topic Re: Random CLI in Credit Card Approvals

Random CLI

Bizambish — Tue, 08 Nov 2022 13:26:23 GMT

I'll take it!

Have had a basic cash back card from my local credit union for years (currently my oldest card)

started with a 500 CL, increased to 1500 w HP about 4.5 years ago

never spend a dime on the card because I have so many better rewards cards and SUBs now

logged in to my account to do my regular online banking and see my CL has been auto increased to.... 20,000!

Re: Random CLI

coreyb80 — Tue, 08 Nov 2022 14:00:21 GMT

Congrats on the nice increase! Those can be some of best increases.

Re: Random CLI

Anonymous — Tue, 08 Nov 2022 14:15:49 GMT

Bizambish ... UNREAL!!!

Maybe you will want to throw them a bone now and then.

What a CLI!!!

Re: Random CLI

CYBERSAM — Tue, 08 Nov 2022 17:11:11 GMT

Congrats on your CLI! Very sweet CL 🤑👍

Re: Random CLI

Hex — Tue, 08 Nov 2022 17:28:25 GMT

@Bizambish

Does your credit union offer any cards that you'd actually like to use? If so maybe they'll let you product change to a better card to get some use for your great new limit? Couldn't hurt to ask.

Re: Random CLI

Cashbackjunky — Tue, 08 Nov 2022 17:49:50 GMT

Holy auto CLI, Batman! Congrats on the increase @Bizambish!

Good advice above from @Hex - I'd see if you could PC to a different, more useful, card and show them a little love back

Re: Random CLI

SouthJamaica — Tue, 08 Nov 2022 17:53:00 GMT

@Bizambish wrote:
I'll take it!

Have had a basic cash back card from my local credit union for years (currently my oldest card)
started with a 500 CL, increased to 1500 w HP about 4.5 years ago
never spend a dime on the card because I have so many better rewards cards and SUBs now
logged in to my account to do my regular online banking and see my CL has been auto increased to.... 20,000!

That is nice. Me I would start spending some dimes on the card

Re: Random CLI

cashorcharge — Tue, 08 Nov 2022 21:58:56 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Random CLI

KingRue8500 — Wed, 09 Nov 2022 01:18:09 GMT

Congrats on your Auto CLI

Re: Random CLI

Laredo — Wed, 09 Nov 2022 02:32:30 GMT

Congratulations that is a big increase. Spend a buck or two to thank them.

Re: Random CLI

Bizambish — Wed, 09 Nov 2022 12:32:35 GMT

@Hex wrote:
@Bizambish
Does your credit union offer any cards that you'd actually like to use? If so maybe they'll let you product change to a better card to get some use for your great new limit? Couldn't hurt to ask.

Unfortunately they don't; this is the best card they offer. Their thing is good interest rates and no fees. But of course I'll definitely put some spend on it to maintain and keep it open.

Re: Random CLI

user979797 — Wed, 09 Nov 2022 23:09:13 GMT

What an amazing increase Congrats

Re: Random CLI

CreditAggie — Thu, 10 Nov 2022 05:46:59 GMT

Congratulations on your 13.3X auto-CLI!