topic Re: Pre approved credit one Amex? in Credit Card Approvals

Pre approved credit one Amex?

Rayw23 — Sat, 03 Sep 2022 23:49:15 GMT

Logged into the app for credit one to make sure a payment had posted and had a pre approval waiting. Took me to Amex website and asked a few questions and approved 1 k starting limit. No hard pull so far. Anyone else had this happen? Said my payment preferences would be saved for the new card from my current one . Shipping in four weeks. Anyone had this happen?

Re: Pre approved credit one Amex?

Scottisthename — Sun, 04 Sep 2022 12:07:22 GMT

I also have a pre approved offer from them but for the X5 Visa 5% cash back on up to $5k in purchases with a $95 annual fee. I have not accepted the offer and was surprised as I already have two CreditOne accounts and always thought that two accounts was the maximum allowed.

Re: Pre approved credit one Amex?

creditgnome — Sun, 04 Sep 2022 21:10:10 GMT

smart move scottisthename,

i have the platinum card 225 cl limit and got numerous offers like x5 and the american express card. turned them all down for the no af wander card 800 cl. i am waiting for the no af six flags card offer to come and i will jump on it ha!

Re: Pre approved credit one Amex?

creditgnome — Sun, 04 Sep 2022 21:18:49 GMT

i dont think its a hard pull. i checked for my wander card which i did the same thing on credit one's website and it never was on any of my 3 reports for the inquiry. i got the same message of four weeks but it was like a week or two max. real fast.

Re: Pre approved credit one Amex?

Rayw23 — Sun, 04 Sep 2022 22:02:44 GMT

Stuck me as odd no increase on card but here's a diff card from us with a higher limit😂

Re: Pre approved credit one Amex?

cashorcharge — Sun, 04 Sep 2022 22:54:41 GMT

Woohoo! Congratulations on your Approval!!🎉🍾🥂