topic Re: WF Reflect Approval $14k SL in Credit Card Approvals

WF Reflect Approval $14k SL

JFox418 — Tue, 25 Oct 2022 20:26:32 GMT

Was hoping to have my current zero interest CC balances paid down a lot more by now but didn't happen. Shopping around for good BT options and this looked to be the best one. Wasn't sure how well it would go considering two of my balances with the zero interest are high UTIL but turned out better than expected!

I'll add some DPs but haven't been keeping up with them the best lately. Bought a new car in April so those INQs are around 6 months. Did a CC spree in December of last year. Inquiries are EX - 5 / EQ - 1 / TU - 9

EX Fico 8 - 759

%27 UTIL overall

%0 account at %90 (this will be paid down and balance moved to Reflect)

%0 account at %73 (this %0 is good until April so going to keep chipping away)

Re: WF Reflect Approval $14k SL

CYBERSAM — Tue, 25 Oct 2022 19:29:49 GMT

Congrats on your WF Reflect Approval 🤑👍

Re: WF Reflect Approval $14k SL

spiritcraft1 — Tue, 25 Oct 2022 20:02:49 GMT

@JFox418 wrote:
Was hoping to have my current zero interest CC balances paid down a lot more by now but didn't happen. Shopping around for good BT options and this looked to be the best one. Wasn't sure how well it would go considering two of my balances with the zero interest are high UTIL but turned out better than expected!

I'll add some DPs but haven't been keeping up with them the best lately. Bought a new car in April so those INQs are around 6 months. Did a CC spree in December of last year. Inquiries are EX - 5 / EQ - 1 / TU - 9
EX Fico 8 - 759
%27 UTIL overall
%0 account at %90 (this will be paid down and balance moved to Reflex)
%0 account at %73 (this %0 is good until April so going to keep chipping away)

That is excellent! Thank you for the DP's. Can I ask if this was a cold app or did you have any accounts with Wells?

Re: WF Reflect Approval $14k SL

Yasselife — Tue, 25 Oct 2022 20:08:11 GMT

@JFox418 Congratulations 💳🥂

Re: WF Reflect Approval $14k SL

JFox418 — Tue, 25 Oct 2022 20:11:13 GMT

@spiritcraft1 wrote:

@JFox418 wrote:
Was hoping to have my current zero interest CC balances paid down a lot more by now but didn't happen. Shopping around for good BT options and this looked to be the best one. Wasn't sure how well it would go considering two of my balances with the zero interest are high UTIL but turned out better than expected!

I'll add some DPs but haven't been keeping up with them the best lately. Bought a new car in April so those INQs are around 6 months. Did a CC spree in December of last year. Inquiries are EX - 5 / EQ - 1 / TU - 9
EX Fico 8 - 759
%27 UTIL overall
%0 account at %90 (this will be paid down and balance moved to Reflex)
%0 account at %73 (this %0 is good until April so going to keep chipping away)

That is excellent! Thank you for the DP's. Can I ask if this was a cold app or did you have any accounts with Wells?

Cold app no other accounts. I did have a wells fargo dealer services account many years ago for a car loan?

Re: WF Reflect Approval $14k SL

coreyb80 — Tue, 25 Oct 2022 20:24:17 GMT

Congrats on the nice approval!

Re: WF Reflect Approval $14k SL

cashorcharge — Tue, 25 Oct 2022 21:04:36 GMT

WooHoo!! Congratulations on your Wells Fargo Approval!!👏🏼🍾🥂

Re: WF Reflect Approval $14k SL

CreditAggie — Tue, 25 Oct 2022 21:14:14 GMT

Congratulations on your Wells Fargo Reflect approval!

Re: WF Reflect Approval $14k SL

WasteMgmt — Tue, 25 Oct 2022 21:20:55 GMT

Congrats on the approval! Nice SL to go with it as well.

Re: WF Reflect Approval $14k SL

NoMoreE46 — Tue, 25 Oct 2022 21:31:31 GMT

Very nice.

Re: WF Reflect Approval $14k SL

KingRue8500 — Wed, 26 Oct 2022 01:13:52 GMT

Congrats on your Wells Fargo Reflect approval

Re: WF Reflect Approval $14k SL

fullacrobat5 — Wed, 26 Oct 2022 20:51:06 GMT

Congratulations on your WF Reflect Approval!

Re: WF Reflect Approval $14k SL

firefox100 — Wed, 26 Oct 2022 21:47:13 GMT

Congratulations on getting nice starting credit limit from WF.

Re: WF Reflect Approval $14k SL

tcbofade — Thu, 27 Oct 2022 12:08:51 GMT

Congrats!

Glad that worked out well for you!