topic Re: Off Amex Blacklist in Credit Card Approvals

Off Amex Blacklist

addicted_to_credit — Mon, 22 Aug 2022 01:53:49 GMT

I was blacklisted for about 10 years and was poking around here the other day and got the itch again and decided to prequalify and I was.

I know that didn't mean much in my case so I had the DGF try adding me to her every day card and and it happened! So now I'm kicking around even harder weather or not to app and curiosity got the better of me. I got the EX & TU HP combo I've been reading about the past few days and long story short I was approved for a 3700 SL. Not terrible since I fully expected to get the 1k SL. I was shocked and somewhat surprised but happy nonetheless.

Re: Off Amex Blacklist

babygirl1256 — Mon, 22 Aug 2022 02:50:26 GMT

Congrats on getting off Amex's Blacklist and your Amex Delta SkyMiles approval . . . that's awesome!!!

Re: Off Amex Blacklist

SouthJamaica — Mon, 22 Aug 2022 03:56:00 GMT

@addicted_to_credit wrote:
I was blacklisted for about 10 years and was poking around here the other day and got the itch again and decided to prequalify and I was.
I know that didn't mean much in my case so I had the DGF try adding me to her every day card and and it happened! So now I'm kicking around even harder weather or not to app and curiosity got the better of me. I got the EX & TU HP combo I've been reading about the past few days and long story short I was approved for a 3700 SL. Not terrible since I fully expected to get the 1k SL. I was shocked and somewhat surprised but happy nonetheless.

Congratulations

Re: Off Amex Blacklist

coreyb80 — Mon, 22 Aug 2022 13:11:01 GMT

Congrats on the approval!

Re: Off Amex Blacklist

SDMarik — Mon, 22 Aug 2022 13:50:06 GMT

Congrats on the great approval, and getting of the blacklist!!

Re: Off Amex Blacklist

KingRue8500 — Mon, 22 Aug 2022 22:24:12 GMT

Congrats on your AMEX Delta SkyMiles Reserve approval

Re: Off Amex Blacklist

gdale6 — Mon, 22 Aug 2022 22:35:45 GMT

Grats on getting off their blacklist!

Re: Off Amex Blacklist

mgood — Mon, 22 Aug 2022 23:54:34 GMT

Congrats on getting back in with Amex!

Re: Off Amex Blacklist

addicted_to_credit — Tue, 23 Aug 2022 00:09:48 GMT

I couldn't do it without all of you guys and gals, I've learned a lot over the years about credit and I learned it all here!

Re: Off Amex Blacklist

nytokyobred79 — Tue, 23 Aug 2022 01:21:21 GMT

@addicted_to_credit wrote:
I was blacklisted for about 10 years and was poking around here the other day and got the itch again and decided to prequalify and I was.
I know that didn't mean much in my case so I had the DGF try adding me to her every day card and and it happened! So now I'm kicking around even harder weather or not to app and curiosity got the better of me. I got the EX & TU HP combo I've been reading about the past few days and long story short I was approved for a 3700 SL. Not terrible since I fully expected to get the 1k SL. I was shocked and somewhat surprised but happy nonetheless.

Awesome to hear, especially, getting the $3700 SL rather a potentially bucketed card. And the Reserve is a great card to have in your lineup 😊

Re: Off Amex Blacklist

Traveler101 — Tue, 23 Aug 2022 01:33:44 GMT

Congratulations!

Re: Off Amex Blacklist

shalimarcat — Tue, 23 Aug 2022 02:33:05 GMT

Congatulations. I recently got back in with Amex, too. It's a wonderful feeling. Keep up the good work.

Re: Off Amex Blacklist

addicted_to_credit — Tue, 23 Aug 2022 02:36:54 GMT

Yeah, I think the platinum probably would have been a better fit but the reserve offered a much better SUB. I'll revisit everything before the next AF hits.

Re: Off Amex Blacklist

CreditAggie — Tue, 23 Aug 2022 04:27:07 GMT

Congratulations on your Amex approval!

Re: Off Amex Blacklist

arifjk — Tue, 23 Aug 2022 20:00:42 GMT

Congrats on being off the AMEX Blacklist and also the approval.

Re: Off Amex Blacklist

slickwidit — Tue, 23 Aug 2022 21:31:55 GMT

long time no see.

I'm off the list too! But I know what I want. I need the Platinum! lol

Congrats btw!

Re: Off Amex Blacklist

cashorcharge — Thu, 25 Aug 2022 21:45:27 GMT

WooHoo!! Congratulations on your AMEX Approval!!👏🏼🍾🥂

Re: Off Amex Blacklist

Conceptual23 — Mon, 12 Sep 2022 10:28:07 GMT

Congratulations! Hopefully this day will come for myself as well. (currently blacklisted) Would you mind sharing data points on how you were able to get of the Amex blacklist?

Re: Off Amex Blacklist

addicted_to_credit — Mon, 12 Sep 2022 15:26:39 GMT

Honestly I don't know how I got off the black list, I assume some algorithm(s) decided it was time. I was bored at the hotel one night and decided to play with the prequalify link and it showed I was prequalified for a few charge cards. I tried for the delta platinum initially but was denied because of income because I had entered it wrong.(I have a base pay, a daily per diem and I'm paid to use my truck in lieu of the company getting me a rental). I received a HP on on TU and EXP and thought well this is odd, I must be off the list and as I was talking to my DGF the next day I told her that I thought I was off the black list and asked her if she could try to add me to one of her accounts and about 10 minutes later she got an alert that I was approved to be on her account. I waited a few days shy of a week from the denial on the platinum and was checking out the offerings again and decided to go for the reserve since it had been upped to 125k miles for 5k in spend since I knew it would be easy to make it happen without changing any spending habits other than what card we use. I received the same double pull again and was approved.

it was a surprise but no exciting revelation of events that lead to me being off their list. I dont know how much was owed to Amex for sure but I know it was under 10k when my ex did her financial hit job on me. It took me years to recover from that financially.

Re: Off Amex Blacklist

Conceptual23 — Mon, 12 Sep 2022 18:46:33 GMT

Thank you for sharing. Since I am now in year 16 of being blacklisted, I'm starting to think that I've been given a life sentence. I've been on the phone with many Amex reps over the years and none will provide any info.