topic Re: Two more approvals... in Credit Card Approvals

Two more approvals...

cynicaldragon83 — Wed, 26 Oct 2022 15:33:59 GMT

Unfroze my reports while apartment shopping...haven't found anything yet but that's another story.

Got two pre-approved offers online.

Ollo Rewards: Preapproved on Experian website which had me at 660 (v8): $1K
Mercury Mastercard: Showed **oustanding** odds on Credit Karma with a $4K credit limit presented in advance: Approved for the $4K, TU FICO is 640-ish with a disputed account that was IIB but not reporting correctly (another story for another post)

Heard these were decent rebuilders. No AF and thrown in the safe.

Sweet!

Re: Two more approvals...

FireMedic1 — Wed, 26 Oct 2022 15:35:39 GMT

Congrats. When were you DC'ed? What other cards do you have?

Re: Two more approvals...

SDMarik — Wed, 26 Oct 2022 15:40:51 GMT

Grats on the two approvals and the ongoing rebuild!!

Re: Two more approvals...

coreyb80 — Wed, 26 Oct 2022 16:54:15 GMT

Congrats on the approvals!

Re: Two more approvals...

cynicaldragon83 — Wed, 26 Oct 2022 17:01:02 GMT

@FireMedic1 wrote:
Congrats. When were you DC'ed? What other cards do you have?

Was discharged early September.

Capital One SavorOne for Good Credit: $3K
Walmart Rewards Mastercard: $1K
CreditOne American Express: $1K
Mission Lane Visa: $1K
Overstock Store Card via SP card trick: $250

Re: Two more approvals...

cashorcharge — Wed, 26 Oct 2022 18:21:15 GMT

WooHoo!! Congratulations on both your Approvals!!👏🏼🍾🥂

Re: Two more approvals...

raisemysc0re — Wed, 26 Oct 2022 18:29:26 GMT

Great start on your road to recovery.

Been there myself and my unsolicitated advice is to not go crazy with styarter cards. Get a couple and let time heal all wounds.

Good luck!

Re: Two more approvals...

Anonymalous — Wed, 26 Oct 2022 18:58:17 GMT

Congrats!

Though while it sounds like it worked out for you, the Credit Karma assessments are marketing not reality. The FTC just ruled against them, saying 1/3rd of those who were pre-approved were denied.

Ollo was acquired by Ally Bank earlier in the year. There might be some changes in store.

Re: Two more approvals...

M_Smart007 — Wed, 26 Oct 2022 19:03:41 GMT

Congrats on your Approvals!

Re: Two more approvals...

CYBERSAM — Wed, 26 Oct 2022 19:28:49 GMT

Congrats on your approvals! 🤑👍👍

Re: Two more approvals...

cynicaldragon83 — Wed, 26 Oct 2022 20:19:02 GMT

@Anonymalous wrote:
Congrats!

Though while it sounds like it worked out for you, the Credit Karma assessments are marketing not reality. The FTC just ruled against them, saying 1/3rd of those who were pre-approved were denied.

Ollo was acquired by Ally Bank earlier in the year. There might be some changes in store.

Yeah, the Credit Karma offer had a credit limit shown right up front. It was the oddest thing I've ever seen, and I wish I'd taken a screenshot of it. You do the application on CK's site as well, since I don't think you can do a cold app for that card (invitation only).

Re: Two more approvals...

fullacrobat5 — Wed, 26 Oct 2022 20:58:10 GMT

Congratulations on your Ollo and Mercury Mastercard approvals!!

Re: Two more approvals...

KingRue8500 — Thu, 27 Oct 2022 00:35:54 GMT

Congrats on your Ollo Rewards & Mercury MC approvals

Re: Two more approvals...

FireMedic1 — Thu, 27 Oct 2022 09:39:30 GMT

@cynicaldragon83 wrote:
@FireMedic1 wrote:
Congrats. When were you DC'ed? What other cards do you have?
Was discharged early September.

Capital One SavorOne for Good Credit: $3K
Walmart Rewards Mastercard: $1K
CreditOne American Express: $1K
Mission Lane Visa: $1K
Overstock Store Card via SP card trick: $250

Congrats again. Time to garden. 7 accounts in a month is more than enough to kick start a rebuild. Nice spree.

Re: Two more approvals...

CreditAggie — Fri, 28 Oct 2022 23:47:38 GMT

Congratulations on your approvals!

Re: Two more approvals...

PapaTunde — Sat, 29 Oct 2022 02:39:48 GMT

Congrats and GL with the rebuild