topic Re: PenFed Platinum Rewards approved for $11k!!! in Credit Card Approvals

PenFed Platinum Rewards approved for $11k!!!

Expansion — Sun, 28 Aug 2022 03:04:21 GMT

For all those looking for a recent Pen Fed data point -

Today I was approved for $11k! Platinum Rewards! 17.something% APR, 0% BT offer for 12 months.

First card with PenFed.

Member with them since 2007, only "relationship" was a $250 balance in my "share savings" that I forgot was there (it's still there).

I received a personal loan with them back in March, and shortly after got a pre-qualified offer from them in the mail.

I've wanted a card with them for a long time so I carefully saved this offer -- even though at the time that card had no 0% BTs on it, which was what I really wanted.

Then I realized this week that it DOES have a 0% BT offer, and applied this evening, and was approved!

For those who want a little more data:

Current FICO 8s:

TU 693

AmEx 706

EQ 688

current utilization on my individual cards between 0% and 66%, with combined/aggregate utilization of about 49% (before the new card).

2 active personal loans (one from November with Upstart, one from March with PenFed).

Re: PenFed Platinum Rewards approved for $11k!!!

M_Smart007 — Sun, 28 Aug 2022 03:10:09 GMT

Congrats on your PenFed Platinum Approval!

Re: PenFed Platinum Rewards approved for $11k!!!

Stealth-1 — Sun, 28 Aug 2022 05:37:34 GMT

Congrats! I'm a PenFeD member and plan to apply for one of their cards next year.

Re: PenFed Platinum Rewards approved for $11k!!!

KingRue8500 — Sun, 28 Aug 2022 08:57:06 GMT

Congrats on your PenFed Platinum Rewards approval

Re: PenFed Platinum Rewards approved for $11k!!!

nytokyobred79 — Sun, 28 Aug 2022 10:02:15 GMT

Congrats on your PenFed approval.

Re: PenFed Platinum Rewards approved for $11k!!!

coreyb80 — Sun, 28 Aug 2022 13:12:24 GMT

Congrats on the approval!

Re: PenFed Platinum Rewards approved for $11k!!!

Anonymous — Sun, 28 Aug 2022 15:24:51 GMT

Expansion

What are you using for bait when fishing? Nice catch

Re: PenFed Platinum Rewards approved for $11k!!!

RobynJ — Sun, 28 Aug 2022 15:56:16 GMT

Thanks for the DP's and congratulations

Re: PenFed Platinum Rewards approved for $11k!!!

gdale6 — Sun, 28 Aug 2022 16:06:18 GMT

If that 250 has been there since 2007 it should come with interest.... Grats on your 11K approval

Re: PenFed Platinum Rewards approved for $11k!!!

SDMarik — Sun, 28 Aug 2022 17:27:40 GMT

Congrats on the PenFed approval and great SL!!

Re: PenFed Platinum Rewards approved for $11k!!!

MrDFinance — Tue, 30 Aug 2022 02:34:46 GMT

Congrats 🎉

Re: PenFed Platinum Rewards approved for $11k!!!

CreditAggie — Tue, 30 Aug 2022 05:12:17 GMT

Congratulations on your PenFed approval!

Re: PenFed Platinum Rewards approved for $11k!!!

cashorcharge — Tue, 30 Aug 2022 17:24:01 GMT

WooHoo!! Congratulations on your PenFed Approval!!👏🏼🍾