topic Re: Kinecta no HP! in Credit Card Approvals

Kinecta no HP!

Creditplz — Fri, 29 Jul 2022 23:05:57 GMT

Got approved for the Myperks @ $40k, and a personal loan at $25k with no HP, accepted the personal loan cause the rate was the 7.24% they advertised and was already deposited

Re: Kinecta no HP!

Anonymous — Fri, 29 Jul 2022 23:09:29 GMT

@Creditplz So jealous. Need to join Kinecta ASAP!

Re: Kinecta no HP!

Credit4Growth — Sat, 30 Jul 2022 00:00:54 GMT

😃 Nice offers.
~~Congratulations to you on the loan~~!

Congratulations on both! What a day for you!

Edited

Re: Kinecta no HP!

Creditplz — Fri, 29 Jul 2022 23:37:23 GMT

Thanks! And sorry I worded it weird, still driving in traffic..

I clicked accept to both offers, the deposit shows as pending in the savings, and the CC hasn't shown up yet on my online app but shows approved $40k!

I love Kinecta!!!

Re: Kinecta no HP!

KingRue8500 — Sat, 30 Jul 2022 00:44:18 GMT

Congrats on your Kinecta approvals

Re: Kinecta no HP!

Traveler101 — Sat, 30 Jul 2022 00:58:51 GMT

How did you find a pre-approval? It use to be on their home page to pre-qualify?

Re: Kinecta no HP!

CreditAggie — Sat, 30 Jul 2022 04:59:10 GMT

Congratulations on your Kinecta approvals!

Re: Kinecta no HP!

Creditplz — Sat, 30 Jul 2022 07:12:52 GMT

They emailed me and it specifically said they wouldn't pull credit! It just asked for my income.

I just deposited 35k in Manhattan beach branch last week, not sure if that helps

Re: Kinecta no HP!

nytokyobred79 — Sat, 30 Jul 2022 13:25:36 GMT

@Creditplz wrote:

Got approved for the Myperks @ $40k, and a personal loan at $25k with no HP, accepted the personal loan cause the rate was the 7.24% they advertised and was already deposited

Congrats on your approvals, especially that awesome SL.

Re: Kinecta no HP!

babygirl1256 — Sat, 30 Jul 2022 13:28:00 GMT

Congrats on your Kinecta loan -and- credit card approval . . . that's super awesome!!!

Re: Kinecta no HP!

Traveler101 — Sat, 30 Jul 2022 15:33:02 GMT

@Creditplz wrote:

Got approved for the Myperks @ $40k, and a personal loan at $25k with no HP, accepted the personal loan cause the rate was the 7.24% they advertised and was already deposited

Huge congratulations to you. It use to be on their site for a pre-qualified offers. I don't see that anymore. Great to see the big limit they gave you.

Re: Kinecta no HP!

MCM1 — Sat, 30 Jul 2022 17:04:00 GMT

What was your score? Which bureau did they use? How many new accounts opened in last 12/24 months? How many inquiries did you have ????

these help us all.
Are they sensitive to new accounts? I thought about joining but worried about this.
thanks.

Re: Kinecta no HP!

Creditplz — Sat, 30 Jul 2022 18:27:28 GMT

I believe they only pull experian.. they didn't pull my credit though.

My EX is 824, 22 inq, 8/12, income $600k+

2 mortgages reporting open, 3 closed and paid and 3 open auto leases/loans, 8 closed and paid.

Re: Kinecta no HP!

MCM1 — Sat, 30 Jul 2022 20:26:52 GMT

How did you prequalify and avoid a hard pull? Do they have a way to do only a soft pull?

Re: Kinecta no HP!

Creditplz — Sat, 30 Jul 2022 20:38:12 GMT

I'm assuming a AR based on my membership?.

it's in the writing of both emails "You've been pre-approved for a new Signature Personal Loan*, with no impact to your credit score."

I accepted both offers and it was true, no HP.

Re: Kinecta no HP!

MCM1 — Sat, 30 Jul 2022 21:45:46 GMT

So it was a soft pull to join and they used that to qualify and approve you for the cards?

thsnk you for the info.

Re: Kinecta no HP!

PapaTunde — Sun, 31 Jul 2022 02:48:42 GMT

Congrats on your approvals

They can HP me all day long if they drop $25k into my bank account

Re: Kinecta no HP!

PapaTunde — Sun, 31 Jul 2022 02:52:06 GMT

@Anonymous wrote:
@Creditplz So jealous. Need to join Kinecta ASAP!

You and me also

Re: Kinecta no HP!

Anonymous — Sun, 31 Jul 2022 05:06:04 GMT

@PapaTunde wrote:
Congrats on your approvals
They can HP me all day long if they drop $25k into my bank account

So true.

Re: Kinecta no HP!

cashorcharge — Mon, 01 Aug 2022 04:37:45 GMT

WooHoo!! Veyr nice!! Congratulations @Creditplz on your Kinecta Approval!!👏🏼🍾🥂