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  <channel>
    <title>topic Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592635#M831993</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/171071"&gt;@App_Addict&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I have had this card for about 5 months started with a $3,400 Credit Line. &amp;nbsp;I tried &amp;nbsp;less than a month ago for a CLI and was denied and they performed a HARD pull! &amp;nbsp;I'm now in the garden and did not realize they would do a hard pull. &amp;nbsp;So, now I have put a freeze on all my reports so this does not happen again.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I then decided to see what would happen now that they could not hard pull my report and to my somewhat suprise they approved a $1,500 increase without being able to HP my report! &amp;nbsp;Thought that was interesting.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Applying a freeze with a creditor you already do business with doesnt stop SPs HPs. They were able to use their last SP to give you the increase.&lt;/P&gt;</description>
    <pubDate>Sat, 17 Sep 2022 15:41:41 GMT</pubDate>
    <dc:creator>gdale6</dc:creator>
    <dc:date>2022-09-17T15:41:41Z</dc:date>
    <item>
      <title>Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592506#M831965</link>
      <description>&lt;P&gt;I have had this card for about 5 months started with a $3,400 Credit Line. &amp;nbsp;I tried &amp;nbsp;less than a month ago for a CLI and was denied and they performed a HARD pull! &amp;nbsp;I'm now in the garden and did not realize they would do a hard pull. &amp;nbsp;So, now I have put a freeze on all my reports so this does not happen again.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I then decided to see what would happen now that they could not hard pull my report and to my somewhat suprise they approved a $1,500 increase without being able to HP my report! &amp;nbsp;Thought that was interesting.&lt;/P&gt;</description>
      <pubDate>Sat, 17 Sep 2022 03:32:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592506#M831965</guid>
      <dc:creator>App_Addict</dc:creator>
      <dc:date>2022-09-17T03:32:49Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592517#M831966</link>
      <description>&lt;P&gt;Congrats on your J&lt;SPAN class=""&gt;ared Gold Card CLI&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 17 Sep 2022 03:11:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592517#M831966</guid>
      <dc:creator>KingRue8500</dc:creator>
      <dc:date>2022-09-17T03:11:14Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592524#M831967</link>
      <description>&lt;P&gt;Congrats on your CLI.&amp;nbsp;👍&lt;/P&gt;</description>
      <pubDate>Sat, 17 Sep 2022 04:00:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592524#M831967</guid>
      <dc:creator>Stealth-1</dc:creator>
      <dc:date>2022-09-17T04:00:17Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592603#M831983</link>
      <description>&lt;P&gt;Congrats on your CLI&lt;/P&gt;</description>
      <pubDate>Sat, 17 Sep 2022 14:19:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592603#M831983</guid>
      <dc:creator>nytokyobred79</dc:creator>
      <dc:date>2022-09-17T14:19:59Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592611#M831986</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/171071"&gt;@App_Addict&lt;/a&gt;,&lt;/P&gt;&lt;P&gt;Congrats on The Galleria Of Jewelry Gold Credit Card CLI &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="magic wand.gif" style="width: 48px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/72108i0C90D940AA975096/image-size/large?v=v2&amp;amp;px=999" role="button" title="magic wand.gif" alt="magic wand.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;No treatment, like the&amp;nbsp; &lt;STRONG&gt;&lt;FONT color="#00FFFF"&gt;freeze&lt;/FONT&gt;&lt;/STRONG&gt; treatment!&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="screamer emoticon.gif" style="width: 42px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/53443i88C4C54C051A9A0B/image-size/large?v=v2&amp;amp;px=999" role="button" title="screamer emoticon.gif" alt="screamer emoticon.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="(click image to enlarge)" style="width: 400px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/78470i810FF81118DD36DC/image-size/medium?v=v2&amp;amp;px=400" role="button" title="Lexis Nexis on ICE.jpg" alt="(click image to enlarge)" /&gt;&lt;span class="lia-inline-image-caption" onclick="event.preventDefault();"&gt;(click image to enlarge)&lt;/span&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 17 Sep 2022 14:36:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592611#M831986</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2022-09-17T14:36:05Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592617#M831988</link>
      <description>&lt;P&gt;CONGRATS!!!!!!&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Rcccccccccccc.jfif" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/84909i48AA50D3CB9DDA4C/image-size/large?v=v2&amp;amp;px=999" role="button" title="Rcccccccccccc.jfif" alt="Rcccccccccccc.jfif" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 17 Sep 2022 14:57:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592617#M831988</guid>
