topic Re: Sam's Club Mastercard Approval in Credit Card Approvals

Sam's Club Mastercard Approval

Jordan23ww — Tue, 12 Jul 2022 14:00:13 GMT

I have been on the fence with getting the Sam's Card again since January 2021. I had for a long time held a grudge against Synchrony who issues the card. Approximately 11 years ago they cancelled my Sam's credit card despite me using it every month and me always paying on time. I found out it was cancelled while in the checkout line with a buggy full of groceries, a large number of people behind me and my card being declined multiple times despite having a $0 balance. On top of the humiliation of getting out of line to go speak to customer service, me having to leave all my items behind and the time I wasted shopping, I was also frustrated with them as a company because at the time it was one of my few credit cards I was extremely responsible with, not paying late, not running the balance up. Needless to say in hindsight after getting into the credit game I see now I was a huge risk to them. Most of my other cards were maxed out back then, but with such a small credit limit and routine use I couldn't understand at the time why'd they do that to me. This has kept me from applying again for the card for many years despite all the shopping I do there.

Today I finally decided after doing the pre-approval application that if they can forgive me and my old bad credit card management behavior and give me a second chance I should do the same. I looked at how much I spent last year and so far this year and it just made sense. I was using a 2% card and they are offering me a 5% card for shopping in person at Sam's including curbside pickup orders, with a minimum of 3% if I order items online and have them shipped. It'll also be nice to have another 5% option for gas for those months I wanna use a different 5% category on my Citi Custom Cash card. My old Sam's credit card only had a $500 limit but today they pre-approved me for $8000. I gladly accepted the offer!

Another reason I had been hesitant to apply was over the last couple of years I didn't want to risk a Chase 5/24 slot for it. If I didn't recently get the Amex Platinum and Citi Custom Cash I would've been under 5/24 in August, but that ship has sailed. After looking at things, I will become 3/24 or 4/24 on the same day in November 2022 whether I applied for the Sam's card or not. With only 1 card from Chase on my radar, the Ink Cash, I decided to go ahead and apply for the Sam's Card. There's no guarantee Chase will approve me for the Ink and I've already held off over a year applying for the Sam's Card with me trying to get to 0/12 for the US Bank Cash Plus in December 2021. I was leaving a lot of money on the table settling for only 2%. They pulled Transunion for the application. Before today I had 0 inquires on there and for new accounts I was 2/6, 3/12 and 6/24 before applying.

Re: Sam's Club Mastercard Approval

M_Smart007 — Mon, 11 Jul 2022 23:20:44 GMT

Nice Approval @Jordan23ww ...Congrats Well done!

Re: Sam's Club Mastercard Approval

CreditMagic7 — Mon, 11 Jul 2022 23:22:26 GMT

Let's hope they stay with you for the long haul this time.

Congratulations on your NEW Sam's Club Mastercard Approval!

Re: Sam's Club Mastercard Approval

gdale6 — Mon, 11 Jul 2022 23:32:10 GMT

Sweet approval, grats on getting it!!

Re: Sam's Club Mastercard Approval

babygirl1256 — Mon, 11 Jul 2022 23:42:47 GMT

Congrats on your Sam's Club Mastercard approval . . . that's awesome!!!

Re: Sam's Club Mastercard Approval

Jordan23ww — Mon, 11 Jul 2022 23:48:00 GMT

@M_Smart007 wrote:
Nice Approval @Jordan23ww ...Congrats Well done!

@M_Smart007 thank you!

Re: Sam's Club Mastercard Approval

Jordan23ww — Mon, 11 Jul 2022 23:50:06 GMT

@CreditMagic7 wrote:
Let's hope they stay with you for the long haul this time.
Congratulations on your NEW Sam's Club Mastercard Approval!

@CreditMagic7 thank you! I sure hope they do! I definitely have changed my credit card behavior for the better.

Re: Sam's Club Mastercard Approval

Jordan23ww — Mon, 11 Jul 2022 23:51:29 GMT

@gdale6 wrote:
Sweet approval, grats on getting it!!

@gdale6 thank you!

Re: Sam's Club Mastercard Approval

Jordan23ww — Mon, 11 Jul 2022 23:52:10 GMT

@babygirl1256 wrote:
Congrats on your Sam's Club Mastercard approval . . . that's awesome!!!

@babygirl1256 thank you!

Re: Sam's Club Mastercard Approval

KingRue8500 — Tue, 12 Jul 2022 00:47:12 GMT

Congrats on your Sam's Club MC approval

Re: Sam's Club Mastercard Approval

Elpadrino1 — Tue, 12 Jul 2022 02:33:27 GMT

Congratulations on your approval!!

Re: Sam's Club Mastercard Approval

CreditAggie — Tue, 12 Jul 2022 04:00:14 GMT

Congratulations on your Sam's Club Mastercard approval!

Re: Sam's Club Mastercard Approval

Jordan23ww — Tue, 12 Jul 2022 11:36:43 GMT

@KingRue8500 wrote:
Congrats on your Sam's Club MC approval

@KingRue8500 thank you!

Re: Sam's Club Mastercard Approval

Jordan23ww — Tue, 12 Jul 2022 11:37:24 GMT

@Elpadrino1 wrote:
Congratulations on your approval!!

@Elpadrino1 thank you!

Re: Sam's Club Mastercard Approval

Jordan23ww — Tue, 12 Jul 2022 11:37:50 GMT

@CreditAggie wrote:
Congratulations on your Sam's Club Mastercard approval!

@CreditAggie thank you!

Re: Sam's Club Mastercard Approval

NalekSok — Tue, 12 Jul 2022 12:05:03 GMT

Congratulations on your approval! 🎉

Re: Sam's Club Mastercard Approval

xaximus — Tue, 12 Jul 2022 19:38:43 GMT

Congrats on the approval!

Re: Sam's Club Mastercard Approval

firefox100 — Tue, 12 Jul 2022 20:23:50 GMT

Congratulations on your sam's club mastercard enjoy it.

Re: Sam's Club Mastercard Approval

Jordan23ww — Tue, 12 Jul 2022 22:50:18 GMT

@NalekSok wrote:
Congratulations on your approval! 🎉

@NalekSok thank you!

Re: Sam's Club Mastercard Approval

Jordan23ww — Tue, 12 Jul 2022 22:52:27 GMT

@xaximus wrote:
Congrats on the approval!

@xaximus thank you!