topic Re: Chase Freedom Flex in Credit Card Approvals

Chase Freedom Flex

altstates93 — Mon, 03 Oct 2022 23:06:44 GMT

Earlier today I applied online for CFF and received a prompt denial. Did not surprise me as I IIB Chase for $16 K about 11 years ago.

However, thanks to reading this forum, I knew I could immediately call for a reconsideration.

A pleasant, straight-to-the-point CSR answered the phone. She asked only two questions before telling me they would have a final decision in 7-10 days.

I had reconciled myself to having taken an HP "for science", but within 7-10 minutes an email arrived to tell me they approved me for the card. Shortly after, the card appeared in the Chase app with a spending limit of...

$13,400!

Chase Recon FTW!

Some data points "for science."

Six credit cards at the time of application. I opened two of them in 2014, and the other four in June of this year.

Utilization of 10%. Statement balances paid in full every month.

Income: $105 K

No lates. No derogatories.

As of this post I see only an Experian pull. 752 FICO 8 for that bureau. A few other flavors of FICO 8/FICO 9 sit in the 770s.

I opened a Chase checking account over a month ago with a modest direct deposit.

Re: Chase Freedom Flex

KingRue8500 — Mon, 03 Oct 2022 23:08:51 GMT

Congrats on your Chase Freedom Flex approval

Re: Chase Freedom Flex

M_Smart007 — Mon, 03 Oct 2022 23:16:49 GMT

Congrats on your CFF Approval 🎉

Re: Chase Freedom Flex

Priory_Man — Mon, 03 Oct 2022 23:38:02 GMT

Congrats on the approval

Re: Chase Freedom Flex

CreditAggie — Tue, 04 Oct 2022 00:04:30 GMT

Congratulations on your CFF approval!

Re: Chase Freedom Flex

WasteMgmt — Tue, 04 Oct 2022 02:56:02 GMT

Huge victory! Congrats on the recon approval!

Re: Chase Freedom Flex

CYBERSAM — Tue, 04 Oct 2022 02:59:26 GMT

Congrats on your Chase Freedom Flex 🤑👍

Re: Chase Freedom Flex

babygirl1256 — Tue, 04 Oct 2022 06:38:05 GMT

Congrats on your Chase Freedom Flex recon and approval . . . that's awesome!!!

Re: Chase Freedom Flex

TheRedHat — Tue, 04 Oct 2022 06:55:17 GMT

Congrats on your approval!

Re: Chase Freedom Flex

Stealth-1 — Tue, 04 Oct 2022 11:44:18 GMT

Congrats on the Chase recon and approval!

Awesome, a 7-10 minute approval is always nicer than a 50/50 7-10 day wait.

Re: Chase Freedom Flex

MySunrise271 — Tue, 04 Oct 2022 11:57:04 GMT

Congratulations on your Chase FF approval🎉🎉🎉

Re: Chase Freedom Flex

SDMarik — Tue, 04 Oct 2022 14:51:40 GMT

Awesome recon! Congrats on the great CFF approval!!

Re: Chase Freedom Flex

Mones — Tue, 04 Oct 2022 19:14:09 GMT

Congrats on the Chase Freedom Flex approval! That's also a pretty large limit!

Re: Chase Freedom Flex

FalconSteve — Wed, 05 Oct 2022 02:41:51 GMT

Congrats!

Re: Chase Freedom Flex

altstates93 — Thu, 06 Oct 2022 01:07:23 GMT

Just a few more DP for those who like to keep track of these things.

Chase pulled TU as well as Experian. TU FICO 8/9 scores range from 747-762.

Prior to application, EX had two inquiries and TU had three.

Re: Chase Freedom Flex

cashorcharge — Sun, 09 Oct 2022 00:05:43 GMT

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