topic Capital One Venture X - 75K Miles - Approved! in Credit Card Approvals

Capital One Venture X - 75K Miles - Approved!

ultimaterewardsguy357 — Wed, 16 Nov 2022 02:04:53 GMT

Excited to share that I applied for the Venture X earlier today and was instantly approved for a $20,000 SL. Not a bad way to close the year! See the previous denial post here, HTH. GL!

DPs:

Prior/Existing Capital One Relationship:

No current accounts.
CapOne QS1, 2018 - 2020, closed 6/2020.
Secured Mastercard, 2019 - 2020, closed 10/2020.
CapOne Plat closed in 2014 and is no longer on credit reports.

AT THE TIME OF APP - 5:20 PM CST - 11/11/2022

5/24 Status: 4/24
TU INQ: 2 (6 Months); 3 (12 Months)
EQ INQ: 1 (6 Months); 2 (12 Months)
TU/EQ Accounts: 0 (6 Months); 2 (12 Months)

UTL: 4%
FICO 8 CS: EX 764, EQ 763, TU 757
AAoA: 6 years, 1 month
AoOA: 15 years, 1 month
Income: $90K - $100K

Current CC:

Discover It Cash Back, $7,000 CL, opened 12/2019
Sapphire Reserve, $10,000 CL, opened 9/2020
Freedom, $2,000 CL, opened 10/2020
Ink Business Cash, $8,400 CL, opened 9/2021
Wyndham Business, $2,850 CL, opened 10/2021
Altitude Reserve, $10,000 CL, opened 10/2021
Amex Business Platinum, opened 11/2021
Hilton Honors Business, $1,000 CL, opened 2/2022
Schwab Platinum, opened 2/2022
Amex Business Platinum, opened 3/2022
Ink Business Unlimited, $5,000 CL, opened 4/2022
Freedom Unlimited, $2,000 CL, opened 4/2022
Hawaiian Business, $2,500 CL, opened 5/2022
Business Gold, opened 7/2022
Amex Business Platinum, opened 8/2022
Marriott Bonvoy Business, $10,300 CL, opened 8/2022
Ink Business Preferred, $10,000 CL, opened 11/2022
Venture X, $20,000 CL, opened 11/2022

Re: Capital One Venture X - 75K Miles - Approved!

FireMedic1 — Sat, 12 Nov 2022 13:15:44 GMT

Congrats. Question.........................

AT THE TIME OF APP - 5:20 PM CST - 11/11/2022

5/24 Status: 4/24 With 11 new accounts this year?

TU INQ: 2 (6 Months); 3 (12 Months)

EQ INQ: 1 (6 Months); 2 (12 Months)

TU/EQ Accounts: 0 (6 Months); 2 (12 Months)

Re: Capital One Venture X - 75K Miles - Approved!

ultimaterewardsguy357 — Sat, 12 Nov 2022 13:31:37 GMT

@FireMedic1 wrote:
Congrats. Question.........................
AT THE TIME OF APP - 5:20 PM CST - 11/11/2022
5/24 Status: 4/24 With 11 new accounts this year?
TU INQ: 2 (6 Months); 3 (12 Months)
EQ INQ: 1 (6 Months); 2 (12 Months)
TU/EQ Accounts: 0 (6 Months); 2 (12 Months)

Yes! That's the great thing about business cards is that they don't add to 5/24. If you refer back to the accounts listed, you'll notice that only two personal cards have been opened this year, the remaining apps are business cards from issuers that don't report to personal credit reports - such as Amex, Barclays, Chase, etc. 5/24 takes into account personal accounts AND business accounts that report to personal credit files - notably TD Bank, UBS, Discover, Capital One Spark Mile, to name a few.

Re: Capital One Venture X - 75K Miles - Approved!

user979797 — Sat, 12 Nov 2022 13:48:30 GMT

Congrats on your approval after denial and your great SL

Re: Capital One Venture X - 75K Miles - Approved!

CreditAggie — Sat, 12 Nov 2022 22:25:36 GMT

Congratulations on your Venture X approval!

Re: Capital One Venture X - 75K Miles - Approved!

WasteMgmt — Sun, 13 Nov 2022 05:49:45 GMT

Congrats! Now time to hit that sub.

Re: Capital One Venture X - 75K Miles - Approved!

KingRue8500 — Sun, 13 Nov 2022 10:12:19 GMT

Congrats on your Capital One Venture X approval

Re: Capital One Venture X - 75K Miles - Approved!

gdale6 — Sun, 13 Nov 2022 17:16:19 GMT

That is a pretty healthy SL out of Cap-1, grats on getting it!!

Re: Capital One Venture X - 75K Miles - Approved!

Ontherise2020 — Sun, 13 Nov 2022 18:05:15 GMT

Congrats on the great SL on your Capital One Venture Card!

Re: Capital One Venture X - 75K Miles - Approved!

cashorcharge — Sun, 13 Nov 2022 18:41:47 GMT

WooHoo!! Congratulations on your Cap1 X Approval!!👏🏼🍾🥂

Re: Capital One Venture X - 75K Miles - Approved!

M_Smart007 — Mon, 14 Nov 2022 19:11:44 GMT

Congrats on your Venture X Approval!

Re: Capital One Venture X - 75K Miles - Approved!

NoMoreE46 — Fri, 18 Nov 2022 00:27:24 GMT

Excellent post @ultimaterewardsguy357.

Congrats on the VenX.

Re: Capital One Venture X - 75K Miles - Approved!

MrT_521 — Tue, 29 Nov 2022 16:06:05 GMT

Thank you for the DP! We're hoping that P2 can get the Venture X in a couple months. She has a fairly similar credit profile, so hopefully it'll work out. I'm protecting my 5/24 status, so I'm not doing it.

Re: Capital One Venture X - 75K Miles - Approved!

ultimaterewardsguy357 — Sun, 18 Dec 2022 20:35:59 GMT

@MrT_521 wrote:
Thank you for the DP! We're hoping that P2 can get the Venture X in a couple months. She has a fairly similar credit profile, so hopefully it'll work out. I'm protecting my 5/24 status, so I'm not doing it.

Hopefully, P2 goes for it. I protected my 5/24 count for a while and have all the cards that I am eligible for a while. I'll be looking to pick up more Chase personal cards in 2024.