topic Re: DCU strikes again in Credit Card Approvals

DCU strikes again

12njoy — Thu, 14 Jul 2022 03:28:42 GMT

As you may recall, I got a 12.5 cli on my DCU Visa last month on June 13, 2022. Then I got a 8k personal loan from DCU last week. When I got my DCU Visa increase last month, I immediately submitted another request to increase that from 20k to 30k but was denied. I got the letter and it said something to the effect of I had enough credit with them. That's why I was surprised I got the 8k personal loan which was instantly approved. Well fast forward to today and I said today is my 30th or last day for that HP I took on June 13, 2022. I decided to apply for their rewards Visa. I've never had any preapprovals with DCU and figured the cli and personal loan instant approvals were flukes. Anywho, I submitted my Visa rewards application tonight fully expecting a pending notification. To my surprise, it came back and said I was instantly approved for the DCU Visa or the DCU Visa Rewards at 10k. Requested that I upload POI which I did. I better not poke the bear again but I'm acking to try for that 30k cli again on the DCU Visa. As much as I want to, I'm going to go to bed. In 6 months, I'll try for that 30k cli.

Re: DCU strikes again

12njoy — Thu, 14 Jul 2022 03:31:37 GMT

It's late and I must be seeing stars because I posted in the wrong section. If a MOD would be so kind to move this to approvals please. Thank you.

Re: DCU strikes again

CreditMagic7 — Thu, 14 Jul 2022 04:18:56 GMT

You are @12njoy DCU stars are dropping favors on you. Congratulations on pressing thru a new approval!!

Re: DCU strikes again

babygirl1256 — Thu, 14 Jul 2022 04:18:02 GMT

Congrats on your approval . . . and best wishes in getting the CLI.

Re: DCU strikes again

CreditAggie — Thu, 14 Jul 2022 05:05:51 GMT

Congratulations on your DCU approval!

Re: DCU strikes again

arifjk — Thu, 14 Jul 2022 07:31:09 GMT

Nice. Congrats on your approval

Re: DCU strikes again

cashorcharge — Thu, 14 Jul 2022 23:11:10 GMT

WooHoo that's awesome progress @12njoy !! Congratulations on your DCU Approval!!👏🏼🍾🥂

Re: DCU strikes again

KingRue8500 — Fri, 15 Jul 2022 00:09:03 GMT

Congrats on your DCU Visa approval

Re: DCU strikes again

Elpadrino1 — Fri, 15 Jul 2022 02:52:49 GMT

Congratulations on your DCU approval!!

Re: DCU strikes again

Pway — Fri, 15 Jul 2022 12:40:15 GMT

Congrats on the approval.

Re: DCU strikes again

Binbinimiwi — Fri, 15 Jul 2022 13:04:15 GMT

Congratulations on your approvals and new cc!🎉

Re: DCU strikes again

NalekSok — Fri, 15 Jul 2022 13:29:44 GMT

Congratulations on your approval! 🎉

Re: DCU strikes again

arifjk — Sun, 17 Jul 2022 19:24:47 GMT

Congratulations for the approval. I enjoyed reading all of your posts, @12njoy.. i wish I could have the guts to go all of apps. Hats off to you

Re: DCU strikes again

12njoy — Sun, 17 Jul 2022 19:59:54 GMT

Thanks all. I'll sit and wait for my next opportunity. Well I did apply for an increase on my four year old Tower Mastercard since they will use the same inq that got me a 10k LOC and 18.2k new card. Let's see how that plays out. Expecting a denial but who knows

Re: DCU strikes again

toddc — Thu, 18 Apr 2024 02:44:02 GMT

@12njoy wrote:
I decided to apply for their rewards Visa. I've never had any preapprovals with DCU and figured the cli and personal loan instant approvals were flukes. Anywho, I submitted my Visa rewards application tonight fully expecting a pending notification. To my surprise, it came back and said I was instantly approved for the DCU Visa or the DCU Visa Rewards at 10k. Requested that I upload POI which I did. I better not poke the bear again but I'm acking to try for that 30k cli again on the DCU Visa. As much as I want to, I'm going to go to bed. In 6 months, I'll try for that 30k cli.

I know its been awhile and probably a long shot that you see this and reply but im looking for data points for people that have multiple credit cards with DCU. I have a DCU platinum visa for over a year now, I requested a CLI to go from 10k to 30k and they countered with $13,200 and odd amount I thought. After just receiving the CLI I decided to app for another card, and it said pre approved for either Platinum or Rewards at 20k, I was like awesome, I took the rewards.

Fast forward a few days and I see my limit on my Visa Platnimum went from 13,200 to 20,000. I'm assuming they just gave me another CLI rather then a whole new card. So again if you're still out there did they actually give you another card and do you have both Visa Products the platinum and rewards?