topic Re: Citi Premier Approval in Credit Card Approvals

Citi Premier Approval

DogHouse — Tue, 04 Oct 2022 15:30:57 GMT

I needed to add a Master Card to my wallet, and the Citi Premier seemed like it would be a decent fit. I have no other cards or accounts with Citi at this time. Additionally, I was only shown the Double Cash card when I did the pre-qualify tool. DP's are as follows:

Pulled Experian with a score of 751

SL is $8,900, Which is low in comparison to my other cards

DTI 7%

Income $152K

Back to the garden I go. Hopefully, this Citi card will grow nicely over the next few years.

Re: Citi Premier Approval

jamerican-girl — Tue, 04 Oct 2022 15:49:32 GMT

Congrats on the Citi Premier approval!

Re: Citi Premier Approval

babygirl1256 — Tue, 04 Oct 2022 18:42:43 GMT

Congrats on your Citi Premier approval.

Re: Citi Premier Approval

Mones — Tue, 04 Oct 2022 19:10:27 GMT

Congrats on the Citi Premier Approval, they aren't a frequent sight.

Re: Citi Premier Approval

CYBERSAM — Tue, 04 Oct 2022 19:14:23 GMT

Congrats on your Citi Premier Approval 🤑👍

Re: Citi Premier Approval

Stealth-1 — Tue, 04 Oct 2022 20:09:54 GMT

Congrats. 🍻

Re: Citi Premier Approval

Conceptual23 — Tue, 04 Oct 2022 21:55:55 GMT

Congrats on the approval.

Re: Citi Premier Approval

SouthJamaica — Tue, 04 Oct 2022 23:34:15 GMT

@DogHouse wrote:
I needed to add a Master Card to my wallet, and the Citi Premier seemed like it would be a decent fit. I have no other cards or accounts with Citi at this time. Additionally, I was only shown the Double Cash card when I did the pre-qualify tool. DP's are as follows:

Pulled Experian with a score of 751
SL is $8,900, Which is low in comparison to my other cards
DTI 7%
Income $152K

Back to the garden I go. Hopefully, this Citi card will grow nicely over the next few years.

Congratulations on your approval. In my book, the Premier is an excellent card. That $800+ signup bonus doesn't hurt either.

Re: Citi Premier Approval

KingRue8500 — Tue, 04 Oct 2022 23:44:01 GMT

Congrats on your Citi Premier approval

Re: Citi Premier Approval

DogHouse — Wed, 05 Oct 2022 00:45:55 GMT

@SouthJamaica wrote:
@DogHouse wrote:
I needed to add a Master Card to my wallet, and the Citi Premier seemed like it would be a decent fit. I have no other cards or accounts with Citi at this time. Additionally, I was only shown the Double Cash card when I did the pre-qualify tool. DP's are as follows:

Pulled Experian with a score of 751
SL is $8,900, Which is low in comparison to my other cards
DTI 7%
Income $152K

Back to the garden I go. Hopefully, this Citi card will grow nicely over the next few years.
Congratulations on your approval. In my book, the Premier is an excellent card. That $800+ signup bonus doesn't hurt either.

Thank you. Yes, that SUB was a nice incentive for sure!

Re: Citi Premier Approval

Drwaz99 — Wed, 05 Oct 2022 08:55:01 GMT

Nice! Congrats!

Re: Citi Premier Approval

SDMarik — Wed, 05 Oct 2022 13:43:13 GMT

Congrats on the Citi Premier approval!!

Re: Citi Premier Approval

CreditAggie — Wed, 05 Oct 2022 20:25:16 GMT

Congratulations on your Citi Premier approval!

Re: Citi Premier Approval

Traveler101 — Wed, 05 Oct 2022 23:46:15 GMT

Congratulations 🎊

Re: Citi Premier Approval

M_Smart007 — Sat, 08 Oct 2022 03:32:07 GMT

Congrats on your Premier Approval 🎉

Re: Citi Premier Approval

coldfusion — Sat, 08 Oct 2022 12:50:56 GMT

@DogHouse wrote:

SL is $8,900, Which is low in comparison to my other cards

Congrats on your approval. FWIW Citi does trend to the conservative side with credit limits and you did well with an $8.9K SL for your 1st Citi card.

You can request a soft pull CLI every 6 months and if approved they may then offer you the opportunity for a bigger one if you authorize a hard pull. If you reached that point a refusal to proceed further would not jeopardize that SP limit increase, if you allowed them to proceed with a HP regardless of the outcome that SP limit increase would still stand.

Re: Citi Premier Approval

berombeu — Sat, 08 Oct 2022 22:47:59 GMT

Any data regarding to your HP within 6 or 12 month? I'm planning to get this card. Currently have 2 HP within 6 months.

Re: Citi Premier Approval

cashorcharge — Sat, 08 Oct 2022 23:49:24 GMT

WooHoo!! Congratulations on your Citi Approval!!👏🏼🍾🥂

Re: Citi Premier Approval

DogHouse — Mon, 10 Oct 2022 03:53:40 GMT

@berombeu wrote:
Any data regarding to your HP within 6 or 12 month? I'm planning to get this card. Currently have 2 HP within 6 months.

I had a Chase Sapphire Preferred approved in March of this year. Additionally, I had an AMEX Gold Charge approved last month. I have no other inquiries, as I had been in the garden for a couple of years, working on SP CLIs and allowing accounts to continue to age. My DTI stays in the single digits, and the only thing that really stands out in my credit history is a significant student loan.

Re: Citi Premier Approval

berombeu — Mon, 10 Oct 2022 04:25:05 GMT

Thanks for the DP. I'm currently have a few card that opened within 12 months.

3/31 navyfed

3/07 amex plat

1/15 VX

1/09 (AU) amex plat

11/2021 US bank

01/2021 penfed

EX 01/2022

TU 01/2022

EQ 7/29, 4/12, 01/15, 11/2021, 01/2021.

My score is like 795+. Still have 18k in student loan. 130K in mortgage. Avarage age of account is 7+ years old. Credit usage is 2% out of 250k. Probably need to rack up some usage with C1 using their purchase transfer balance option.

I live in GA, don't know which credit they will pull when I apply. Currently have a checking/saving with them for quite sometime. Don't know if that will make any difference.