone call from NFCU asking some verification questions and asked if I submitted the application. She stated that there was a fraud alert on my report and she had to verify my identity. I answered the few questions and the rep said she would be completing the processing later today. I then checked my email and noticed an email coming through from Penfed stating my documents was received. Five minutes later another email came through stating Congratulations on Approval. $3500 SL with 17.99 APR. I wasn't to concerned about the APR because I won't be carrying a balance on this card.

2 hours later I received an email from NFCU stating Congratulations Approved. $22,400 SL with 13% APR. I think I had a pretty good day. 🤣

Data Points: 661 EQ 687 Trans 690 EX

Penfed pulled EQ 661

NFCU pulled Tran 687

Relationship with NFCU

Business Checking & Savings

Personal Checking & Savings

Cash Deposit Certificates

Go Rewards Credit Card and Cash Rewards

Relationship with Penfed (New been with the 60 days)

Personal Checking & Savings (Low Balances around $500.00)

Re: Penfed Power Cash & NFCU Amex Rewards Approval

CreditMagic7 — Thu, 30 Jun 2022 05:25:22 GMT

Wow Nice effort to establish your footing with them both. Excellent Credit Unions.

Congratulations to you on BOTH approvals and the sweet NFCU SL plus APR for sure!!!

Re: Penfed Power Cash & NFCU Amex Rewards Approval

NalekSok — Thu, 30 Jun 2022 12:49:35 GMT

Congratulations on your approvals! 🎉

Re: Penfed Power Cash & NFCU Amex Rewards Approval

MartyWrite75 — Thu, 30 Jun 2022 12:57:37 GMT

Congratulations on your approvals!

Re: Penfed Power Cash & NFCU Amex Rewards Approval

Elpadrino1 — Thu, 30 Jun 2022 13:33:58 GMT

Congratulations on your approvals!!

Re: Penfed Power Cash & NFCU Amex Rewards Approval

gdale6 — Thu, 30 Jun 2022 14:04:52 GMT

Grats on your PenFed and NFCU approvals

Re: Penfed Power Cash & NFCU Amex Rewards Approval

coreyb80 — Thu, 30 Jun 2022 14:40:44 GMT

Congrats on the approvals!

Re: Penfed Power Cash & NFCU Amex Rewards Approval

CreditAggie — Thu, 30 Jun 2022 21:43:17 GMT

Congratulations on your PenFed and Navy approvals!

Re: Penfed Power Cash & NFCU Amex Rewards Approval

KingRue8500 — Fri, 01 Jul 2022 01:17:00 GMT

Congrats on your PenFed Power Cash & NFCU MoreRewards approval

Re: Penfed Power Cash & NFCU Amex Rewards Approval

babygirl1256 — Fri, 01 Jul 2022 01:20:44 GMT

Congrats on your Penfed Power Cash and NFCU Amex Rewards approvals . . . that's awesome!!!

Re: Penfed Power Cash & NFCU Amex Rewards Approval

cashorcharge — Fri, 01 Jul 2022 22:18:52 GMT

WooHoo!! Congratulations on both your PenFed and NFCU Approvals!!👏🏼🍾🥂

Re: Penfed Power Cash & NFCU Amex Rewards Approval

TG10X — Sat, 02 Jul 2022 19:32:25 GMT

Congrats on your approvals!

NFCU dropped a bag!