topic Another Citi Premier Approval (8k, DP inside) in Credit Card Approvals

Another Citi Premier Approval (8k, DP inside)

mrpuffrabbit — Fri, 02 Sep 2022 12:58:53 GMT

Previously I posted about applying for the card, simply because the signup bonus is high and I have a planned spend. I also always wanted a Citi Custom Cash, and I should be able to downgrade after a year+.

I applied today and was approved for $8k CL with the following statistics:

775 Experian pull
24% APR (wow, those rate hikes!)
Income $60k
0/6, 2/12
13% total utilization across my other 3 cards
Prequalify tool only showed Custom Cash and Double cash

I think they want high utilization since I was doubtful about my thin profile: there were many denied applications with Fico 8 scores well above 800 in the past two years!

Re: Another Citi Premier Approval (8k, DP inside)

coreyb80 — Fri, 02 Sep 2022 13:45:16 GMT

Congrats on the approval!

Re: Another Citi Premier Approval (8k, DP inside)

Priory_Man — Fri, 02 Sep 2022 14:05:58 GMT

Congrats on the approval and for sharing the DP's

Re: Another Citi Premier Approval (8k, DP inside)

SDMarik — Fri, 02 Sep 2022 16:12:52 GMT

Grats on the awesome approval and thanks for sharing the dps!

Re: Another Citi Premier Approval (8k, DP inside)

cashorcharge — Fri, 02 Sep 2022 16:19:29 GMT

WooHoo!! Congratulations on your Citi Approval!!👏🏼🍾🥂

Re: Another Citi Premier Approval (8k, DP inside)

M_Smart007 — Fri, 02 Sep 2022 17:27:01 GMT

Congrats on your Citi Premier Approval!

Re: Another Citi Premier Approval (8k, DP inside)

KingRue8500 — Fri, 02 Sep 2022 22:23:08 GMT

Congrats on your Citi Premier approval

Re: Another Citi Premier Approval (8k, DP inside)

Stealth-1 — Mon, 05 Sep 2022 03:51:59 GMT

Congrats on your Citi Premier Approval! Thanks for the data points. 👍

Re: Another Citi Premier Approval (8k, DP inside)

nytokyobred79 — Sat, 03 Sep 2022 07:00:54 GMT

Congrats on your Citi Premier approval.

Re: Another Citi Premier Approval (8k, DP inside)

SouthJamaica — Sat, 03 Sep 2022 12:34:14 GMT

@mrpuffrabbit wrote:
Previously I posted about applying for the card, simply because the signup bonus is high and I have a planned spend. I also always wanted a Citi Custom Cash, and I should be able to downgrade after a year+.

I applied today and was approved for $8k CL with the following statistics:
775 Experian pull
24% APR (wow, those rate hikes!)
Income $60k
0/6, 2/12
13% total utilization across my other 3 cards
Prequalify tool only showed Custom Cash and Double cash
I think they want high utilization since I was doubtful about my thin profile: there were many denied applications with Fico 8 scores well above 800 in the past two years!

Congratulations, it's a great card.

And thanks for the data.

Re: Another Citi Premier Approval (8k, DP inside)

CreditAggie — Sun, 04 Sep 2022 01:24:12 GMT

Congratulations on your Citi Premier approval!

Re: Another Citi Premier Approval (8k, DP inside)

fullacrobat5 — Mon, 05 Sep 2022 03:45:31 GMT

Congratulations on your approval!!

Re: Another Citi Premier Approval (8k, DP inside)

Lou-natic — Mon, 05 Sep 2022 04:40:52 GMT

Congrats on the Citi Premier Card!

Re: Another Citi Premier Approval (8k, DP inside)

Marmot — Mon, 05 Sep 2022 19:27:50 GMT

Congratulations on your approval !!!

Re: Another Citi Premier Approval (8k, DP inside)

babygirl1256 — Tue, 06 Sep 2022 05:30:14 GMT

Congrats on your Citi Premier approval.