topic Big Approval Win For Me in Credit Card Approvals

Big Approval Win For Me

chelle88 — Sat, 08 Oct 2022 15:40:58 GMT

I'm 33. I started rebuilding my credit in 2019. I may have even been in the 500s at that time. Now my EX needs work at 638, TU 690, EQ714. I got approved for the Citi Simplicity card for $11k. Card has no rewards but this is the highest I have ever been approved for!

Re: Big Approval Win For Me

M_Smart007 — Sat, 08 Oct 2022 15:44:56 GMT

Congrats on a "Simple" Approval🤗🥳🎉

Welcome to the forums!

Re: Big Approval Win For Me

Anonymous — Sat, 08 Oct 2022 15:58:40 GMT

2019? Why are the scores so low. But what a terrific SL, jealous! 👍

Re: Big Approval Win For Me

chelle88 — Sat, 08 Oct 2022 16:15:39 GMT

@Anonymous wrote:
2019? Why are the scores so low. But what a terrific SL, jealous! 👍

I made some really poor credit card/financial decisions in my early 20s. I had to wait the 7 years for them to fall off. I also had student loans go into default but I reconsolidated them, are now in good standing and about to be paid off.

Re: Big Approval Win For Me

CYBERSAM — Sat, 08 Oct 2022 19:10:53 GMT

Congrats on your Citi Simplicity approval! 🤑👍

Re: Big Approval Win For Me

mfinsmi1 — Sat, 08 Oct 2022 20:01:02 GMT

@chelle88 CONGRATS huge move - did u prequalify for the card or did you cold app?

Re: Big Approval Win For Me

CreditAggie — Sat, 08 Oct 2022 22:09:54 GMT

Congratulations on your Citi Simplicity approval!

Re: Big Approval Win For Me

user979797 — Sat, 08 Oct 2022 22:25:25 GMT

Congrats to you on both your approval and your rebuild. I believe later on you may be eligible to convert your simplicity card to another citi card product if you so desire so it's a big win alright.

Re: Big Approval Win For Me

Anonymous — Sat, 08 Oct 2022 22:53:11 GMT

That's awesome, congrats to you.

Re: Big Approval Win For Me

M_Smart007 — Sat, 08 Oct 2022 22:56:31 GMT

@Anonymous wrote:
2019? Why are the scores so low. But what a terrific SL, jealous! 👍

@Anonymous , It just goes to show, that scores alone ...are not the holy grail.

Re: Big Approval Win For Me

chelle88 — Sat, 08 Oct 2022 23:13:53 GMT

@mfinsmi1 wrote:
@chelle88 CONGRATS huge move - did u prequalify for the card or did you cold app?

I had a prequalified invitation

Re: Big Approval Win For Me

cashorcharge — Sat, 08 Oct 2022 23:48:41 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Big Approval Win For Me

Anonymous — Sun, 09 Oct 2022 05:25:08 GMT

Yeah, income and history! The longer the better, it's a marathon! @chelle88 we need more DP on this. Recent inquires and apps, income, or did baddies fall off, do you have relationship with Citi, etc. 😁

Re: Big Approval Win For Me

FicoComeback2018 — Sun, 09 Oct 2022 05:36:08 GMT

Congratulations! 🎉

Re: Big Approval Win For Me

KingRue8500 — Sun, 09 Oct 2022 10:47:33 GMT

Congrats on your Citi Simplicity approval

Re: Big Approval Win For Me

PapaTunde — Sun, 09 Oct 2022 14:19:26 GMT

Congrats in your new Citi card

Re: Big Approval Win For Me

chelle88 — Sun, 09 Oct 2022 14:29:36 GMT

@Anonymous I'm new to this, what does DP mean? 😆 I have no idea how to add all of my card information in the signature.

This is my first Citi card.

Re: Big Approval Win For Me

SDMarik — Sun, 09 Oct 2022 14:42:25 GMT

Congrats on the great Citi approval and the rebuild progress!!

Re: Big Approval Win For Me

gdale6 — Sun, 09 Oct 2022 14:45:43 GMT

A sweet approval for you, big grats on it!

Re: Big Approval Win For Me

Anonymous — Sun, 09 Oct 2022 15:48:36 GMT

Data points! What I mentioned. You can add cards on you sig below to your scores, like me!