topic Re: Approved Truist Enjoy Cash - $4500 SL in Credit Card Approvals

Approved Truist Enjoy Cash - $4500 SL

Bk2006 — Mon, 14 Nov 2022 23:22:22 GMT

Got this email from Truist today after a call from the fraud department to verify my address. Approved for the Enjoy Cash card, $4500 SL which is disappointingly low - but at least I now have a 3% cash back on gas card. The 0% APR on purchases for 12 months is nice too!

Data points: Originally applied via the prequal site 7 days ago today (11/7) and it showed prequalified for all cards. I did get a HP on EQ as soon as I applied - was hoping for just a SP. The email today did not show a credit limit or APR, so I called and the rep was able to give me my SL but no other information.

Now it's time to garden until late 2023 as I have all the credit I need for now!

Re: Approved Truist Enjoy Cash - $4500 SL

CYBERSAM — Tue, 15 Nov 2022 00:55:11 GMT

Congrats on your Truist Enjoy Cash Approval! 🤑👍👍

Re: Approved Truist Enjoy Cash - $4500 SL

CreditAggie — Tue, 15 Nov 2022 01:05:28 GMT

Congratulations on your Truist approval!

Re: Approved Truist Enjoy Cash - $4500 SL

cashorcharge — Tue, 15 Nov 2022 01:05:42 GMT

WooHoo!! Congratulations on your Truist Approval!!👏🏼🍾🥂

Re: Approved Truist Enjoy Cash - $4500 SL

KingRue8500 — Tue, 15 Nov 2022 04:06:41 GMT

Congrats on your Truist Enjoy Cash approval

Re: Approved Truist Enjoy Cash - $4500 SL

coreyb80 — Tue, 15 Nov 2022 14:52:50 GMT

Congrats on the approval!

Re: Approved Truist Enjoy Cash - $4500 SL

Guyatthebeach — Tue, 15 Nov 2022 15:46:29 GMT

Bk2006,

Congratulations on your approval. It's a solid card.

Guyatthebeach

Re: Approved Truist Enjoy Cash - $4500 SL

L8pmts — Tue, 15 Nov 2022 23:04:37 GMT

Congrats! Did your new card appear instantly in your online banking app? I was approved for the future card, they sent the approval email but I can't see the new card in my profile. I did however get a Cash Reserve line (which is visible) with the credit card app to be used with my checking account.

Re: Approved Truist Enjoy Cash - $4500 SL

Bk2006 — Wed, 16 Nov 2022 00:04:05 GMT

@L8pmts wrote:
Congrats! Did your new card appear instantly in your online banking app? I was approved for the future card, they sent the approval email but I can't see the new card in my profile. I did however get a Cash Reserve line (which is visible) with the credit card app to be used with my checking account.

I don't have any other accounts at Truist so no online banking access until the card comes in the mail!

Re: Approved Truist Enjoy Cash - $4500 SL

fullacrobat5 — Wed, 16 Nov 2022 04:08:12 GMT

Congratulations on your Truist enjoy cash approval!!

Re: Approved Truist Enjoy Cash - $4500 SL

CreditCharmer — Wed, 16 Nov 2022 07:11:22 GMT

Congratulations 🎉

Re: Approved Truist Enjoy Cash - $4500 SL

bigseegar — Wed, 16 Nov 2022 16:23:17 GMT

Seems that for the majority of folks that $4,500 is a pretty standard SL. Tough that it was a HP though as in the past it has been SP approvals.

Re: Approved Truist Enjoy Cash - $4500 SL

M_Smart007 — Wed, 16 Nov 2022 21:54:25 GMT

Congrats on the Truist Approval.

Re: Approved Truist Enjoy Cash - $4500 SL

Laredo — Wed, 16 Nov 2022 21:58:50 GMT

Congratulations on the approval

Re: Approved Truist Enjoy Cash - $4500 SL

Bk2006 — Sat, 26 Nov 2022 13:43:56 GMT

Just wanted to share a bit more of my experience with Truist... still not the smoothest process!

Received the card in the mail Wednesday. Went to truist.com/activate, tried 3 times and the web site would not accept my information. Then I called the 800 number on the mailer and the automated system was able to verify me & activate the card. Used it for a couple of small purchases (gas station & grocery store) and had no problems.

However, the biggest headache so far has been setting up online banking. I have no other Truist accounts so the web site would still not recognize my information when I tried to sign up for online banking (even though "credit card number" is an option available to set up online banking for a first-time user). So I called the main Truist customer service number this morning. Got connected to a call center in the Philippines. Agent I spoke to was very courteous and diligent but there was VERY loud background noise (her coworkers must have been throwing a party!) She said she would text me a code to read back to her. The text never came. Turns out the phone number linked to my social security number was a landline I last had 20 years ago when I was in college and had a BB&T checking account! After about 15 minutes of back and forth, she was able to get my phone number changed to my current cell phone number and I received a call (still no text) with the code. I am finally able to log in to truist.com, change my password, but the address still shows my college apartment where I last lived in 2004. Can't change my address online so perhaps I'll just go into a branch - there are two within walking distance of my house. Not impressed with the IT side of things at Truist so far as a new customer!

Re: Approved Truist Enjoy Cash - $4500 SL

UH_HUH — Sat, 26 Nov 2022 15:18:02 GMT

Trust is solid, congrats on the new card

Cheers