topic Re: Approved - Discover Student Rewards in Credit Card Approvals

Approved - Discover Student Rewards

kr43002 — Sat, 08 Oct 2022 05:42:28 GMT

So I used to be in with discover back in 2018, I got the Discover Secured Card as my first credit card. 8 months graduated to a 2k credit line. 2 years later I declared BK CH7.

I got approved for a Student Rewards Card.

This is my highest credit line.

0% APR 6 Months. 24.99% APR thereafter

10.99% APR 3% BT Fee.

1,500 Starting Credit Line

Currently sitting at a 660 Credit score. 50% util.

Income is state median, rent is 10% of my income.

BK CH7 DC 05/22

Credit line before approval: $4,500

I am excited to be back in with Discover, Before bankruptcy they were my EDC, and boy It was nice to have that unlimited cash back.

Re: Approved - Discover Student Rewards

kr43002 — Sat, 08 Oct 2022 05:43:30 GMT

Re: Approved - Discover Student Rewards

mrcraft — Sat, 08 Oct 2022 06:11:34 GMT

Congratulations on your Discover approval!!

Re: Approved - Discover Student Rewards

SUPERSQUID — Sat, 08 Oct 2022 06:45:41 GMT

CONGRATS!!!!!

kudos on the disco student rewards

Re: Approved - Discover Student Rewards

babygirl1256 — Sat, 08 Oct 2022 07:56:19 GMT

Congrats on your Discover Student Rewards approval . . . that's awesome!!!

Re: Approved - Discover Student Rewards

CreditAggie — Sat, 08 Oct 2022 20:58:49 GMT

Congratulations on your Discover Student approval! I have their student card and have been pleased with it.

Re: Approved - Discover Student Rewards

M_Smart007 — Sat, 08 Oct 2022 23:01:14 GMT

Congratulations on your DISC📀VER Student 🧑‍🎓Rewards Approval 🤑🥳🎉

Re: Approved - Discover Student Rewards

cashorcharge — Sat, 08 Oct 2022 23:49:01 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Approved - Discover Student Rewards

FicoComeback2018 — Sun, 09 Oct 2022 05:34:17 GMT

Congratulations on your Discover approval. 👏

Re: Approved - Discover Student Rewards

KingRue8500 — Sun, 09 Oct 2022 10:39:33 GMT

Congrats on your Discover It Student Cash Back approval

Re: Approved - Discover Student Rewards

nytokyobred79 — Sun, 09 Oct 2022 13:04:42 GMT

Congratulations on getting back in with Discover 😊

Re: Approved - Discover Student Rewards

pip3man — Sun, 09 Oct 2022 13:51:53 GMT

Congrats on the approval! Was Discover included in your CH7?

Re: Approved - Discover Student Rewards

kr43002 — Thu, 13 Oct 2022 22:44:41 GMT

@pip3man wrote:
Congrats on the approval! Was Discover included in your CH7?

Yes, I IIB for around $1900. Back when 2020 hit and I lost my job I had setup a payment plan and kept them current up until I declared BK.

Re: Approved - Discover Student Rewards

kr43002 — Thu, 13 Oct 2022 23:58:12 GMT

UPDATE

I have been asked for sign form 4506-C so they can look at my 2020 and 2021 tax transcripts.

From what I have read on here it is for income verification.

When I called them (twice) they stated it is just to verify my identity. Strange.

I have had a bank account with them since I was 18 (my first bank account actually) and a credit card for almost 3 years.

My biggest concern is the fact in 2021 my income was less than 1/3 of what I stated on my application. I can easily verify my income with paystubs/bank statements but both agents declined.

Re: Approved - Discover Student Rewards

kr43002 — Sat, 15 Oct 2022 13:55:02 GMT

Update:

Signed everything needed couple days ago for the verification process. Just recieved an email saying the process has been completed the hold on the account has been lifted.

I got the card on Wensday, so a total of 3 business days from approval.

Card came with an $800 Cash Limit.

Excited for the unlimited cash back match for the first year. didn't know about it on the first account. Time to churn the hell out of this card.

Re: Approved - Discover Student Rewards

MySunrise271 — Sat, 15 Oct 2022 14:13:34 GMT

Congratulations on your Discover approval🎉🎉🎉

Re: Approved - Discover Student Rewards

FicoComeback2018 — Mon, 17 Oct 2022 06:33:45 GMT

Outstanding!🍾

Re: Approved - Discover Student Rewards

2b2rich — Sat, 22 Oct 2022 20:16:48 GMT

Congrats! There is hope for me yet. I burned them for a little more than you did, but I don't know how much difference that makes.