      <dc:creator>SUPERSQUID</dc:creator>
      <dc:date>2022-09-17T14:57:46Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592620#M831990</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/171071"&gt;@App_Addict&lt;/a&gt;,&lt;/P&gt;&lt;P&gt;Congrats on The Galleria Of Jewelry Gold Credit Card CLI &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="magic wand.gif" style="width: 48px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/72108i0C90D940AA975096/image-size/large?v=v2&amp;amp;px=999" role="button" title="magic wand.gif" alt="magic wand.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;No treatment, like the&amp;nbsp; &lt;STRONG&gt;&lt;FONT color="#00FFFF"&gt;freeze&lt;/FONT&gt;&lt;/STRONG&gt; treatment!&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="screamer emoticon.gif" style="width: 42px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/53443i88C4C54C051A9A0B/image-size/large?v=v2&amp;amp;px=999" role="button" title="screamer emoticon.gif" alt="screamer emoticon.gif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="(click image to enlarge)" style="width: 400px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/78470i810FF81118DD36DC/image-size/medium?v=v2&amp;amp;px=400" role="button" title="Lexis Nexis on ICE.jpg" alt="(click image to enlarge)" /&gt;&lt;span class="lia-inline-image-caption" onclick="event.preventDefault();"&gt;(click image to enlarge)&lt;/span&gt;&lt;/span&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Freezing doesnt always lead to a favorable outcome.&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Rvvvvvvvvvvv.jfif" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/84911iB3BBCBE852288D50/image-size/large?v=v2&amp;amp;px=999" role="button" title="Rvvvvvvvvvvv.jfif" alt="Rvvvvvvvvvvv.jfif" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 17 Sep 2022 15:06:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592620#M831990</guid>
      <dc:creator>SUPERSQUID</dc:creator>
      <dc:date>2022-09-17T15:06:36Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592635#M831993</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/171071"&gt;@App_Addict&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I have had this card for about 5 months started with a $3,400 Credit Line. &amp;nbsp;I tried &amp;nbsp;less than a month ago for a CLI and was denied and they performed a HARD pull! &amp;nbsp;I'm now in the garden and did not realize they would do a hard pull. &amp;nbsp;So, now I have put a freeze on all my reports so this does not happen again.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I then decided to see what would happen now that they could not hard pull my report and to my somewhat suprise they approved a $1,500 increase without being able to HP my report! &amp;nbsp;Thought that was interesting.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Applying a freeze with a creditor you already do business with doesnt stop SPs HPs. They were able to use their last SP to give you the increase.&lt;/P&gt;</description>
      <pubDate>Sat, 17 Sep 2022 15:41:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592635#M831993</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2022-09-17T15:41:41Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592968#M832090</link>
      <description>&lt;P&gt;Congratulations on your Jared CLI!&lt;/P&gt;</description>
      <pubDate>Sun, 18 Sep 2022 21:25:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6592968#M832090</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2022-09-18T21:25:40Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6593172#M832146</link>
      <description>&lt;P&gt;I closed my Jared card last week and they told me I had 30 days to decide if I want it open again. &amp;nbsp;I called this past weekend and re-opened it. &amp;nbsp;I only use it when there is a promo with 0% interest. &amp;nbsp;I started with $1K and over time Jared provided two CLIs and now have a $5K limit. &amp;nbsp;Give them time and Jared will provide a CLI.&lt;/P&gt;&lt;P&gt;Congratulations on your increase. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 19 Sep 2022 14:42:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6593172#M832146</guid>
      <dc:creator>Laredo</dc:creator>
      <dc:date>2022-09-19T14:42:29Z</dc:date>
    </item>
    <item>
      <title>Re: Jared The Galleria Of Jewelry Gold Credit Card Credit Card Increase after Credit Freeze</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6593430#M832237</link>
      <description>&lt;P&gt;&lt;SPAN&gt;WooHoo!! &amp;nbsp;Congratulations on your Jared approval!!🎉🍾🥂&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 19 Sep 2022 22:59:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Jared-The-Galleria-Of-Jewelry-Gold-Credit-Card-Credit-Card/m-p/6593430#M832237</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2022-09-19T22:59:11Z</dc:date>
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