topic Re: Capital One CLI in Credit Card Approvals

Capital One CLI

HO8X7696 — Fri, 02 Dec 2022 18:48:33 GMT

I have been with capital one a couple years (2 years and 11 months). They were my first credit card which started with 1000 limit. Got 3 increases 100 each with no usage what so ever.

Really wanted to see an increase though so for me I decided to put 50% of my monthly spending on the card. Just requested an increase... and was given 2500 increase!

So my total limit is 3800 now.

I know that's super low for most of the people on the forum still but for me I'm super grateful.

Re: Capital One CLI

M_Smart007 — Fri, 02 Dec 2022 18:52:21 GMT

Congrats on your Cap1 CLI 🎉

Re: Capital One CLI

user979797 — Sat, 03 Dec 2022 00:27:56 GMT

Congrats on your move up with Capital one

Re: Capital One CLI

mgood — Sat, 03 Dec 2022 03:34:25 GMT

Congrats! Yeah, putting heavy spend on the card seems to be the only thing that gets Cap1's attention.

@HO8X7696 wrote:
I know that's super low for most of the people on the forum still but for me I'm super grateful.

Low or high isn't what's impressive. Cap1 CLIs tend to be around 10%. They almost tripled your limit!

Re: Capital One CLI

Anonymalous — Sat, 03 Dec 2022 06:21:25 GMT

@HO8X7696 wrote:
I have been with capital one a couple years (2 years and 11 months). They were my first credit card which started with 1000 limit. Got 3 increases 100 each with no usage what so ever.

Really wanted to see an increase though so for me I decided to put 50% of my monthly spending on the card. Just requested an increase... and was given 2500 increase!
So my total limit is 3800 now.

I know that's super low for most of the people on the forum still but for me I'm super grateful.

That's not super low. Congrats!

If you don't mind sharing with those of us who haven't been as fortunate, what percentage of the limit did you put on the card, and for how many months? Did you let the charges report, or did you pay it off before the statement closed?

Re: Capital One CLI

HO8X7696 — Sat, 03 Dec 2022 18:43:01 GMT

@Anonymalous wrote:
@HO8X7696 wrote:
I have been with capital one a couple years (2 years and 11 months). They were my first credit card which started with 1000 limit. Got 3 increases 100 each with no usage what so ever.

Really wanted to see an increase though so for me I decided to put 50% of my monthly spending on the card. Just requested an increase... and was given 2500 increase!
So my total limit is 3800 now.

I know that's super low for most of the people on the forum still but for me I'm super grateful.
That's not super low. Congrats!

If you don't mind sharing with those of us who haven't been as fortunate, what percentage of the limit did you put on the card, and for how many months? Did you let the charges report, or did you pay it off before the statement closed?

Thanks, I would max it out and pay it off right away three times a month. I never let any balance post. I did that for the last year. (Started around October 2021)

Re: Capital One CLI

Anonymalous — Sat, 03 Dec 2022 23:09:24 GMT

@HO8X7696 wrote:
@Anonymalous wrote:
@HO8X7696 wrote:
If you don't mind sharing with those of us who haven't been as fortunate, what percentage of the limit did you put on the card, and for how many months? Did you let the charges report, or did you pay it off before the statement closed?
Thanks, I would max it out and pay it off right away three times a month. I never let any balance post. I did that for the last year. (Started around October 2021)

Wow, no wonder they gave you a big bump!

Re: Capital One CLI

nytokyobred79 — Sun, 04 Dec 2022 09:20:10 GMT

Congrats on your C1 increase 😀

Re: Capital One CLI

KingRue8500 — Sun, 04 Dec 2022 10:46:28 GMT

Congrats on your Capital One CLI

Re: Capital One CLI

cashorcharge — Mon, 05 Dec 2022 01:20:03 GMT

WooHoo! Congratulations on your Cap1 Approval!!🎉🥂🍾

Re: Capital One CLI

moto4man — Mon, 05 Dec 2022 01:36:25 GMT

Nice!

Re: Capital One CLI

Dompolini — Mon, 05 Dec 2022 02:23:08 GMT

Interesting. Isn't this credit cycling?

Re: Capital One CLI

CreditAggie — Mon, 05 Dec 2022 04:57:09 GMT

Congratulations on your Capital One CLI!

Re: Capital One CLI

Cali_King — Tue, 06 Dec 2022 02:08:09 GMT

Congratulations on your Capital One CLI!