topic Re: Lowe's CLI in Credit Card Approvals

Lowe's CLI

j_casteel — Fri, 19 Jul 2013 03:22:58 GMT

Just logged on and hit the LUV button...had the card ~4mths and instantly increased from $1200 to $2700.

Re: Lowe's CLI

myjourney — Fri, 19 Jul 2013 04:04:35 GMT

WTG congrats

Re: Lowe's CLI

09Lexie — Fri, 19 Jul 2013 05:19:26 GMT

Very nice!

Re: Lowe's CLI

migliogiorni — Fri, 19 Jul 2013 06:07:17 GMT

Congrats as always GE is the king of SP CLI's

Re: Lowe's CLI

chnceit — Fri, 19 Jul 2013 07:34:06 GMT

Congrats! It will grow very quick

Re: Lowe's CLI

MsLadyRover — Fri, 19 Jul 2013 12:54:07 GMT

That's a very nice increase! Congrats!

Re: Lowe's CLI

CS800 — Fri, 19 Jul 2013 13:39:17 GMT

Congrats !!

SP's are the best. I wonder if they ever offer a PC to the Lowes Visa version from the store card just like Old Navy

Re: Lowe's CLI

atarvuzdar — Fri, 19 Jul 2013 14:19:00 GMT

While the Visa is still listed on their site I don't think it's offered any longer. I think it's just listed for those people who have the Visa so they can log into their account.

ETA: I hit the luv button a few days ago as well and was rewarded with a CLI from $1500 to $4500. I almost fell out of my chair. While still a low limit by high achiever standards it's by far my highest limit (more than double my next highest) now. Must've been those summer home and garden purchases.

Re: Lowe's CLI

MsLadyRover — Fri, 19 Jul 2013 14:20:44 GMT

@atarvuzdar wrote:
While the Visa is still listed on their site I don't think it's offered any longer. I think it's just listed for those people who have the Visa so they can log into their account.

ETA: I hit the luv button a few days ago as well and was rewarded with a CLI from $1500 to $4500. I almost fell out of my chair. While still a low limit by high achiever standards it's by far my highest limit (more than double my next highest) now. Must've been those summer home and garden purchases.

Congrats on your increase!
I'm now wishing I had applied for Lowes instead of Home Depot last year. I believe HD's increases are HP only.

Re: Lowe's CLI

wagsk1 — Sun, 06 Oct 2013 12:59:52 GMT

just hit the luv button and went from 1650 to 5650! Not bad considering i started at 650 1 year ago.

Re: Lowe's CLI

racer-x — Sun, 06 Oct 2013 16:02:48 GMT

Wags-that's crazy. I was stuck at $1650 since Jan, just hit the button after reading this thread and bam, $5650.

I hadn't used the card that much this summer...sometimes it didn't see use for 2-3 months. I made an effort to use the card the past few months so maybe that's what triggered the increase.

Before when I would hit the button, it would respond " not enough experience at current credit limit".

Re: Lowe's CLI

Teasha — Sat, 23 Nov 2013 17:32:30 GMT

Thanks for all the info. Just hit the luv button and got an instant cli from 6k to 9k. This is a sp ....right? Guess ill find out soon enough!

Re: Lowe's CLI

pizza1 — Sat, 23 Nov 2013 18:04:50 GMT

Holy CLI everyone!!! Congrats to all who got it!!!

Re: Lowe's CLI

Mellon — Sat, 23 Nov 2013 19:50:52 GMT

yes it will grow fast... in two years i have gone from $500 to $8.5k

Re: Lowe's CLI

FinStar — Sat, 23 Nov 2013 22:59:20 GMT

@Teasha wrote:
Thanks for all the info. Just hit the luv button and got an instant cli from 6k to 9k. This is a sp ....right? Guess ill find out soon enough!

Yes, it should be SP.

Re: Lowe's CLI

coldnmn — Sun, 24 Nov 2013 02:28:26 GMT

Congrats to everyone! This post definitely payed off sharing!

Re: Lowe's CLI

alvon123 — Sun, 24 Nov 2013 02:35:00 GMT

congrats

Re: Lowe's CLI

Teasha — Tue, 26 Nov 2013 02:04:26 GMT

I luv myfico! After my 3k cli on my Lowes, I got another $750 auto cli on my discover within 12 hrs. Two auto cli's since I got the card in August. Not to shabby! :-) With all the knowledge I've found here I've gone from no credit in 2011 to a conservative 32k. Made sensible credit decisions and maintained a nice credit score to boot. Thanks to everyone for posting all their experiences. Without all of you I'd still be paying cash for everything, upset about being debt free and not credit worthy. Instead, i now have a beautiful new home at the absolute best interest rate possible.

To all who reads this....YOU Rock!

Re: Lowe's CLI

CREDITSURFER — Tue, 26 Nov 2013 02:16:09 GMT

When hitting the LUV button did you have a balance and if so what was the utl %

Re: Lowe's CLI

Teasha — Tue, 26 Nov 2013 02:46:03 GMT

Yes! I had a balance of approx. 50% My overall Uti was 29%. 3 cards with balances 3 at 0. Never been late on anything. Pay more than minimum.