topic Re: Hopped on the Chase Amazon Visa Train in Credit Card Approvals

Hopped on the Chase Amazon Visa Train

WhiteCollar — Mon, 11 Jul 2022 02:04:06 GMT

Haven't had a Chase product in years but I could not resist, saw all the approvals ahead of Amazon Prime Days. The $200 SUB was enticing. Knew I was well over the 5/24 golden rule but it doesn't seem to apply here. Very surprised at the CL 👍 and APR 👎. But I always PIF so no real worry. My Sync Prime Store Card will spend the rest of its days in my beloved sock drawer and I'm off the garden. Next card, the CSP!

Re: Hopped on the Chase Amazon Visa Train

CreditMagic7 — Mon, 11 Jul 2022 02:15:39 GMT

Congratulations on your approval for the Chase Amazon Visa!!

Re: Hopped on the Chase Amazon Visa Train

TheRedHat — Mon, 11 Jul 2022 03:47:04 GMT

Congrats on your approval!

Re: Hopped on the Chase Amazon Visa Train

MCM1 — Mon, 11 Jul 2022 05:01:27 GMT

Can you please share your data points with us? What was your score? What bureau did they use? How many inquiries and new accounts did you have ??? This really helps everyone. Thanks.

Re: Hopped on the Chase Amazon Visa Train

gdale6 — Mon, 11 Jul 2022 15:11:50 GMT

Grats on your Chase Amazon approval

I think Chase has lost their mind with those high APRs, they never used to have such all were typically fixed for a certain card. Guess the profit bug grabbed them too...

Re: Hopped on the Chase Amazon Visa Train

babygirl1256 — Mon, 11 Jul 2022 15:47:26 GMT

Congrats on your Chase Amazon Visa approval.

Re: Hopped on the Chase Amazon Visa Train

CreditAggie — Mon, 11 Jul 2022 16:21:58 GMT

Congratulations on your Chase Amazon Visa approval!

Re: Hopped on the Chase Amazon Visa Train

NoMoreE46 — Mon, 11 Jul 2022 19:04:35 GMT

Nice SL @WhiteCollar ! Yea it appears that the 5/24 rule is not enforced now (for the Amazon cards.) [EDITTED.]

Thanks @Aim_High for the clarification.

Re: Hopped on the Chase Amazon Visa Train

TSlop — Mon, 11 Jul 2022 17:52:46 GMT

Congrats on your approval!

Re: Hopped on the Chase Amazon Visa Train

Aim_High — Mon, 11 Jul 2022 17:59:47 GMT

Congrats on your Chase Amazon Prime Visa approval, @WhiteCollar!

Nice approval and a great card!

Re: Hopped on the Chase Amazon Visa Train

CYBERSAM — Mon, 11 Jul 2022 18:12:14 GMT

Congrats on your Chase Amazon! Welcome to the club 🥂🤑👍👍

Re: Hopped on the Chase Amazon Visa Train

Aim_High — Mon, 11 Jul 2022 18:23:44 GMT

@gdale6 wrote:
I think Chase has lost their mind with those high APRs, they never used to have such all were typically fixed for a certain card. Guess the profit bug grabbed them too...

Yes, it's a very high APR, @gdale6. It's worth noting, though, that the advertised APR range right now for that card is "14.99% - 22.99% variable APR." OP alluded to a large number of applications in 24 months and gave no data points on FICO, utilization, etc. So the 23.74% is on the high end of the range for that card and of course the approval APR would depend on overall profile. Chase never impresses me with their APRs, though. They always charge a premium compared to several of my other bank cards.

Re: Hopped on the Chase Amazon Visa Train

Aim_High — Mon, 11 Jul 2022 18:26:02 GMT

@NoMoreE46 wrote:
... Yea it appears that the 5/24 rule is not enforced now.

Yes, @NoMoreE46, but important to note that the Amazon card has been an exception to 5/24 rather than the rule! There are recent examples of members who tested the waters on other Chase cards only to get denials when over 5/24.

Re: Hopped on the Chase Amazon Visa Train

WhiteCollar — Mon, 11 Jul 2022 18:32:03 GMT

A few data points. TU and EXP were pulled. Both scores are low 700s (704, 713). 3% utilization. No BK and collections. I hope this is helping.

Re: Hopped on the Chase Amazon Visa Train

SouthJamaica — Mon, 11 Jul 2022 18:44:06 GMT

@WhiteCollar wrote:
Haven't had a Chase product in years but I could not resist, saw all the approvals ahead of Amazon Prime Days. The $200 SUB was enticing. Knew I was well over the 5/24 golden rule but it doesn't seem to apply here. Very surprised at the CL 👍 and APR 👎. But I always PIF so no real worry. My Sync Prime Store Card will spend the rest of its days in my beloved sock drawer and I'm off the garden. Next card, the CSP!

Congratulations. Good card

Re: Hopped on the Chase Amazon Visa Train

KingRue8500 — Mon, 11 Jul 2022 19:24:17 GMT

Congrats on your Chase Amazon Prime Rewards approval

Re: Hopped on the Chase Amazon Visa Train

cashorcharge — Mon, 11 Jul 2022 21:14:08 GMT

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

Re: Hopped on the Chase Amazon Visa Train

Danmae777 — Mon, 11 Jul 2022 21:20:52 GMT

Congratulations on your new approval

Re: Hopped on the Chase Amazon Visa Train

NalekSok — Tue, 12 Jul 2022 11:55:41 GMT

Congratulations on your approval! 🎉 Enjoy those new benefits!

Re: Hopped on the Chase Amazon Visa Train

JLRDC909 — Tue, 12 Jul 2022 13:14:54 GMT

Congratulations on your Prime Visa approval! It's a great card.

im glad that Chase and Amazon are continuing their relationship and hope it lasts indefinitely.

I am one that tried approval OVER and right at 5/24 and was denied very fast. Now that I'm under Ive prequalified and back in good graces with Chase.

Happy Amazon Prime day