topic Re: BREAD CASHBACK AMEX approved 1 year post chapter 7 in Credit Card Approvals

BREAD CASHBACK AMEX approved 1 year post chapter 7

Amwallcovering — Wed, 11 Jan 2023 03:29:42 GMT

Long time lurker of FICO forum here finally registered to share my little joy.

I've been going thru very nice rebuild of my credit after my chapter 7 was discharged in December 2021 and decided to apply for Comenity breadcashback Amex exactly 1 year post discharge. Instant approval for 5k and after card arrived in mail decided to click CLI button after card activation-instant 1500$ increase totaling 6500$.

also went for shopping card trick on Sportsmanguide visa and received instant approval for 4.2k no hard pull at all.

DP: credit scores on 664-685 range 15 inquiries in 2022 income 132k. They pulled Experian for amex

I'd be happy to post screenshots here but I'm new and I don't know how (:

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

Jeffster1 — Wed, 11 Jan 2023 04:29:57 GMT

Congrats! The Bread Amex is a good card,

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

RealEstateGuy89 — Wed, 11 Jan 2023 05:22:19 GMT

@Amwallcovering wrote:
Long time lurker of FICO forum here finally registered to share my little joy.
I've been going thru very nice rebuild of my credit after my chapter 7 was discharged in December 2021 and decided to apply for Comenity breadcashback Amex exactly 1 year post discharge. Instant approval for 5k and after card arrived in mail decided to click CLI button after card activation-instant 1500$ increase totaling 6500$.

also went for shopping card trick on Sportsmanguide visa and received instant approval for 4.2k no hard pull at all.
DP: credit scores on 664-685 range 15 inquiries in 2022 income 132k. They pulled Experian for amex
I'd be happy to post screenshots here but I'm new and I don't know how (:

Congratulations on the Comenity Bread AMEX! It's getting to be a popular card around here. Which cards have you taken after your BK/for your rebuild?

Welcome to the forum! It will let you post pictures once you make a few more posts to the forum.

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

Jeffster1 — Wed, 11 Jan 2023 05:25:22 GMT

Now that that Comenity has gotten their website fixed, there should be much clearer sailing ahead for many of us this card.

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

SweetCreditObsession — Wed, 11 Jan 2023 06:47:40 GMT

Congratulations on the huge CLI and the new Visa! You're rebuild is going well😀

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

JoeRockhead — Wed, 11 Jan 2023 10:20:33 GMT

Welcome, and congrats on all your approvals, nicely done!!!

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

NoMoreDebt — Wed, 11 Jan 2023 10:47:27 GMT

congrats on the approvals

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

Amwallcovering — Wed, 11 Jan 2023 13:29:45 GMT

Discharged December 29th 2021.

january 1st applied and instantly approved for Mission Lane 500$ limit 0 AF, Credit one Amex 1000$ 39$ AF.

January 5th applied for Jasper Mastercard and two weeks later approved for 5000$( they were heavy based on income )

In April Discover approved me for unsecured card for 2000$( 1 month ago they gave me 1500$ CLI)

Capital one won't give me anything up to this day( burned them for 130$ which I've voluntarily paid after bankruptcy)

Joined NFCU in March and applied for secured card and put 5k down. In September opened Pledge loan for 5k and paid 4650$ down right away. Card unsecured December 3rd and converted into cash rewards signature with 8,5k limit.
Just closed my credit one card before AF hits .

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

coreyb80 — Wed, 11 Jan 2023 14:15:01 GMT

Congrats on the approval!

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

KingRue8500 — Thu, 12 Jan 2023 02:14:26 GMT

Congrats on your Bread Cashback AMEX approval

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

cashorcharge — Fri, 13 Jan 2023 18:46:38 GMT

WooHoo!! Congratulations on your Bread Approval!!👏🏼🍾🥂

Re: BREAD CASHBACK AMEX approved 1 year post chapter 7

CreditAggie — Sun, 15 Jan 2023 03:52:09 GMT

Congratulations on your Bread Cashback Amex approval!

@Amwallcovering wrote:
I'd be happy to post screenshots here but I'm new and I don't know how (:

You will be able to post images once you reach the rank of "Member" and the new badge disappears next to your username.