topic Re: App Spree Success! in Credit Card Approvals

App Spree Success!

1083690 — Thu, 17 Apr 2014 02:12:02 GMT

I've been wanting to do an app spree for a while to add some cards to the stable since I only had 3, but wanted to wait until I got approved for an auto loan at DCU first.

I was going to wait until I paid off the balance on my cards which amounted to @ 25% util, but against better reasoning I took the gamble and got the following results.

So in chronological order:

4/15 - DCU Auto Loan - $30K
4/15 - DCU Platinum Visa - $7.5K
4/16 - AMEX BCP - $11K (I couldn't believe it. This was my largest CL to date and am excited at the 3X CLI in 61 days)
4/16 - SallieMae World - $4K (Dissapointed at low CL, and contemplated stopping the app spree at this point.......ok maybe not....not a denial yet)
4/16 - Chase Freedom - $9K (Very pleased at the CL. An hour went by and I remembered I had an invitation pending to #6)
4/16 - Marriott Rewards - $21K (Holy Isht...I can't believe this yet. Largest CL ever)
4/16 - Lowes - $15K (I tought, if I'm going to the garden, I better pick up some gardening tools at Lowes ....got approved online for $3K, immediately called to request $15K ...and approved) <----EDIT

Needles to say, I'm super stoked. 2 years ago I applied for my first non AU cards, started with small CLs that have grown decently from 2K to 7-9K Last year I apped for my first ever Rewards CC (Discover IT)..and now I have a few more

Not to sound greedy, but I had one more card I wanted to app for: either an AMEX Every Day or the Costco Card (but not today), or the Lowes CC - mostly due to the large starting CL that people report upon recon. I don't know what to do; should I stop now or do 1 final app before going to the garden for a year?

So now that I've added my 6th and final CC app, off to the garden I go.

Re: App Spree Success!

-Wade- — Thu, 17 Apr 2014 01:44:05 GMT

@1083690 wrote:
I've been wanting to do an app spree for a while to add some cards to the stable since I only had 3, but wanted to wait until I got approved for an auto loan at DCU first.
@I was going to wait until I paid off the balance on my cards which amounted to @ 25% util, but against better reasoning I took the gamble and got the following results.

So in chronological order:
4/15 - DCU Auto Loan - $30K
4/15 - DCU Platinum Visa - $7.5K
4/16 - AMEX BCP - $11K (I couldn't believe it. This was my largest CL to date and am excited at the 3X CLI in 61 days)
4/16 - SallieMae World - $4K (Dissapointed at low CL, and contemplated stopping the app spree at this point.......ok maybe not....not a denial yet)
4/16 - Chase Freedom - $9K (Very pleased at the CL. An hour went by and I remembered I had an invitation pending to #6)
4/16 - Marriott Rewards - $21K (Holy Isht...I can't believe this yet. Largest CL ever)
Needles to say, I'm super stoked. 2 years ago I applied for my first non AU cards, started with small CLs that have grown decently from 2K to 7-9K Last year I apped for my first ever Rewards CC (Discover IT)..and now I have a few more

Not to sound greedy, but I had one more card I wanted to app for: either an AMEX Every Day or the Costco Card (but not today), or the Lowes CC - mostly due to the large starting CL that people report upon recon. I don't know what to do; should I stop now or do 1 final app before going to the garden for a year?

Congrats on your success

Re: App Spree Success!

gdale6 — Thu, 17 Apr 2014 01:44:18 GMT

@1083690 wrote:
I've been wanting to do an app spree for a while to add some cards to the stable since I only had 3, but wanted to wait until I got approved for an auto loan at DCU first.
@I was going to wait until I paid off the balance on my cards which amounted to @ 25% util, but against better reasoning I took the gamble and got the following results.

So in chronological order:
4/15 - DCU Auto Loan - $30K
4/15 - DCU Platinum Visa - $7.5K
4/16 - AMEX BCP - $11K (I couldn't believe it. This was my largest CL to date and am excited at the 3X CLI in 61 days)
4/16 - SallieMae World - $4K (Dissapointed at low CL, and contemplated stopping the app spree at this point.......ok maybe not....not a denial yet)
4/16 - Chase Freedom - $9K (Very pleased at the CL. An hour went by and I remembered I had an invitation pending to #6)
4/16 - Marriott Rewards - $21K (Holy Isht...I can't believe this yet. Largest CL ever)
Needles to say, I'm super stoked. 2 years ago I applied for my first non AU cards, started with small CLs that have grown decently from 2K to 7-9K Last year I apped for my first ever Rewards CC (Discover IT)..and now I have a few more

Not to sound greedy, but I had one more card I wanted to app for: either an AMEX Every Day or the Costco Card (but not today), or the Lowes CC - mostly due to the large starting CL that people report upon recon. I don't know what to do; should I stop now or do 1 final app before going to the garden for a year?

Very nice run, grats IMO 6 new accounts is enough for the moment put the card on your list for the next spree.

Re: App Spree Success!

Jess21 — Thu, 17 Apr 2014 01:45:19 GMT

Congrats on all of your approvals!!! i would say go for it because the inquiries show on the CR JUST DO IT lol

Re: App Spree Success!

coldnmn — Thu, 17 Apr 2014 01:55:29 GMT

Congrats! Thanks for sharing.

Re: App Spree Success!

Anonymous — Thu, 17 Apr 2014 02:08:02 GMT

wow congrats!!

Re: App Spree Success!

1083690 — Thu, 17 Apr 2014 02:13:39 GMT

Thanks everyone!

Edited my original post to add my final app, a Lowes CC. Originally approved for 3K, but did an immediate CLI request for $15K and it was approved...yay!

Re: App Spree Success!

DrZoidberg — Thu, 17 Apr 2014 02:33:32 GMT

Congrats. That's one hell of a spree.

Re: App Spree Success!

Kenny — Thu, 17 Apr 2014 03:59:06 GMT

Congrats on your successes!

Re: App Spree Success!

seeyouthere — Thu, 17 Apr 2014 04:05:50 GMT

congrats!!!!!

Re: App Spree Success!

BigBS — Thu, 17 Apr 2014 04:07:36 GMT

Congrats!

Re: App Spree Success!

NYFan63 — Thu, 17 Apr 2014 08:10:24 GMT

Awesome! Congrats!

Re: App Spree Success!

DarkMoonLily — Thu, 17 Apr 2014 08:49:32 GMT

Congrats!

Re: App Spree Success!

alvon123 — Thu, 17 Apr 2014 10:34:25 GMT

Great job!!!