topic Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved in Credit Card Approvals

Golden1 Cash Rewards+ $10,000.00 ***Approved

M_Smart007 — Fri, 18 Nov 2022 02:19:03 GMT

Golden1 Credit Union Cash Rewards+ Visa Signature $10,000.00 Instant Approval.

DP's

EX -> "HP"

FICO 8 -> 777

FICO BankCard SCORE 8 -> 792 Experian data Oct 19, 2022

Your FICO® Bankcard Score 9 -> 779 , pulled on 10/08/2022 from Experian

38/24 inquiries

(Click image to enlarge)

4/10 months (4 new accts. / 10 months)

17/24 new accounts (reporting)

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Over 80 open accounts. / 40 closed / 123 reporting.

AAoA = 3 yrs 7 mos / per EX

AoOA = 39+ / AMERICAN EXPRESS - June 1983

AoYRA = 3 NEW Accts. " Affinity FCU , Patelco CU & GM Rewards

AZE4 - At time of request PenFed 50% util., Citi DC 28%, Affinity CR 8% & Lowe's 1%

(1) open installment loan reporting $20.00 on $25K Limit

Several PIF Auto & PL's.

No Mortgage

No open Auto loans.

Very thick aged clean profile.

Sufficient Income.

(Click image to enlarge)

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

PapaTunde — Thu, 20 Oct 2022 04:02:46 GMT

Congrats on your new approval

Never heard of this CU before

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

Anonymous — Thu, 20 Oct 2022 04:12:38 GMT

Visa! Too bad the design is hideous and has 1% FTF. Congrats! # of new accts doesn't mean a thing to terrific history!

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

805orbust — Thu, 20 Oct 2022 04:53:08 GMT

@M_Smart007 YEAH BABY!!!! Congrats on the pickup!!

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

dkm23 — Thu, 20 Oct 2022 08:43:42 GMT

Congrats on your approval!

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

FireMedic1 — Thu, 20 Oct 2022 10:26:49 GMT

Congrats M Money!!!!!!!!!

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

MySunrise271 — Thu, 20 Oct 2022 10:44:01 GMT

Congratulations on your Golden 1 Visa approval🎉🎉🎉

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Laredo — Thu, 20 Oct 2022 11:04:52 GMT

Congratulations. First time I heard of this CU.

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

SUPERSQUID — Thu, 20 Oct 2022 11:14:25 GMT

CONGRATS!!!!!

NICE ONE!!!!!

M SMART

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

raisemysc0re — Thu, 20 Oct 2022 11:43:55 GMT

Congrats!

4% gas sounds nice...

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Stealth-1 — Thu, 20 Oct 2022 18:12:00 GMT

@M_Smart007 - Congrats on another nice approval! 🥂 🍻

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Singledadof3 — Thu, 20 Oct 2022 12:36:52 GMT

Oh, yeah!! Congrats, Agent Smart!

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

coreyb80 — Thu, 20 Oct 2022 12:51:47 GMT

Congrats on the approval!

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

mrcraft — Thu, 20 Oct 2022 13:07:09 GMT

Congratulations on your Golden 1 approval!!

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

M_Smart007 — Thu, 20 Oct 2022 14:26:43 GMT

@PapaTunde wrote:
Congrats on your new approval
Never heard of this CU before

@Laredo wrote:
Congratulations. First time I heard of this CU.

@PapaTunde& @Laredo , Thanks!

A few post that date back to 2014 ...so been around, just not as popular as some of the other credit unions.

https://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=location&q=Golden1&location=forum-board%3AApp_Approvals&collapse_discussion=true

Had to use my Lake House Address to get in. Good thing I have a few DOCS with that address.

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

M_Smart007 — Thu, 20 Oct 2022 14:35:27 GMT

@Anonymous wrote:
Visa! Too bad the design is hideous and has 1% FTF. Congrats! # of new accts doesn't mean a thing to terrific history!

@Anonymous, Not really worried about design .. As I have seen some card designs that are way worser!

As far as the 1% FTF ... with 80+ Credit cards, I am sure I have at least 20 or more that have NO FTF.

Did not apply for this card for Travel. Applied because I was bored, laying around with back pain on pain Meds.

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

M_Smart007 — Thu, 20 Oct 2022 14:42:29 GMT

@805orbust wrote:
@M_Smart007 YEAH BABY!!!! Congrats on the pickup!!

@805orbust, Needed some more Dopamine

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

PullingMeSoftly — Thu, 20 Oct 2022 16:21:53 GMT

Nicely done Smarty, solid rewards structure on this one. I stopped at a G1 branch not to long ago to make a deposit for my Abound CU account, and G1's customer service was outstanding, they're a good bunch.

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Jeffster1 — Thu, 20 Oct 2022 16:26:56 GMT

I am very impressed with Golden1's Customer Service. Outstanding.

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

CoolHandSean — Thu, 20 Oct 2022 16:33:08 GMT

"Applied because I was bored, laying around with back pain on pain Meds."

Well then it's time for an app spree to add more to your 80+ and provide us the results!!!!

Congrats, 4% for gas is very nice!